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<br /> • � 3.H+��ud or Ptoperty In�ur�ace. HorroNer�111ceep th�improvemonti noM eyietln�qr a�eoad an
<br /> the�'froperty inured�Rainwt lo�by�Iro IuzurL inolud«!wlehin the term"estaided ooverri� and�ny o11►ar 1NSard�.
<br /> inoludinR ilaad�or tloadin�,tor Nbtoh�.a�der requi�+as in��nna. Thi�innuance�11 be mdn�lned �n the�mounu
<br /> ud tar ehe pse�lud�th�t L�nder tequie+e�.TfN iruannoe can3a providin�the in�ue�noe�hall b�chow� by AorroMw
<br /> �11�/CL ZO l.OfldOt's�pE+rovat Mhiah�+11 not be eu�e+eaon�bly Mfthhe�d.J1 BorroMx idl�to m�iniain oovaa,s de�arlbd
<br /> sbove��.�x�da�m�y��t l,er�'�option.obtain aowra�e to prot�ot I�dK'�ei�hts in tlw Prapaty(a r000nduw�Mlth
<br /> pn�ph 7.
<br /> Ali ItYUf�1100 pOI�CIO� Md 1'aflONv/�II�I) 60�Oi00p'Z�bIO W IAIfdEi'�ltd/I1�I) �tiQI1JA0 �/hit�f+d MOtt�O C�!!�.
<br /> Lendar�ha1i 1►sve the rf�ht to hold the pulicla�nd ra�eMds. It I.a�da�requ�iros, Borc+pN� �11 promptlY dw w
<br /> - -- _ I.e�w3er dl roodpta otpwid�pnmiume ued renewal notica�.in tho ovo�t ot lomt�Horrower ehall�Ive pmrnpt notioe to the
<br /> inuranoe curix and l.an�er.I.aWer may m�ke proot oi la�it not m�de promptly by Borruwor.
<br /> .�, Unlaee I,ender md Hor�uwer otberwlee aQt+ee in addnR�insur�nae pr�xxede ehall be�pplied w rau►radon or r
<br /> - -- oi tha Property dam��ed,i[the netontlon or ropair ia economicdly taeible and I.ondor'e aecurity i�no�laoened.l the
<br /> roetondan or repair ie not ocanomic�lly te�ble or Lender's secudty aould be teea�med�the insueynce procaede�hall be
<br /> applied w the suma�ecurod by thie Seaurity(nstcument�whether or not then due,with any eYCe�r p�id to BorroNen I� c
<br /> ___ Borcoaer ab�ndone the 1'roperty.or doee not mewer within 30 d�pie a notioe from I�ender shra�irn��wurunue can�ier h�e
<br /> �"' otterod w eettle a ct�im,tha�Lander may collect tha inauru�ve proo�eda.i.e+der may use thee w ropair or
<br /> �� reswro tt�e Property or to pap swne securod by thie Socurity Instrumeat,�vhether oc not then duo. e 30-day perlod�rlli
<br /> .��v���sy?��m�• be,�in�rhen the notioe is�ivsn.
<br /> '�I v4�(�'i<i�,u7��1;�!s_�G��k_1j,;S� _,
<br />-- ;:;,;:`;, •. ;,.:::, . Udees I.a�dor�nd Amrro�rer othonviae a�roe ira��tin �any�pplicadon ot praceede to principal shsil�ot extaid or
<br />°`';% '�,�'��' paetpoae tlta due d�ta ot the manthly p�ymente referrod to�npara�phe 1 and 2 or chan�e the amount ot the p�yments. �
<br />_:`;:;;:,� ' �t�i'; Yt u�derqr a�ap1� 21 the Prapa�ty ia aoqulred by Lender. Borrower e riQht to any insum,nco policies snd p�aoeed.v
<br /> ,:�� '^ � resulti n�ftam c�m�e to ti�e Property�iar to the avquleition shdl pase to Lender w the ext�►t at the�uma aeoured by
<br /> ' ';�"�` , ttw�Security Inatrument inamediRtely prior to the u�uisition.
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<br /> ��� 'M�,:' ig,,Q�upancy.Preso�vation,Maiatea�nce aa d P rotect�oa o t t he Prap e r ty;Harcower� Lan Appiicstion;
<br /> ;�;; Le��ehalds.�orooNer ehsll oocupy�eswblieh,and use the Property as Borrowet's princlpal residence within siriy dsya
<br /> ; atter the exe�utian of tAie Security Inae�ument and shall continu�.W occupy the Propert3� as porrower's priocip�C
<br />"''t, raeidenoe for aY last ane yeu atter the dste ot oocupsney,unlees Lerader othorwiae a�teea in wri�ti�.whtch consent ah�7l
<br /> . !�'��' � �',-'�-.;: not be unre�eombly aithheld,or unless extemuetin�circumstances e�st which are bayond BorsowFr's control.Borcowe�
<br /> ;�?,'����';-.i , slull not destroY�d�m�ge or imp�ir the PcopertY.a09ow the Property ta dateriwreto,or oornmit a�ete on tlre Pmperty.
