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<br /> . 14fr�'76
<br /> 'Invs1�R wn'�t.0 Iha lmprovea,eass now«t�o�e,�Ra eia�sea ao the proye���!!eatenneatb�ppwie�anoe.. .
<br /> �od flxh�ros no�ot bere+�Rer a p�t of tt�e pmpaty. All repboanaWs�pd�ddjtlent slul!alw be caveu�ed by t6lt Secwitp
<br /> Iwtrue�aN. All d die fa�t�i�i�nefared b in Ws 3ecu�ily Ia�nue��tbe"Propeaty."
<br /> � BORROWBR OOVBNANTS th�t eonawu it iRwfully sei:od of dia atWa da�cby caaveyed aod Mas tbe r1�6t w�raat
<br /> aod convry the Ptopaty�nd that tha Prop�aty is�n�ncumba+cd,exapt far encannbiancea of rocad. Hon+ower M�rr�ott�ed
<br /> ' will defatd Ae�noniliy the dUe W�he Pmperif'+�ain:t all claia�s ud denarnd�.wbjoct to a►y encwnbanoea M rocard.
<br /> THlS S8Cl1RIT'Y MS7RUMBNT comMna unifana covenunu for a�dand we �od noa-uoifam covenaon wit6
<br /> ,_�� � llmited vari�tioa by Jud�dicdon w coratitate a wdfam�aaidry inswment coverin�ral propehy.
<br /> � t1NIFi0RM COVBNAN7'S. Bonowet md l.ender covata�t�nd yroe u fdlowr.
<br /> 1. PMy�t d Pdadpl and Iateiwti�'�r�M yd L.sbr Clu�+'p�. Bom�rrcr rhall P�Y WY wka due�he
<br /> pdocl of�nd intaast oa the debt evidenced by the Noto iu�d�nY propaymen�uid late chwQes due w�der the Note.
<br /> p�1 nd
<br /> t Ihudr tae'hsM�od I�raoo�. SubJat w�I kablo Ipw or to+�wdtkn walvor by I.end�r,Bamwer�hall p�y w
<br /> t.tts�t�s ilsz�sY s�msdtlY psysner�ts ase dtse und!s!!ee Note�.w�ti!!h!�N�t�is�►i�l in fuQ,�wim("PI�")Ca:(a)Ya�cfy .
<br /> w�o;�ad wawaenl�wiifch msy Nmin prlaity over�his Securl�y In�trumcnt�s s Ucn on Ua Pmperty:(b)Yearly IeaRelaW
<br /> paymeat� or jmund rcnU aa the Prqierty. it my: (o) 9early h�z�nd nr pmperty incu�nca �+emium�:td) Yearly Itood
<br /> inwnnce premiwu�it�ny:(e)Yeady nwA�e in�uren�x pomiums.if any: �nd l0�y swn� pyabk by Banower w
<br /> l.a�der,in�ccordpt�ce w11h Iho pravl�lau of par�rs�ph 8.in Ileu of thc�ayment of mori�o insurax:e pncmiwns. These
<br /> ia�ru�re nlled"P.�emw Ilenu." l.ender n�y.iu ony timc.coltoct and hoW PWrKL+in�n amount not w eacad tl�e iaaximum
<br /> �a lader iur� foderally �lated mottSaQc luea may nqulre Por Barowar'�escrow rccauat w�der the federal Real
<br /> F.u�te SeWemrnt Prucedures Act of 1974 as ameaded from tirne to tGnc.12 U,S.C.�Zb01 er seq.("RFSPA").unless aeother
<br /> I�w UW applies to the P1mds eetn a las.se��mounG IP so.Lendor�nay;pt eny Wna.aoil�ct and hdd Hu�da in an amount tat w
<br /> exceed the kuer anwunG l.endar may catimate the amount d Hnids due on tha besis of curreat data�ud masombb
<br /> - e�iautes of exprndiwrcs of fuaae�scrow loerns or atherwlse iu rccunl�u�ce w1Ut�wppli+aeble Iow.
<br /> The Wnds ctall be hgld in an iastiwtfan whose depo�iw une inaw+td by a�Pad�r�l agency. iastrurnenwliry.or entlty
<br /> (�actudin�l.ende�.if l.endcr ls such aa insdmtion)or in any Rederal Home LAan Bank. Leadcr shaU apply the Funds w paY
<br /> tho F.scrow Items. l.endor rtay aot cbatge Borrower for holdjnp� and applying�he A►nds.anaually analyzing the escr�w _.
<br /> accoun�. or verifying the E.scmw Itam9. unkss Lender pays Bormwce innarest oa the P�ods aad applicabk law pem�its
<br /> _,� l.ender to ainke auch a charge. Howevc�.l.endcr may r+equin Bcwrower to pny a oac-6nx chuge far aa iadepencieat real
<br /> esfate fax reporting servia use�by Le�r in coanacdon with 1hf.g lowt,unlas�appl�aublt law prflvides ot6erwlse. Unless an
<br /> ��. agroement ic made or applicable law requirea irttercst to be pflld.Lcader shal!not be required to pay Barrower any intemst or
<br /> : camings on tho Funds. Bonnwer and L�cnder may agree in wcipng.howevcr,�hut i4�nrst sl�l,be paid on the fi�nds. Lender
<br /> ehall give to Horrower.wiU�out chorge.rn annual accaundng of tha fi�nds.showing crcdi�s and defits to the Funds and the
<br /> purpose for which each debit to the Riod.g was made. The E�mds sirc pladged es additional socurity for aU aums secured by
<br /> �� t6is Socuriry Inswment.
