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<br /> - sM fu�tu[es now or lxcpfteC a pact Of the ptopetty. AIl nplacements and�additions sh�i aiso be rovered by this Security .
<br /> — � --- =L�umeu��lliott6efnr�isrefertedminthisSec�uit�tast�umeneasthe-°Ptope�ty";--- ------- . -.__ --
<br /> . BORRaWQt fOYENANTS tt�at BorrowES is tawfully seised of tl�esrate t�eby¢onveyed and i�as Ehe right to gnat ..
<br /> - uui co�vey the Pmpaty aad tt�at the Ptoperty is unmcum6eted,ex�ept for eactunbrances of tecmd..Bomower wairants aad �
<br /> . ` wiU defend generaUy t6e�ttb�ta the Property against aU claims and dema�ds.subject to aay eqcumbrar�ces of recoid. � . •�
<br /> °77i1S S�C1)RIfY iAFSTltUMEt�I't'combines uai�ona �`ven3nts fa•naiionat usG and noa-unifarm ooven�n�t with
<br /> , limiud vuiasians by�urisdict'sai to caas6tutc a unifocro sea�rity insuument coveriag n�at propetty. , .
<br /> — UN�DItM COV@JAN7S. Barmwesaid Lerder coveoaat arid agc+ee as follows: .
<br /> l. Plq�t d Prl�dpai a�Iaterest;Prepaymnt a�d Late Cbarges. Aom�wer sha11 p�omP�Y FaY w�due the
<br /> � p�uuqmi of and int�test oa tbe debt evidenced by ihe Nae and anY PKWY����8�due under the Note- .
<br /> - - 2. �1uds foe'[3�ua a■d L�rs�ce. Subject to applicabk law or to a wnuen waiver by I,ender,Bormwer shall pay to
<br /> -- i,ender on the da maathlY PaYments ace due imder the Note.unq"l.tAe Nae is paid in full.a sam("Fm�ds"3 for.(a)Y�Y
<br /> __- ta�ces anct assessments which,m�y atwin priaity over this Securiry lnsuument as a tien on the Pmpeny;(b)Yearly teasehold -
<br /> PaYments ar gto�u�d reats on the Property, if any. (c) Year1Y, harand or projxrty insurance {mmiums:(d)Y�Y ��
<br />__" iusurance premiwns. if any: (e)Y�Y�8a8��P�i�if any:aad f�aay swns`payable by Barower co
<br /> =?" , [.ender,ia accardance with tl�e pmvisions of paragaph S,in liw of the payment of moKgage insur.mce pre�cm�s. �, . _
<br /> : .,�- item4 aze calted"Bscrow Itea�s.".I.endet may.at atry tim�eollect�ud iwld Fvnds in aa amount not to eacted tt�e rt�aiampin .. ------ _
<br /> , amauat a leader for a federally retated mortguge toa�►may n�quire for Borrower�s escraw account under the federat Rral � � -. �'
<br /> �4�Settleilnent Procoduies Act of 1974 as amended fibm time ta tune,l2 U.S.C.$2601 et seq.l"RESPA"),w�tess another -
<br /> ... taw tUat npplies W the Funds sets a tesser amonnt� If so.l.ender may,at any tim�collecE and hotd Funds in an aniount not to '..:'�y:`�'-'�"�'
<br /> ,excad tl e lesser amount I.ender may estimate the amount of Funds due on the basis of cnment data and nasonable �-�-__ -
<br /> .°t��: °- estimate.c af expeadituces of fature Fscivw i�ems or ott�erwise in accordance with applicable l�w.„ ��T-
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<br /> `,- 'Il�e Fund4 shall be held in an instiamon wliose deposits are insural by a federal ager�cy.msa�ucnentaliry.or entity ..-.--
<br />- � �;, (including Lender.if I.ender is sach an insrimtion)�.in any Federal Har�e Loan Bank. l.ender sdall apply the Funds to pay ,��_
<br /> . �=. the E.gciuw Items. Lendec may not charge Boiro�er for holding and appiying tbe Funds,armually analyzing the escrow q
<br /> k: aeCO�n�or verifying the Esemw Iteiac, nnless Lender pays Bocrower interest an the Funds and applicaWe taw permits ;y._
<br /> -.. - i,enciec W make soch a cbarge. However.i.ellder may reginre.Bom?wer.to pay.a one-time charge far an independent�•reat �.' - �-�°��
<br /> : � estate tax ieponing secvice used by Lender in connection with this loan.unless applicabie iaw provides otherwise. Unless a�e _ , -
<br /> � agreement is made or applicable law requires inte�est to be paid,Lender shall not be required to pay Bortower any interest�or
<br /> ne
<br /> eamings on the Funds. Bmcower and.l�ender may�in wnUng.howevet,tliat interest shail be paid on the Funds. Lender -- _
<br /> ' ��>.x,�'� � shall give to Bormwer�without charge,an annual accounting of the Funds.showing credits and debiu to the Funds and ttie �. ,:: ;��_
<br /> .'� . '�`'_�� � ' purpose for which eacb.debit to the Funds was made. The Funds are ptedged as additional security for all smns secuced by . �- . �.;:,,-
