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<br /> . , � ADJU�TABLE RATE RIDER .
<br /> ' � . �, Y.�Trw��r ind.�-nr. c+�.) 9,�� i�]I�� .
<br /> ��o�usr�a►te�aoe+w�a.w._ �� d.y a� ,iuw �_,.n�
<br /> w k�oo�por�Md Mo.�d�hM b�d.�Md b.nNnd�nd�uppt■nMa�h.1�lorp.p�,DNd a Tn,�t a e�aMNfr D�e (a�.'Ma+l�y Ins�u�h .
<br /> d tM MIIM dM��iv�1,bY�►�d������b NoUn B011Oww'�Ae�u�t�bM R�q NoN(111�'N�y b
<br /> w.�a.�_� � s�.�_� �d A wrw�Y1�f/��riN1�VAQdA
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<br /> (1M•I.�d�rry d tlwi�r�w dM��nd,aaVMkWtM pap�N dNabrd b tM 8�arb�un�t ml loat�d �k
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<br /> • A�W ' Wiw�te� ApAI'i.9
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<br /> � TM� �or�ooNr�wvs�o�ns�s �u�oMnNO�cwwa�s iN�ms �r�esr Fu�
<br /> __ �m'ni��cx�r�+r�Y p���'�', ni� � uMn,s� rwouKr TMs eo�nowER�s
<br /> IM7"�A�ST,R�IT�QAN�QH1Mi�E AT ANY ONB T1ME A1iD 'IH@ MAXIMUM RATE TH�
<br /> , ��ORROMI�R MU8T PAY.
<br /> /1DDITIONAk DOYHNAN� MI�addlqan,bl ihn,pav�nmts and�pn�mnts n�dt N tht S�cwlty Imuu�L Borroww�nd L�mMr lwthw
<br /> oorwnt�nd��M�e lolowa:
<br /> l� N�RTrAE�it RA'i�AND IWON'i'Hf�JV PI�IPWCNT CHANOE8
<br /> = --- Thp NQt�►PMMd!+�lor m MdlW�lnt�t•�of �� 7k Th�NoU P►cvld�e 4or ofw►Ws In th�Mq�nst r�and tht
<br /> ��b PM�Mg�ia tolow�:
<br />- 4. II�EREST F,iAPP� AND��MTHi�.X 1�/4YMENT CHANGiEB , .
<br /> (M ���� I►uaust , t sat .�na on u+a dn►
<br /> Ths IrAKat mtp Fwil!MY�M cAanpq amlh�bst d�Y of
<br /> �v�ey Iw�Mb(12th)manth�111p�Ra',.�ailidMle on whloh my btKat rau eoutd aM�nps b aalied� 'Gh�nps O�t�'. ,
<br />;;� �) � Ind1�x .
<br /> ' g�pinnlnp wRb�the�st Oh�nOe Oda.mK IM�t rat�wv W bu�d an an IndaK. The'Inda•is ths monthy�wraps yiNd on Unit�d
<br />=:r S4d�e Tiwwry s�cuiw+es.�dj�tated to�oonetant�m�WdtY of on�11)Y�,�s mad��v�N�bN by th�F�rMrtl Rn�vo Bovd The mori r♦
<br /> . owq 1r�Apun�a oi,iha drta fo�ty�r�(+u3���ch Ohanse Qate h+�Aed the'��.Kn�►t InM�s•. �
<br /> .�� il 1be Indaoc Is no lonp�r awWWlv�th�Nob HaWer wtl chaoae a new indac whlah is bu�d upon eompanbU infamMlon. Thii Not� .
<br />:',• �,r Holdw wiM qiv�nn naUc�of thb chWa.
<br /> ' �' (C► Calaut�on of Chenps� �490
<br /> t``,;,` ,.:;,;:��'� &fo�el�ch Qlw�ps D�te,iha Note Holder wiN c�kut�te my new intwat rata bY�ddinp
<br /> „ y'�+'::'?;� peroenqOe potnb to ths Cwr�nt Index. Th�r�wits oi Ihls addFtion wMl ba my nwv tnt�nst aM wNp th�
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<br />. r nezt ahanpe dw. 3ubJeot to tha Umfts al�wd In 9�otion 4N)bebw,thb n�w �mount wI1 b�my nwv Int�nat�unt�th�nat
<br /> '•,i : Clwnpe D�b'
<br /> "ti ��. t th�t would b��ufAdmt to ths unp�W pindpd that I�m
<br /> � ._.>.�•4':":`. .�.. TM Nott Holder wAI then d�t�rn�in�ths ama+nt of ths monlhh WY� �y
<br /> °."':.."` �ec�d to ow��t th�Chanqs Dne in tuY on M�m�turNy cl�ta d my naw N�tar�et rate In aubaqnlWY�WY�. me�eeun w�nts
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<br /> � #$�'�{e;b ' alout�aon ww�b�th�n�w.mount w mv momhlr a�Y�
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<br />'..;j., � r�:t;.w�'7:.• (D) Ltmits on I�r�d Rdo Ch�nqrs
<br /> - � !a•;.�'�-,y",';!,� Th�Int�t fiwte 1 am nquked la pay�t the Wst Chonys Oate wtN nol b� qn�ter then 8.280 16.
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<br /> -�j�.,�,.'�Y;:c;;u�`,;�;, Thendta�mY interaat ate wiY nevAr bo Ner�a�ad a d�s�d on�ny sinpb Chanqe Data by mon th�n 1.890
<br /> :.�:�;�t`�i���;!•'; _ p�rornt�qe pokrts hom th�rau ot intereat I hav�b�a� p�yinp tor tM pracedhq 1wNr�(tY)month�. My Intereet
<br /> - , nte wil nw�r b�yrate►th�n 9 990 %,w bss th�n � 96.
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<br /> . -���;.:.:-�-�� �E) Etf�ctiw Oab of Ch�ng�s
<br /> ;�`�.�;�',,., .�; My nwv Inte�at ale wW bacrxn�eff�odve on aach Chanpe Data. 1 wil p�y the�mouM oi my naw monlhlY WY����0 on th�
<br />;�.: L,:� y,,;`.:,.� Irst monthll►WY�t d�t��hw th�Chanpe D�t�untll the mwum of my moMhN PsYment ch�nyea aqein.
<br /> �� +��t''�~�;F.:r,��%�4� , (Fl NotIC� of Chtn��s
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<br /> ,. .. •r, .:,,�:. . Ths Not�Hotdr wpl deliva or moY to m��nodce of�ny ohan9ea In my i�tenat rate�nd the amount ot my maithN p�ym�nt ba�on
<br /> A��` � ��� tha�IIea1Na d�te ot�ny ch�nye. The noticQ wW Molude iniormtllon nquted by kw to be yiven me and also tM tltlo�nd tNaphona
<br /> ��`�'��"." on I may have tha notice,
<br /> . . • numbw ot�puson who wpl�newer�nY 4� �°�^4
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<br /> - -� ` �� ".���� MULTGSTAiE ADJU9TA8LE RA7E RIDER�ARM&2•s�n�F•m�y-F�nnia lN�elFroddle Mia UnHatm MeWrtient �` 111 3/8S -
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