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<br /> Too�'fHBit w�rH d��he �ny�ravemenca now or na�e�lrer er�ecroa on�hc property.a�,a d�a�anax�.appusta,.ncaw.,m�l
<br /> flxturea nc�w on c�raRer � prt of Ihe property. All roplMxrt�ent� �nd �dditioiu wtWl ala be+ ooverod by � 8�urity
<br /> lIIWNrt1l11l.All ot the toneRoity l+rofa�ra�d to in thl�Secudty Instruma�t Y l�iE'Pt�O�qRy.'
<br /> HORROWER OOVBNAIVT9 fd�t 8ortaw�er iR lawfhlly�eiaed ot�b�e ea�te her�,by oonvryad�nd h��he ri�ht to p�nt wd
<br /> convry the propqty md tlyt tho PropeKy is unencutr�berod,oxccpt tor emimbr�nces oP rocord. Horrower w�r�atM�aid wW
<br /> defead acnernlly�he Ude to Ihe Property�ir�t dl cl�inu and demand�.wbJoct tu�ny encumbmnoGS of�d.
<br /> TH13 SECURITX INSTRUMBNT cambinex uniform wvenu�t�far rwdon�!uce and non-unifonn covenwMa wlt6 limited
<br /> v�riatlonr by jud�dietlon w corWltute�uniform�ecudty�natrument coveNn�rea�propetly.
<br /> �_:��_.._ UMFORM COVENANTS. Borrower and Lender covenont and agroe�folluwe:
<br /> 1. P�ymnat ot Princtp�l aud Inta�nti Pr�P�Y�t�nd L�te C6u�a. Borrower ahail P�M�Y PaY when due 1ha
<br /> pdncipW of and interat on tho drbt evidencod by the Note and any prepaymcnt and Irue chargai due under the Note,
<br /> 2. Fwnd�tor Tuss�ad Iawraaee. Subjoct to applicable law or to p written waiver by Lender, Borrower alwll pay W
<br /> Lender on the dwy monthly payments ar�e due under the Note,untfl the Note ia paid in full.a sum('Funds")for:(a)yearly t�es
<br /> "�-� �nd assessments which may uttaia pnority over this Secudty Instrument as a lien on�he Property;(b)yearly leasehold payments
<br /> __ or ground rent�an che Properey, if any;(c)yearly lwzard or property insurance premiums;(d)ycarly 8aod insuru�o�prcmiuma,
<br /> if any: (e)Youly mortguge insurauce premiums.ff eqy:and(� eny sums poynblo by Borrawer to I.ender,in xcordance with
<br /> the provisions of parngraph 8. in lieu of the p,+yment af mortgage insurancx prerrilums.These items are c�llod "Escrow ltems.'
<br /> Lender may.at eny time, collect and hold Funds in an amount not lo excad the maximum arnaunt a lendar for a faderiJly
<br /> related martgage loan may requirc for 8orrower's cscraw account under the federal Rcal Eslate Satticrr�ent Pravcdures Act of
<br /> _ =_ 1974 As amended fram time to time, 12 U.S.C. Section 21501 et aeq.("RESPA").unless another law.that app{ies to the Fwids
<br /> � � eets a lesser amount.If so; L.ender may, at any tlme, cal,ect And hold Faads in an•amaunt nat ta ezceed the lesser amaunt.
<br /> �'�:����_�� ,
<br /> >� Lender may esiimate thc amount of Funds duc on thc basis of currera daW and reasonablc cstimates of expendltures of futuro --
<br /> ����, - -� .
<br /> :��:;?�?.�• Bccrow Items or otherwise in accorda�ue with applicable law.
<br /> :`��' The Funda shall 6e held in an institution whose deposits are insurod by a federal agency. inatrumenuljty, ar entity
<br /> (including l.ender. if l.ender is such en institution)or in any Federal Home Lo:�n Bank.L.ender ahull apply the Funds to pay 1he
<br /> Faicrow Items. Lender may not charge Borrower for holding and applying the Fundy,onnuully analyzing the escrow Account,or
<br /> ve�ifying the F�u:row Itemx,unlesa[.ender pays�orrower intercw�on the Funds and applicuble law pertnits Lender to make such
<br /> a charge. Nuw4vrr. Lender may require Borrower ta pay a one-Ume charge Pnr an independem real es�ate t�x reporling xrvice
<br /> ,; • usod by L.etKlor in .rnnectian with this Irwn, unlexs applicahle luw pmvide� ntherwir.e. Unlesw an �+greement i� made or
<br />�:,�; applicablo luw rcyuircr intercst�n tw paiJ, l.cnder shull nnt bc rcyuircd�i►puy&�rruwcr any inlerest nr eurningx cm�he�undx.