<br /> this Security Instrument. '���• "-�'=':--
<br /> �• � If ihe Funds held by L.ender eaceed ihe amounts permitted to be held by a{splica6le Iaw, Lender shalf accaunt to >.` =�•�_�`=
<br /> �'� - '� Barrower fa the excess Funds in accordance wiib the requtrements of a licabte law. If the amount of the Funds held b •t''�'���•'� ``-
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<br /> I.ender at any thne is not su�cient to the Escrow Items when due.Lender ma so noti Borrower in writin and.in . •'=°='m•
<br /> PaY Y fY 8• -��.',•;;.�r.�:-' -
<br /> ;�.� such case Borrower sAall pay to Lender the amount necessary to make up ihe deticiency. Boaower shall make up the - � �
<br /> ' � ;� �� deficiency in no mone tha�t twelve manthlY payments,at Lender's sole discretion: •'':.; '-
<br /> r'�-' Upon payment in fuli of all sums secured by this Security Instrument.l.ender shall promptty refund to Borrower any • •
<br /> '��=� ' .� Funds held by l.ender. if.under paragraph 21,l.ender shall xquire or sell the Property.Lender.prior to the acquIsition or . . =-
<br /> �•��i'a'���� � sale of the Ptoperty.shall apply any Fu�ds held by L.ender at the time of acquisition or sate as a credit against the sums , � _
<br /> : �'�• secured by this Security tnstrumen� � .
<br /> `' `' 3. Applkatba d Pl�yments. Untess applicabie law provides atherwise.all paymen�s receivcA by 4ender under � � '.
<br /> . y ";:v�•���. paragraphs 1 and 2 shall be applied:first.to any prepayment charges due under the Note:second to amounts payable under � �.. �-
<br /> " `�.�== . : paragapi�2;thud to interest due:founb.to principal due;and last.to any late charges due under the Note. ' -�'
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<br /> -,._;�; 4. C 6 a r g e s;L i e n s. Bolrower s ha l l pay a l l taxes, assessmen t s. c h a rges. C i n e s a n d i m p o s i t i o ns anributabte to the .�..����-
<br /> • Property wliich may attain priority over this Seturity lnstrt�ment,and teasehold payments or ground rents.lf any. Horruwer � �, `
<br /> • `.�� shall pay ihese obligations in the manner provided in paragraph 2.or if nat paid in thai manner.Barrower shall pay them on } , .
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<br /> time directly to the person owed paymcnt. Borrower shall prompUy fumish to l.ender all notices of amounts to be paid under
<br /> �"•.j� this patagraph. If Barrower makes these paymenu directly.Borrower shap prompUy fumish ta Lender receipts evidencing � �
<br /> - L'�'<:.° �. ihe PaYmenu. . . •' �•y
<br /> ` � '"''i"''~ Horrower shal!pramptiy discharge any lien which has prioriry over this Security Inssrumerit untess Bor�ower:(a)agrees -
<br /> �••_s:..
<br /> "�' '`�`�� in writing to the payment of ihe obligatian secumd by the lien in a manner ucceptable to L.ender:(t�)cantesu in gc�od faith the � ' ` r�
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<br /> � . ' �`-%`= liea by.or det'ends against enforcement of the lien in,tegal proceedings which in the Lender§apinion operate to prevent the : ' �
<br /> Y-� �� = ' enforcement of the lien:or(c)secures from the hatder of the lien an agreement satisi'actc►ry to Lendet subordinating the lien '� . ' •
<br /> '�`.� :-�� . to this Secudty lnstrument If Lender determines that any part of the PrapeRy is Kubject to a lien which may attain priority ! •� . :
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<br /> .�.•�;� :d,- avcr thls Sccurity lnslrumen�Lender may sive Borrawer a notice identifying the lien. Borrawcr�hall satisfy the lien or take ��� ,
<br /> � , ' `_`" one or more of thc actions set fortt�atwve within 10 days of the giving of notice. E � � • ;
<br /> . � • ',5�::r � S. Hazard ar Property lnsurance. Bortower shall kcep ihc improvements now exititing or hereafter erected on the ;. .
<br /> �� - �-- Property insured agzinst loss by�re.haz�rds included within ihe term"extended coverage"and any other hazards.including '
<br /> . , • °•°��' , � IIoodc or t7ooding,for which Lender requires insurance. 'I'his insurance shall be maintalned In the amounts and for the � '
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