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<br /> 6. Hwrd or Propa�ty Iawrapoe. Borrower dwll kap the improvanenu now exi�tin� or���6�d ort the
<br /> PropertY inwrod�aintit las by Qro. huands includod within the term "eateeded covenge' �nd �ny aher haz�rds.includin�
<br /> flood� or floodinR, for whkh Lender roguira iruur�u�ce.Thi�imwru�o sh�ll be m�intained in the unounta�nd far the periad�
<br /> th�t 1.ender rcquiros.The in�urw�oe caMer providin�the inaurance�Iwll be chosen by Bc�rrower wbject to Lender's�pprov�l
<br /> which shall nc�t bn unnw�tonably withheld. If Borrower falls to mafntein cvverage deccrib�d nbovo. l.ender nwy. at LetKkx'r
<br /> option.obtain coverage to protect Lcndcr's dghta in tho Prapetty in occorclance with psuagrs�h 7.
<br /> AO insu�policies and rcnewal� shNll be Accept�ble to Lender and ehwll inctude a�tandard mnrtQage clau�e. i.ender
<br />__ �� tahall havc the right to hold the policics�nd rcnewelx. !P Lender requires, eorrowrr Rhall pmmptfy give to Lend�r ell rccefpts of
<br /> pid premiume and rr,newal notices.Yn tho event of luss.Borrower chall�ive prompt notico w tho inw�carrier and L.ender.
<br /> Lender mry malce pmof oP bss if not rrude pmmptly by 8omower.
<br /> Unless Lender aiM Borcower otherwise agree in writing.insuranoe pRx�eeds shall be applied to rcstoralion or tepair of Ihe
<br /> Pmperty damaged,if tha nwtoration or rcpalr is aanomically feasibie and Lender's security is not leasened.lf the�torallon or
<br /> �._ npair is not economicelly fe�sible or Lertder's ee!��d1y wrndd I+r Irxannnd,the inr�i�nce prooeeda shall be appliod to the cuma
<br /> socurod by ihfa Security Instrument. whether or not then due, with any exass paid to Bomawer. IP Borrower abandons the
<br /> Property.or does nat answer within 30 daya a noticc from L.cnder that the insurance carrier hae offared to settls a claim,then
<br /> Lender may collxt the insurance procads. l.ender may use Iho proceeds to repair or restore the Property or to pay suma
<br /> secured by lhis Securlty Instrument,whetheror not then due.The 30-day perfad will begin when the notice is given.
<br /> Unless Lender And Borrower otherwise agree in writing. any applicat�on of proceeds to pdncipal shall not extend or
<br /> postpone tho due date of�he mon�hly payments referred to in paragraphs 1 and 2 or change the arnount af the payments. If
<br />_ under paragraph 21 the Property is acquirod by Lender. Horrower's dght to any insuran��c palicies and pa►oaeds resulting from
<br /> -�-__ -- _ d�r�ge to the Property prior to the acqufsition ahall pass to Lender to the eutent of the sums aecural by this Security Instrument
<br /> --- immediately prlor to the acquisition.
<br /> __ -__— 6. tkcupancy, Prerervation,Malntenance ond Protectlon ot t6e Praperty;Borrower's Loan Appfication;I.easehalds.
<br /> ���''� Borrawq�shall accupy,eslablish,and usc the Property as Borrawer's p�incipal residence wlthin sixty days after the execution of
<br /> -�- this Security Instrutnent atid shall continue to occupy the Property as Borrower's pdncipal residence for at least one year after
<br /> - �°""'� the d�te of occupancy,unless L.ender otherwise agrees in writing. which consent shall not be unre�sonably withheld.or unless
<br /> -- — extenuating circumstances exist which are beyond Borrower's control. Borrower shell not desvoy. damage or Impair the
<br /> — Property. allow the Property to deteriorate,ar commit waste on the Property. Borrower shall be io default if any forfeiture
<br /> action or proceeding.whether civil or crfminal, is begun Ihat in[.ender's good faith judgment could result in forfeiture of the
<br /> ;w�_,�� Property or otherwlse matedally impair the lien created by thia Security Instrument ar Lender's security interest.Borrower may
<br />- cure�uch a deFault and reinatate,as provided in paragraph 18.by causing the action or pracceding to bo dismissed with a ruling
<br /> -- shss.frs l,mdes's g�oc!�'a11h determination.prtcludex fart'titarc of ihc Borrawcr's intcrest fs thc Property or oihcr maicrl�!
