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<br /> 7Y1U�17�R W[i'N all tbe improvaaa�ents enw ar haralter aecied an tue prapehy.md W�.�,�ed
<br /> fi�tqu�a aow ar he�e�fT,a a prt af Ihe popaty. Ail ropl�oemar� �od tldltions�h�ll �IMO b� oovand Iry t61� Srw+iW
<br /> 1Mtnunent.AH oP�he forc�daj is rofarod W ia t6is Sacutity IaMivaq��t�s the"PropatY.•
<br /> lORIIOVHBR OOVBNAN'f&di■t lo�rc�b I�MNlIy aiiwd ut 1b Nt�le beroby coove�r�d�td b�s Ibe t�ht to pwt wad
<br /> convey the Pnopsrty nd dwt the P�o�aty b ur�ncumhend.e�coap kx arcumbrmoa of rot+o�4.�BAtit�ror w�rraow�pd wW
<br /> d�twd�enaaily Ihe Qde a�he Propesly�aim�t all cWrrr�rd danWd�.�ubject a�ny�of�w:ood.
<br /> THIS SECURTfY INS1'RUMBNT ca�nbinei unitorm oovenaiM�for natbrW uae u�d rmtt-wiifw�n aoraiwNa wW► IGa+�ad
<br /> v�ria�tions by judrdialon to contlwte a unitam�ecurity iaiqummt oovain�ral propatty
<br /> UMPORM COVENANTS. Barrn+rer�rd l.a�dei'rnvoa�nt+md�g�oe as fdbwo:
<br /> � 1. ll�ymeM of Ptl�elptl ui 1�Mew� Preplae�t aW We Cl�uta. Borrower �hall p�anptlY MY ��pu 4an �bn
<br /> pincjpl otad in�erat on�he debt evidencc+�by�fie Nda and anY Pmi�YmetN�nd iste clur�es due under tda Nde.
<br /> 2. Ptiwds for Tua aad la�ura�te. Sub}oct to applicaWc Ixw ar u�a wriarn wa�ver by Lender. Hcxrower �II pAY ua
<br /> 1,pder on ihe d�y monthly pa►Ymerqs a�e due under the NcMe.until tbe Nda iA pdd in fldl,a wtn("FuMs")for:(i)ypirlY toxp.
<br /> -- -- aad auec:ment:which mry ottain prfodty over tbia Secu�Uy In�arumaa an s�lien on�e Aroperty:lbl yeuly lacd�old p�Yma�
<br /> or g�nund rants an the lhnperty,if�ny:(c)YeulY h�wrd or property itu�u�sna prcmiume:(d)Y�uIY flood iawranoc pexniumw.
<br /> if�ny:(e19�Y�8�Bc inwnnce prcmiums.if any: and(�on9�P�Y��bY Bomuwcr w Lender.in aaord�nce wUb.
<br /> the provisioac d'par�graph 8,in lieu of�he pvymetu of mort��ge i�urmcc praniuma.Thase itamA iu�o caltod'@ccmw itamn."
<br /> Ladu may. at ony time. colloci and hold Funds in an arnaunc nat to cuceai thc m�cimum am�wnt o lender for s fodcrally
<br /> �elatai mongaQe laan may rcqu�rc for Borrawer's acroW account under the federal Real Estate Sei�kmctU Pnocedut�Act of
<br /> 1974 ae amendod from timc to time. 12 U.S.C. Scction 2601 et stq. ('RESPA').unless anotlxr law ti►at applfes t�Iba Fund�. . •
<br /> seu a lescer amount.If�o. l.ende�n�ay, �t any titnc, oollect md hold Fwids in u� unount not to excoed thc iessar.ainnunw
<br /> �—�- i.endcr may csttrtratc thc ansount of Fwds duc on!he basia of curnnt.dets and rtasoa�bk estim�ta of expendiw�+ea of fl�uis
<br /> &cmw Items or odierwisc in accordance wlth applicaMe low.
<br /> Tfie Funds siull be t�W in An inuitution wlw�c dcpoa+i�s arc insured by � fed�er�l agency. lnstrumentolicy. or rntitY •
<br /> (including Lender. if L.ender is such an lnsiirotion)or in ony Fedaral Home l.oan Sanlc.Lendar shull Apply thc Funda to pay tba
<br />_� Escrow Items. Lender may�t ctiarge Bormwe�for holding and applying the Funds, annually�wly¢ing the escrow accouM;or
<br />�`'��;. vetifying the Es�mw Items.unlesa 4erder pays eormwer intetrat on�he Fu�ds end applicabla Ww�permita Lender to make suab
<br /> �?� a charge. However.Lender may rtquirc Burrower to pa�y a one-timc cFwrge for an indapRndent re�I cstata tau reporting scrviae
<br />`_�� used by l�ia conneciion wi�h this loan. unless applicable law providr., od»rvvise. Unless an agrcemeot ia rtude or
<br /> applicable law rc�tires interest to bc paid. Itnder shall tiot be required a pay Borrowcr any interest or earninge an,the Funds.
