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<br /> �93- �o�rs
<br /> candemn�tion or dher uici�of�ny p�rt of Ihe Proparty.ar far ca�nvey�nce in deu of cond�nuutlon.�ro txreby iwl�d and
<br /> .b�l�be p�la a L.an�kr. �
<br /> In tLe cvent of'��ad udcin�oP the Propeny.�he pnxeedi sh�ll be �ppUed to the �ums .aurod by �hir Bacurity
<br /> Inqrumen4 whe�l�cr a'not�hen duo,whh�ny cxce��p�fd to Bortower. In tho evcnt of a piutiMl Wcinp vf the PropeAy ln
<br /> which tho f�ir matket v�lue oP 1he P►openy immodi�tely beforo lhe�alcinQ ie oywl to ar�rc�ter Ih�n Ihe rrnaunt of 1ho rum�
<br /> acaured by tt�i�Security Induumem immedirtely bcfora Iho tafcin�.unlaw Bonawcr w�d L.cnder ahrrwl�o aQree in w�itin�.
<br /> the�ums�ecwied by Ihl�Socu�lly Inrlrumcnt shall be e�educod by 1he amounl of Ihepn xoodr mulUplkd by tho iollowin�
<br /> fi�ctian: lo) �he tol�l amuunt of tho�umR eecuoed immadiutely befcNe the lakin�,divided by(b)Ihe f�ir mwrkQt v�lua of the
<br /> � �� - -�� Property imrrediakly 6eforo tFw teleing. Any halunce:hnll ba pnid to Bcxmwer. In�he cvent oi'r putiol ��fcinY uf ii�
<br /> PropeAy in which Ihe fiir mwrket vuluc oi the PropeAy immed{ately beforc the toking ix lexx�han Ihe wnount af�he�urtui
<br /> ° ° securcd immediutely bePoro thc laking.unless Borrower and l.ender otherwixe ��rce in writing or unlea� applicAblc Iww
<br /> otberwise pt+ovide�,tt�e procads rhall be applied to the Yums cecured by thie Securf�y buruument wlKther or not�he rumx w�e
<br /> then due.
<br /> - ' It the Prape�ty is abnndoned by Horrowe�.or if,+►ttar twtice by I.emh;r tu Bw�uwcr ttwt the cwtdemnar offets to mak¢
<br /> an aw�r+d a settic�claim far dwnugea,Bortower fails to rcspond to l..ender within 30 days after Ihe date the notk�e is given,
<br /> _ � L,eoder is�uttwrlud to callect and apply the praceeds,ut its option.either to�stwation�x repair of tlw Propeny or to�he
<br /> i eums securcd by thiR Securiry Inspvmcnt.wheH►er or not then due.
<br /> Unlas Lendcr and Borrower otherwise agrce in writing.any application of proceeds to principal shuil not ex�end or
<br /> poatpone iha due dote of�monthly payments referrcd to in paragraphs 1 und 2 cN ch�nge the amoun�of such paymcn�v.
<br /> 11. Borrower Not Rekased; Farbearance BY Lender NM a WWver. Eatension of the time for payment or
<br /> modification of uawrtization af the sumc secured by this Security Instrument granted by Lender to any successor�n intercst
<br /> of Barower shall not operate to rekase t6e liability of ihe originol Borrower or Bormwerk succassors in interc�t.Lender
<br />_= � shall not be rcquircd to commrnce proceedin�s againsl any succe.�c�n' in intercst or refuse to extend Ume for puyment or
<br /> " --� otherwise madify emortization of thc sums secured by Ihis Security lastrument by rca4on of any demund made by the original
<br /> Bomnwer or Borrower'a successors in intenest. Any for6earance by Lender in exercising any right or remedy siwll not be a
<br /> � waiver of or preciude the exercise af any right or remcdy.
<br /> - ± 12. Succes�a�s aod Assigas Bouad;Joint aud Seveml LiabiNly;Co-signern. The covenants and Agn�ements of this
<br /> -= � Securiry Instsument shull bind und benefit�he successors und assigox uf Lender and Borrower,subject to the provisions of
<br />_� paragtaph 17.Bom�wer;s covenants nnd ag�eements shnll be joint nnd severul. Any Borrower who co-signs Ihis Security
<br /> �;F i Instrument but does not execute�he Note: (a)is co-signing this Securiry Instrument only to mortgpge,grant and convey that
<br /> _; Borrowerh interesl in tire Propeny under�he terms of this Security Inrirument: (b)is not persanully obligated to puy the sums
<br /> - securcd by�his Securi�y Instn:ment;nnd(c)ugrees that Lender and any other Barrower may ugree to extend.madify,forbear
<br /> or make eny accommadptions with r�egard to �he terms of Ihis Securiry Ins�rument or the Note without that Bomower�
<br />�+��� -- consent.