<br /> impairrnent of the lien created by this 5ecurity lnstrument or Lender's secu�ity interest. Borrower shall also be in defaulr if
<br /> Borrower.durfng the loan application pracess.gavo matedally false or inaccurate information or statements ta Lender(or failad
<br /> to provide I.ender with a�y material information)in connection wilh thc loan evidenced by the Noce, including.but not limited
<br /> to, representetiuns concerning Barrower's accupancy af the Property as a prfncipul residence. If this Security Instrument is on a
<br /> � � kasehold. Borrower shall comply with all the provisions of the lease. If Borrower acquires fee dtle ta the Property, the
<br /> leasehold and the fee dlle slwll not merge unless l.ender agrees to the merger in writing.
<br /> 7.Prutection ot Lender's Rights tn the Property.If Borrower fails to perfonn the covenants end agreements contuined in
<br /> this Seru�ity Instnrment. ar there is a Iegal praceeding that may significaMly affect L.ender's rights in the Property (such as a
<br /> -!_ prooeeding in bAnkruptcy.probute,for cc►ndemnWion or forfeiwre or to enforce laws or regulations), then I.ender may do end _
<br />. pay for whatever is necessary to protect the valuc of the Property and Lender'� rights in the Property. l.ender's actions may
<br /> include paying any sums secured by n lien whkh has priority over this Security Instrument, appeuring in court, paying -
<br /> �;�. reasonable anorneys' fees and entering on tha Propeny to make repairs. Although l.ender may take uction under this parugruph
<br /> %�'r 'r 7,[.ender daes not have to do so. -
<br /> '� + `�%'' '� Any umounts disbursed by Lender under this puragraph 7 shull become udditionul debt of Borrower secured by this
<br /> Sxurity Ins�rument. Unless Borrower and Lender agree to other terms of puyment,these amountg shall bear interest from the -
<br /> date of disbursement aI the Note mte and shall be puyablc, with interest, upon nwice from Lender to Borrawer requesting -
<br /> �,�, q.. PaYment. -
<br /> _ r�� � � � 8. Mortgage Insurance. tf Lender required mnngage insurimce us u cundition of muking the lo•rn securod by this Security
<br />---��±f��''K�":.
<br /> s+ ,, ,��: Inatrument, Borrowcr shall pay the premiums required to maintuin thc mongage inaurunce in effect. If, far ony rea�on, the
<br /> r' mortgage inaurance coverage required by Lender Inpses or ccuxs to be in efl'ect, Borrower shnll pay the premiums requin,�d to
<br />-- -� �_,.;; abtain coverage substuntially equivulent to the mortgage insurunce previously in effirt,ut li c��st suM�tantially equivulent to the
<br /> � cost to Borrower of the mortgege insurance previously in cl'fi�rt, fr��m un uhcmutc mongage in.urer Approved by l.ender. If
<br /> •;;,���^, substantially equivulent mong�ge insurance coveroge is nc►�av�iluhle, Biirmwer shall pay to Lend�:r cuch month u r�um cyuul to
<br /> .-,,��� ; •• one-twelRh of the yearly mortgugc insuranrc prcmium being paid by Barrowcr whcn thr in,urancc rnveragc laptied or ceased ta
<br /> ; ,,;ti � lx ineffect.Lender will ac��ep�,use und retab the�payments u+ a loss re�erve in lieu of mnnguge insuranre. l.oss reserve
<br /> .p5:���T� +�,t���r Form3028 9190
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