<br /> ' 'j `• ' `"•'� ' Iiorrower shall be in det�ult if�n y tarteituro actiosa or praxeding, �tiether ci1 i1 or criminpl.i�be�un t?+at in Lender's
<br /> '� � ��'`;�`'� �ood t�ith judgment could rcsult i�torteituro ot th�Praperty or aiherwise materially iirupair the Nen created by thls
<br /> �' `' Secu�ity Inetrumant or Lender's sxurity intereat. Borrower m�y curo such a.d�t#ult�rr� nei�nsiste, as prqVided i�
<br /> ';;���, ;.���,,:�,�,r.: petagroph 18, by causing the �ction or proceeding w ba dlemissed with s ru�i.ng t�a¢, in Lender's gopd taith --
<br /> �s ���,�� detorminstion,proclu�es tor�eituro ot the Borrower s intet�t in the Property or o�fier m�teri�l impairrnent ot tha l�en __..
<br /> � ��7� ,-s,��� ,-�•,._` arc�ted by thie Sxur�ty Insuument or Lender's security inurcsc.Borrower si�oi also bo in ciniault ii B�erower�during �°
<br /> , '��, 4�,y,,�,��;,,.� '. the loen application procese, �ave materially false or ineceurata information or etatements to Lendet' (or iailed to
<br /> :^.��:�,; •. � provide Lender with�ny m�teriel intormation)in connection aith tha loen evidonced by the Nots,ineluding,but not
<br /> - � �:•�'-;":;;, ,. . ' . limtted to�roprcsentations concarning Borrower's occup�ncy of the Property as a prinaipal rosidence. if this Security
<br />.��•''J '������.�'.���;r.� : Inetrument is on a lasehold,Borrower ehall wmply with all the provieions o[the lease.It Horroaer uquires tee title to
<br /> ; the Pmperty.the le�sehold and tho[eo title ahell not merge unless Lender sg�ces to the merger in aritin�.
<br /> . �,,':�i'�� • .. 7,p�otection of Lender'e Rithte in tbe Property. If Borrower[Qils to pertorm the covenante and�groemants
<br /> �''�� . � �� containod in this Security Inetrument,or thero is a logal procoeding thst mey siQniticantly afioct L.ender's riQhte in the
<br /> • + ' Property (such as � procaeding in bankruptcy. probate, tor condemmtion or tor[eituro or to enforoe laws or
<br />-_ '`'�I�'' • . ' reQulations)�then I.ender nuy do and pey for whetever is necess�ry to prutect the value ot the Property md Lender's
<br /> �•� . rlghts in thc Property. Ler►der's actions may include peying eny sums secured by s lien which has priority over thle
<br /> :; � Securtty Inatrument,eppearing in court�peying reaeoneble attorneys'txs and entering on the Property to make repaira.
<br /> ;,.,�,, � . Althou�h Lender may taka action under thie psragraph 7,Lender does not h�ve to do so.
<br /> . Any amounts disbursod by I.ender under this paragraph 7 ehell bocome edditionel debt of Borroaer socurod by this R^�-
<br /> ' � Seourity Instrument.UNes9 t3orrower and I.ender agree co other terms of payment,these amounts ehali besr interest �u�-
<br />- , tmm the dete of disbursement at the Nota rate and shall ba payable,with interest,upon notice irom l.ender to Homower ----
<br />� •. requestin8 PaYment. �`.
<br /> 8.Mort�a�e loeunnce. It Lender requirod mortgago insurance es a con�iRion of making the loen secured by thia �.'.�R
<br /> Sacurity Instrument,Borrower shall pey the premiuma rcquired to m�intain t6�e rnong�ge insurance in�ftect.It,tor any �=`�,
<br /> '� �'�� ' `' � �.� rea�n,the mort insurmce covere e uired b Lender la or ceases to fie�a� eftect, Horrower shall the �"a--
<br /> � . BaBe B rc9 Y P� PsY r:._
<br />,'.�..�, �, , ..,y .;,��', promiums required to obtein covereQo substentially equivalent to tha mortgsge insutance previously in efkct,at a cASt
<br /> . ,>:�F , . �� substentielly equivalent to the cost to Borroaer ot the mortgego insurance pre�•iously in eifect, trom an alternate ����:.
<br /> `' f` �;,,St;!,;;. : "' mortg�ge insurer �pproved by Lender. It substantially aquivalent mortgage msuranca cover�ge is not aveilable, ;;'•.;•
<br /> �+�;:, ' ��.,1r,:. ;, . ;� Borroaer shell pay to Lender each month a sum equal to one-twelfth of the yesirly mortgage insurance premium being
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<br /> � ",� . , . ;;,�• paid by Horrower when the insura�ice coverage lap�ed or ceased to be in ettect.Lender will atcept, use and retain these ' 1.
<br /> � � %' �� payments es a loss resarve in lieu of mortgege insurance. Q.oas reserve payments raraa;; n� longesr be roquired. � �'
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