<br />�_ 13. I.opn Ciwr�es. If the loan secured by this Security Instrument is subject to a luw which se�s mwtimum kwn
<br />-- �-� ciwrges.and ihni iaw is inafly inicr�ri�l�u ii►aI il�ieterasi ar atit�r laan chargcs to!lcricd or io be co1ltxLcd 9ri cotu�ection
<br />=���� Y wlth the loa�exceed�he permitted limits,then: (u)any sueh IoAn chsuge shnll be reduced by Ihe amount necexsary ta reduce
<br />' : ��'�Y the chnrge ta�he permined limi�;and(b)any sumz ulreudy collected f'rom Borrowrr which exceeded pertnitted limits will be
<br /> �.�:,. ,�;;��, refunded to Borrawer. I,ender mny choose�o muke this refund by reducing�he principal owed under the Note or by making a
<br /> _ �'�< � dircct payment to Barrower. If a refund r�duces princip�l.the neduetion will lK treuted ag u panial prepnyment wi�hout any
<br /> �. � � �j��: prepayment charge under�he Note.
<br /> . 14. Notices. Any nwice �o Barrower provided for in this Security Inx�rument xhall 6c given by delivering it or by
<br /> ' ~- mnilinR il by first cluss muil unlexs applicuble luw reyuires uxe of unu�her tmlhcxi.The notice shull be direc�ed ta the Property
<br /> Addresa or c�ny othe�addrexs Borrower detiignutes by notice lo l,ender. Any notice to Lender shall be given by Pitxt clu•s
<br /> ; mail to I.Nnder's uddress�tu�ed herein or c+ny rnher address Lendcr designutc+by notice ta Borrower. Any notice provided for
<br /> _ ;.� in this Security Instrument shull be deemcd to have t►een given to Borrnwcr or Lender when given as provided in this
<br /> •�+.: ,... puragmph,
<br /> �� 15. (:overning LAw; Severability. Thix Security Inxvument ahall be Fovcrned by fedcrol law �nd 1hc luw nf the
<br />'.-:r.�� t3t :.
<br /> �,; jurisdiction in whkh�he Propeny ih lacuted. In the evcnt thut uny pravixion or clauxc uf thi�Seeurity Inxtrumcnt ar the Nate
<br /> - %• .,,�x eonfliets with upplieuble luw,such contiict shall nat uffect rnher provision+c►f this Securi�y lu,�run�ru�u� die Nute which wn -
<br /> . t`.�+��'•'"�: � , ' . be iven effect without�he conflictin rovitiio�. To this end�he rovisions of'thi,Securit Inslrument suM the Note ure
<br /> ,.•c� •. . ` g R P p Y
<br /> �;,�,:• ,z,,;..:... � declaredtobeseverablc.
<br /> • �u�L;;�;.; r;•:, 16. B�rrower's Copy. Borrower shull be given one coni'ormed copy of the Note and oi'thi�Security Ins�rument.
<br /> • �� 17. '11�ansfer ot the Prn en or a Benef�cial Interest in Borrower. It'all or un an of�he Pm n or an intrrest in
<br /> ��.�,• . P y Y P' I� Y Y -
<br /> �� '�:.�, it is sold nr trunsferced(or if u beneticial intercsl in Borcowcr i,�old or tronrfcrreJ and Burrawer is not�nuturu)penon)
<br /> :� � "�'';" without Lender�prior written con�ent,Le�xlrr muy,rt i�.r uption.require immediutr payment in full nf ull xum�secured by
<br />_ <?.��t:. �: this Seeuri�y Instrument. Howevcr.�his option shull not bc exercised by Lendcr if exercivc ix pn�l�ihited by federnl law u.�of
<br /> � � ' �•�•+ the date of�his Security Inti�rument.
<br />_''� �:.�:.�. � If Lender exercises this opli��n,l.ender xhall�ivr B�ircowcr autice of uccel�ruliun. The nrnice xhall provide a periad of
<br /> ; � �•��-�,�°�.� , not less than 30 days fi�nm Ihe Jate the nolice is dclivcrrtJ or muiled wilhin whirh fiorcaN•�r musl puy all.umti�ecured by this
<br />�^y �-�r>�r • Security Instrumem. If Borrower fuilx to puy Ihc�c.ums prio�ta the rxpiraliun uf Ihi, periad, Lender may invnke any
<br /> ; *�-•..:�.,:--... . remedies permittcd by thi�Se�:urity Inxtrument wi�huut furthcr natirc or d�manJ�m[��rn�wer.
<br /> •' e,:����^'�.�'.r.: ;.,: 18. Borrower's Righl to Refngtate. It' Borrower mcel� certuin ��mdiiironn. Horrower shull havc the right to havc -
<br /> - • ° � enfo�ement of thfx Seca�ity Inr�mment Ji.continurd u�any tim�pri��r tu Ihu wr!iur uf� (al S Juys Inr wch ather periai us
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