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<br /> pmiod�that t.crider r�eqoi�a. 7Uo 4uunwce c�ria provwin;tno incsv�aoe�Il ba chaa�by&xrow«wbje«w I.aiderh
<br /> appna��d whic�r�alt oot bo wae+uon�bly wW�held. if Bamwer fd4 w mai�win covcra�e deacdbed above,L�rder n�yr at
<br /> '. Lw�dert option.obt�ln oovarye ta ptolect L.aderti rl�lw ta the W aocarl�r�ue whh parunph 7.
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<br /> All i�oe pollciw and n�ew��11 be acceptabk to wd dwll Include�a�ndaN mart��e clawa. l.endee
<br /> �11 turve 1he ri�ht to hold�1ia policia and�a�awd�. y l.ender roquitt�.8onnwer clWl PmntplY�ive W L.aider W raxipt�
<br /> ot paid preq�fum�md nenewa!nolicea. In tha avau of loss,Borrowu ah�i!�ive prompt notfce to t�e fawnnce canier ad
<br /> L.eotier. l.ender an+iy m�ke pmof of las it not msde P�P�Y�Y Bonnwa.
<br /> Unkas Lender aad Bortowu othetwisa sgroe in writin�,inwranco fxvcooda ehall be appiiod w nxta�tiot�or t�epait ot
<br /> _-_� `�` Itw if tAe ratontlan or Kpair is ec�ar�amic�liy fe�sible�nd L.enderk socurity is not lesscnad. If ihe
<br /> a:��k�i ar�not a�onomicaUy fe�ibfe or l.ender� aecurlty would be ksia�ed.the insuru�oe prooeeda�tu�ll be
<br /> appliod w thc sums �ecund by this Sa.�wity instnunent. whether or nat then due. with�ny aaceu p�id w Bamnwer. It
<br /> Bomower abu�do�u the PmpGrty.or doa not aruwer within 30 days�not�ce irom I�endor Ilu�t iha inwru�oe c�rrler ba
<br /> offen:d w sextle�claim.tba�lrnder nu�y collect tha Inwrmce proceeda. L.eMer may use db proceeds to rcpair or reata+e
<br /> ��,e is given�Y aar�secwed by thia Security Instrummt�whether or not dKn duc. 7Ue�Il�day period wfp be�in whn
<br /> Unkss Lender and Borrowcr otbetwlse agroe In writing. my application of pmcooda to prjncipal shaH not eatwid or
<br /> postpooe the due data of the monthly payroema rcfcrrad w ln paragraphs 1 and 2 or change thc arr�ount of the p�ymenta. If
<br /> under paagnph 21 the is acquirM by l.ender.Honowerl�dgtu w nny insurance pol�cia ard p�ocxeds raulting
<br /> fmm d�msgc to�he P�q�eny�or ta the acquisldan�aU piss w Le�da�w tbe extent of tha:wro socuned by thls Secu�ity
<br /> Ir►stwneat imrrkdiately prior w tha acquisition.
<br /> 6. (kruWncy+ Praervstloo. llta6�terance a�d Proledbs of f6e Property: Barrovver's l.00� Appli�catiosC
<br /> I.eareboWa Borrower shall occupy.establish.�nd use the Property as Rorrower'e principal rcsiderrca withL�cinty days afler
<br /> - the executfon of tl�ia Security Jnsdunxnt mad sdall c�uinue w occupy the Pioperty an Borrower�a pdreipal�esidmce fer at
<br /> least one yar atter the date of accupancy. uniess l.ender ottierwise agnees in writing. which caisent ai�ll rat be
<br /> - -- unrcasanably wid�held ur uniess extenuuing ci�umstances exist which ore beyaid Barrower�conaol. �wer sha11�ot
<br /> -':��*s.�� destroy,damage or impair the Property.allow�he Propeny w deteriorate.or commit waste on th�Property. Borrower shall
<br />--���'t"�- be in default If any forfeitiu+s action m proceeding,whether civil or criminal.is 6egun that in L.end�x�s good fal�h judgmau
<br /> � cauld rcwit in farfeiture of the PropMy or othenWse materiaUy impair the lien cieatod by thia Savrity lrwrumrnt or
<br /> Lenderk sxurity intenest. Borrower may cure such a default and relnstote.as pmvided in paragr�ph!8.by causing tfie action
<br /> -- or procxding w be dismissed with a niling that.in L.ende��s goad feith detemtirwtion.piecludes forfeiturc of the Bormwer�s
<br />:F intarcst in the Propetty or other material impairrnent of tbe lien cteated by this Securiry Instrument or Lenda'� securlty
<br /> _ intereEG Borrower sholl �Ibo be in defauit if Bornuwec,during thc loan application procxss. gave materially false ur
<br /> — inaocur�te inforn�apon or st�tements to L.ender(or failed to pmvide i.ender with any material informatfon)!n conr�adon w(tb
<br /> +•'' the loan evidenced by the Note. including. but not limlted to. nepresenuulons concerning Bomower's accupanCy of the
<br />';�:: 1'roperty as a principa!�sidencae. If this Security Inswment is on a IeASehotd.Borrower shall comply wi�h aU tix provlsiau
<br />:`�`` ui ii�e kxse. li Hornrwer aoyuires fee Gda io tho Roperty,ihc kaKiwid and thc fa ade rimli not mesrge unies�i.erder agrees .