<br /> • &�rn►wcr uixl l.cmirr muy uarcc in wrhing,however, that intcre�t+:twll hc paW un�hc Funda. Lender�:Iwll givc to Bnrmwer,
<br /> wiUuw� chwrgo, un annual ucc�wn�ing af�he Funds, shuwing rralilx anJ debitc to Ihe Fund�ard the purpc►se far whieh eych
<br />. -, �etsit to the FnndN r�sq macic.Th�Fsss�arr pledges!as additlonis!secarfly for a!!sussr�sccvsYd by lhia Srcasity la�trumtnt.
<br /> � � ��b If'the Funde hQIJ by LenJcr exaxd thc Amountx pern�itled to bc held by Applicuble law. Lc�Jcr Rhall u�:count to Borrawcr
<br /> ,,Y ,,,, ,,,, ;,ry for the excehx FundK ln uccardance with the requirements of appNcuble luw. (f the umcwnt oP Ihe Funds held by l.ender at any
<br /> time ix nat sufRafant��n pay the Eka►w Items when due.Lender may r,o notil'y Bormwcr in writing,and, in such case Borrower
<br /> .. + ` '���,:%`;�' shall pay to L.endar tlw amoum nocetisury to mnke up tl� defirlency. Bormwer shall muke up the deficiency in no more Uwn
<br /> � � � twelve mon�hly paymentH,s�t L.ender's sole discretion.
<br /> �tl�'���. '., Upan payn�ent in full of vll sum� sccured by this S��curity Instrument, [.ender shall promptly refund to Borrower any ___
<br /> "�`'�`'4"` , Funds held by Lend�r.[f.under paragraph 21, Lender shal l acquire or scll Ihe Propeny,LAnder, prior to the acqu isition or sale
<br /> 1�i:i+Y°e.i,-.:4r=�:htr,t;: ___
<br /> of�he Property, shull apply any Futxls held by l.cnder at the�ime of acquisition ar sale u.g a credit against the sntna secured by a,_
<br /> ��'� thls Security Instrunxnt.
<br /> i' � � p � _
<br /> � � r�,,,, ..,_�, a.Applicetion ol WvwQat4v.Unless applicuble law providex otherwiae,all payments received by Lender uncier paragraphs �;:^
<br />•�' ' 1 and 2 shall be applivd: 1'ir�t,w any prepaymcnt char�ec duc under�hc Notc; sccond,to amounu payable under pnragraph 2; ��
<br />- � ' k�h;.-;��'� �-
<br /> • ,;.�...,, . --- -- -� third,to interest duc:fourtli,a�principal due:and last,to any�lute charges due uuJrr tlir Note. f
<br /> �rc^�.��, �
<br /> _ `.:;;i . �' . 4.Charges; UQR4. &►rrowcr shull pay ull tAxes, as�essments, charges, fincs and impc��itions anrlbutable�u the Property --
<br /> ��`"�-?��+�- which may attuin priority c►ver tBis S�curity Instrument,and Icaschold paymentx or gr�und rents, ii eny. Bormwer shall pay
<br />- �..::;�W,. `-�--
<br /> '�•�� .•� • these obligotions in the m�nnar pn►viJ�J io parapruph 2,or if not paid in that manner, Bormwer shall pay them on time direcdy �
<br />_ � �:.r;�h :
<br /> ,y., ,.;,..:, to the pe�xn owcd paym�:nt. Purn►wor xhull prompdy fumish to Lender ull notice�of umount+to be paid under this paragraph.
<br /> �;���� � � !f Borrower makes these paynicntadirecUy,6urrowrr�hall prompUy furni,h to Lemler reccipts evidencing the pay�nents. �
<br /> �° Barrower shalt ro t! di�chvr c an li�n which has riorit ovcr thiti Scrurit Im�rument unletis Borrower: la)a rees in
<br /> <r:r.u...�.� . V � > S 9 p Y )' R
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<br /> ' �`�=" ' ' •• writing to the payment of the��bl igali�m.ecurv�d by thc lien in a manncr ucccptaMc to L.ender;1b)amtcsts in gc�J fuith the lien
<br /> n; . —
<br /> .- r�- by, or defends aRuin�t enfarrcment nf thc li►tn�in, Ic�zal pmreeJing� which in �hc L.cndrr's opinion operatc tc� prevent the �_,
<br />== s`� enforeement of thc lien:or(cl�ecures from 11�u hnldcr of thc lirn•rn agrecmcnt,•rti.fartury tu Lendcr tiub�ttdinating the lien ta -`"
<br /> ;:•�, f`;;'aw:`;i�,';,^,�,Y,, , this Security Inslrumcnc. [f l.�ndcr dat�rmincti INtu any part��f th� Praprny i.,uhjrct �a a licn whi�h may ,�ttain pri�►rity �wcr
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<br />���� +>*��• �:• this Security In�trument, Ixndcr muy givc &>rruu�er a nulirc iJrnlil'��in�:th�lirn. Bnrruwcr .ha11 �ti+l)• th�lien��r Wke one or =-
<br /> ' �•,.,. more of the actions scH furth ubovc within 10 dvyx�it��h�giving�il'nuticr. _:�
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