<br />"-�- If the Punds held by I.ender exceed the amounts pernuaed to be h¢Id by applicable law. Lender shall wecount to
<br /> Borrower for the excess Rmds in accardA�rce with the reyuirements of apglicabia law. If the amount of 1he Funds held by
<br /> ' Lender at aay timc is not sufficient to pny 1he Escrow Itemx wh�re due.Leader may so notify 8orrower in wridng.end.in
<br />.-, "':.��.;:, '�ti��:, such case Bormwer shall pay�to Lender �he amount necessary to make up tl�a doficiency. Bomower shall moke up the
<br /> �S'��•��5: deftciency in no more than twelve mont4ty�paymenGg.at L.ender's role diycreaon.
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<br /> j�.�;��;�,� Upae payment in full of all sums s�xured by thix Secur�ry Irtsaumant,I.endar sh�ll prompUy rcPund to qorrower any
<br />,:; , ,,.�•��``'1"�:�;<<,,s: Wnds held by Lender. If,under pangraph 21. Lendcr shull acquire or tielt tha P�operry.Lender,prior to the acquisition or
<br />- �:x�'*�.:.",::�t�;��Y;: sele of the Property.shall apply any Funda held by l.endar at�ha time of aaquieidon or sale as a crc.dit againu the sums
<br /> � ,. secuted by ttis Security Inswment.
<br /> . •,;':�1!/t�.c.,
<br /> . ,:,;, . 3. Applkntlou ot P�ymeats. Unless applicablc law provid¢s otharwise, all puyments�ceived by Lender under _
<br /> '- �,a�r paragraphs 1 and 2 shall be applied:first,to nny prepuyment char�es duu undcr thu Nute;second,to omounts payable under _
<br /> ���..::''h�'::'}'„�r�y��, paragrnph 2;third,to interest due;fouriA,to prin�ipul dw:;and lust, to ony luts ehurges due under Ihe Note. _
<br />- , ,��,�r;��r.r.{ ,t.�r,:,, � q, ���� �m, Borrower shall pay all tases,axsessmenGw,chnrgea, fines and imposidons attributable to the
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<br />_ � „�}':t,Y,�;t PropeKy which may suain prioriry over this Security Inxtrument,and laasehold payments or ground ren�c,if any. Bortower =
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<br />:;�;;.� �.y.�s�`�.,,,+ �;;�� shall pay thesc obligations in�hc manncr provided in p�ragraph 3,or if not�aid en that manner,Bomower shall pay them on
<br />:.;:,.� ' �'�r��,i`��:��`?n.• Ume direcUy to the person owed payment. Borrawer whall promptEy furnish to Lender all notices of amounts�o be paid under
<br /> �s'! "' ���t•"•�������'`�� lhis ara If Borrower makes these ments dircctl 8orrower shall m d furnish to l.ender c+ecei ts evidencin
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<br />,:;:•., 4z;?v x��a,;. ,;�.tk'�'� ttie erWS.
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<br /> ' ' � - � r `''• ' I Borrower 9hal1 promptiy dischatge any lien which hs�s priority over this Security Instrument uri:ess B�rrower.(a)ugrees
<br />`.':. V�'��`tis' in writin�to the payment of the obligauan secured�by the lien in u munncr arceptnble to Lender,(b)contests in gaod faith 1he
<br /> `'i. • ��"'•�-"•" I Ifcn b ,or defends u uins�enforcement of the lien in,lt al roceedin s which in�he Lender's o inion o ratc to revent the
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<br /> ,:7i. ° f.;:,;;�s:.',� enforcement of the lien;or(c)secu�+es from the holder oC tha li�n c�n u�rcement sutisfactory to Lender subordinating the lien —
<br />- � r�k,�„�;;t�,;��r I to this Serurity Inswment. lf Lender determines thut any pan of thQ Property is subject to a lien which may atwin priarlty _
<br /> :;, ,,.5_,:.,;1�•. � over this Securiry Inswment,Lendcr may givc Bom�wer a noGce id�ntifying thc lien. Bortower shall satisfy the lien or take
<br /> �� �}•, , one or more of the actions set fonh above within 10 days c�f�h�givinp��f notice. n.
<br />-��r, �.1��,,,,,�* S. H�rd or Property Ia�urAace. Borrowcr shull k.cp Utc improvemem�now exis�ing or hereafter erected on the _-
<br /> ,•,�.• ,'��,.�:,, Property insured against loss by iire,hazards included wldiin tM:t�smr"ext�nded caverage"and any other hnzards,including _,
<br /> � � " � t''������ floods or flooding. for which I.ender requines inr�uwam:e. Thix inhmunce shull be maintained in the nmountsz and for the
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