<br /> to tha merger in writing.
<br /> "I �:'�' 7. Protectba ot l.ender's Rights ta tde ProperEy. if Borrower fails to perfarm the covennnts and ents
<br />=_' contained in this Securiry lastrument. or thete ia a kgal proceeding that may significantly affect Lender�s ri ta in the
<br />-- � Property(such as a proceeding in benkruptcy,probete.fm rondemnation or forfeiture or to enforee laws or rcgulatbns),then
<br /> 4 , Lender may do and pay for whatever is necessary to prouxt the value of thc Property and Lender�s dghts in ttu Propeny.
<br /> Lenderk actions may include paying any swns secured by a lien which has priorlty over this Securiry insuument,appearing
<br /> in court,puying rcnsonable attomeys'fces and entaring on the I'mperty to make rcpaiB.Althaugh l.ender may u►ke action
<br /> '� urder this pnmgraph 7,Len�ler dces not have to do so.
<br />- "z�' `" Any amounts disbursod by I.cnder under this par3grAph 7 shall become additional debt of Bomower secured by this
<br /> '" Securi� Instrumen� Unless Bomower end Lender a ree to other�erms of
<br /> � y g paymem.these amounts shall bear interest from the
<br />°:,'� date of disbwsement at the Notc ratc and shall be payable,with intercst,upon notice from Lender to Borrower�questing
<br /> payment.
<br /> i 8. Mortgage Iosuraoce. lf'Lender requircd manfiage insurance as a condition of makinR Ihe loan secuad by �his
<br /> • 5�,;� '� ° Security Insuument, Borrower shall pay �he premiums rcquired to maintain the mortgage insurance in effect_ If. for any
<br /> � reason.the mongage insumnce coverage mquired by I.ender lapses or ceuse�to be in effer¢. Borrower shal! pay the
<br /> •.�.;•�.,�;.` premiums required to obtain eoverage substantially equivaknt to the mortgage insurance previously in effect,at a cost
<br /> '°��'-`: subsuintially equivnlent to the wst to Horrower of�hc mortgage insurance previously in zffect,from an altemate mortgage
<br /> �=�'''�"° insw+er upproved by Lender. !f subswntially equiv�lent mortguge insumnce covemge is not available,Bomower shall pny to
<br /> ti�.-::.. Lender each month u sum equul to one-twelfth of the yearly mongage insurance premiwn being paid by Borrower when the
<br />_-,-�. ' insumnce covernge lupsed or cea�ed to be in effect. Lemier wi41 accep4 use und retain these payments as n loss resen+e in lieu
<br /> '- � s,::r'.; of mortguge insurance. Loss reserve payments may no longer be rec�uired,at the option of Lender,if mongage insurance
<br />'•:'�. ''=�.`�``�'" coverage(in the wnount and for the periad that Lender t�equires)prov�ded by nn inxuner Approved by Lenderogaln becomes
<br /> ��'� �'" availuble and is obtained.Borrower shu11 ppy the premiums rcquimd to maintAin mortguge insurnnce in effect,or to provide a
<br /> =�'� `�� loss reserve,until the requirement ior mortguge insurance ends in accordance with any wrinen agmement betu•een Borrower
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<br />- �` • 9. Inspection. l.ender or its agrnt muy make reasanoble entries upon and inspec�ions of the Propeny. Lender shall -
<br /> •� �`""''�:"' " '"'� give Borrower notice at the time of or prior to an inspectian specifying reawnable cause for the inspecrion.
<br /> �Y.,. �`C 10. Condemnation. The proceeds of nny oward orclaim for damages,Jirec�or con+eyuentiAl,in connection with nny
<br /> •'._:. ..� . SMgk Famfly--Fiu�fe 11bdFYeddk M�c UNIFORM INSTRCME�T--Unifam favenanic !AO IfwR.3 nj6 p,rR�sl
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