<br /> Borrower and L�tr mey agree in writing,however.that intercst shall be paid on tiu Funds. Lender shall give us Borrower�
<br /> without chaqte.�u amwnl aacounting of the F�nds.slwwing eredl�s and debius to the Funds and the purpose for whiah cach
<br />_.- — �lsii so tt:e F�+!��a�.Thc Put�Ae er*�pl�tdged ee[Hld��nl cecn�ty for all sums eea�rod by this Secvrity Iqsirument�'
<br />,, ���, it the Funds held by�i.�ender e�ceed the amaunte pe�iusd to be held by appliaa6le law.L.ender shall account tu B�xaou►�er
<br />"'' far the excess Funds in•nccord.�uace wid�tbs requiremen�uF appliaqbla low. If ths ornount af the Fu�a held by�Lcrnder�t any
<br /> �=' time is na suftiaient to pay tl+e�'s+.�o�v laems wt�en du�.I.�ender moy��c►notify B+��vw�r in•wri�ne, and. in sueh case Burrower
<br />- •`u shalt pay to Leader the amount nec�v.wry tA make ap the deficiency: Bnrrower shall roake up d�e dafiaiency in no mor�a tt+an
<br /> ' twelve monhly payments,at i.ender's scic Giscnstion.
<br /> Upon p�}ment in fulb oP nll surne secured by �hiK Security Instrument, I.endc�r shalt prompdy refund to Borrower any
<br /> �,.�- FLnds held by l.ender. If,under pat�graph 21, Lender shall ncquire ur sell the Property, Lender,prior to the acquisition or sale
<br /> � ai the Prapen�,shall apply any Funde held by Lender at the time of acquisition or sale as a credit aguinst the sums secured by
<br /> __ � this Security rnsuument.
<br /> ;,.,._'�. 3.Applbcatioa of Pt�yments.UM�ss applicable I�w provides whttrwie�:,all payments receivod by Lender under paragmphs
<br />_ I and 2 shuli be applied: 6ir�,to any prepayment chnrges due under the Note; secand,to amounts payable under paragreph 2: _
<br /> � �� third,to imerest due;founh,to principal due:and la�,t,Iu any late charges due undc�r the Note. -
<br /> " • � y,;=•��. �r �t. C1'�iges; Lienn.Ffn«OWC�SFfBII�T;1y;III IUXCS,a.es�ssments,char�es,fincs and impositions uttributable to the Properry �'
<br /> . �-..sc+
<br /> , ��}:- which mny atwin priority over this Securdty Instrun�ent, and leuschuld puyment+or gnwnd rents, if any. Borrower shall pay
<br /> �:'=�=� �:;. tlxse oblisativas in the manncr pmvided im paragruph 2,or if not paid in that manner,&iROwer shall pay them on time directly _
<br /> ��'�'� �•i�;''��' to the person owed p�yment. Bonower shali promptly furnish to Lender all nmicc+of amaunts to he paid under this paragmph. _
<br /> ' ��'•��" If Honower makes�hese ments direql &�rrowcr shull rom tl furnish to l.endcr recei ts evidencin che a ments. -
<br /> d� I�Y Y• p p Y p 8 P Y -
<br />-�- �°"�:``•,." Borrower shall prompdy disrhar�eany licn which hus priorit�•over�hi�Sccurity Instrumern unless Bonower:lal agrees in
<br /> ��• �' writing to the puymem of the cibligolion sccurai by the lien in u manner acceptuble to Lcnder:l bl cumests in��wd taith the lien
<br />_-_ ' "� by, or defends agninst enWrcemenl of ih� licn in, legul pnxcedings which in Ihe I.c:ndcr'. opinion operutc to prevent the _
<br /> • :�'�.F''1'-':' enforcement of the licn; or(c)st�ureti fmm the holder ot'�hc lien an•rgrcement satisfuctory to l.ender wbordinating the lien to -
<br /> r� !":?;: '`��'' '' Ihis Security Instrument. If Lender detcrmincs tha� am part ��f thc Prcipeny i��uhject to u lien which nwy attain prioriey over e
<br /> _ ,�•.a;,• . .. , .
<br />- �y•t, ° ttiis Security(nstrunxnt. L,rr�dcr muy givc l��rruwrr a n��tice iJentifying thc licn. &�rrnwer.hull.uti,l'y th�lien or wke one or -
<br /> � ' �`•`'� more of dieactions set furth obove within IOJays�if�he giving of nuticc.
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