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<br /> oaid�nn�IN+n ar dher uklnj of wy prt d the P�apePyr.ar tar canMey�noe in lieu a(ca�daaiwlon.�e heroby aui�aed�rid
<br /> idl b paid to Lawbr.
<br /> In tha event of a tau�l l�icin�nf tha Prapeity. �he prooee�sh�ll be �PPlied w the wms ra�ured by thi� Sacuri�y
<br /> In�ttument,wl�elhor or not tFKn due�whh sny eaass prid ta BaKrowcr. In the event of a patirl Wcln�of�ho Prnperty in
<br /> whkh tho fi�r m�ukN vduo oi the Propeey immadlately betaa tho u�Cin�le eqwl to or�ater tlu�n 1he amount af the sun�
<br /> �ecuted by thio Soc�ity ln�pument immodiately beforo ttie takin�.unksx Barrowor wid I..ender otherwice a�roe in writinQ.
<br /> tho u�ms�eeurod by thi�Secu�Iry Insuument ehall be roducaf by�he �mount of the proceeds multiplied by tha folbwinQ
<br /> fn�cibn: (�)Ihe totel �moun�oP Ihe suma�ecurod immediwtely hefore tho Iakin�,divided by(b)lbc fiir myrkct valuo of ihe
<br /> PmpeAy immedi�tcly befone the Wcln�. Any bAl�noo gh�ll bo paid to Bormwer. In the cvait af a puti�t tnking of thc
<br /> Prapehy io which tho f�ir m�rket vduo of the Propehy immedlately beforo the t�king is!as than the amount of the sums
<br /> �ecurod immediately bcforc the t�lcing, unl¢s� Bo�ruwor and I.endcr ahcrwlse agrce in writing or unkss appl�abk I�w
<br /> aherwlse ptavideA.iho pmcoed�rhall be appfled to the wma securcd by this 5ecurNy in4wment whelher or rwt the sams ue
<br /> d�en duo.
<br /> - � ff the F'ropeRy is abundoned by Aarmwer,�r if,aRe.r nnlice by L.�der to Borrower thot the condemnor otl'ers to make
<br /> on oward a�+ettio�claim Far damages,Borrower iuils to respond to L,end�t+r wi�Ai�30 days alier the date�he natice is given.
<br /> - Lender is�w4laria�d to rnlkct und apply the procaeds,at its optfon.eith�r to rcstor�tion or repair of the Pmpchy or to the
<br /> swax secu�od b�r duis Serwrity Instrument�wixther or not then due.
<br /> Uniess Lemder�nd Botrowcr dl�enviise agrce in wridng,any apQlica6an of po��ia principel sholl not exknd or
<br /> po�tpo�e tbe due da�e oi ihe momhly payments reiemed to in pum�gmyhs 1 and 2 or ch�uige the�unount of such paymen�.4.
<br /> !l. Bo�ower Not Rdeased; Fbrbwrance By l.e�der Not � Wairer. Exunsion oi the timc for pnyment or
<br /> modificalion of anwrtir.�tion af�he sums securcd by this Socurity Nstrumrnt gmnted by Lender to any sucoessar in interest
<br /> of Bamwer slwll not aperatc to rclea.�e U�e IfabiNty ut'the original Borrower or Bonawerh success�rs ln interest.Lender
<br />_ ahall nw bc n�yui�rt to cammence procecdings agaiost aoy successor in intemt or iefuse to extend time fo�payment M _
<br />-- otherwise�aodify amo�iu►tion of the suma isecut+ed by lhis Secuoty Inst�ument by reuson of ony demand made by the original
<br /> Barower or Rortower's suc��essors in interest. Any forbe�e by Lender in exerciaing any�igM or remedy shall not bc A
<br /> waiver of or pre;clude the exercir+e oi uny rlght or remedy. =-
<br /> 1�. Successors aad Assigna Hatnd;Joint and Srvc�al LWWNty=Casigaecs. 'Ihe covenants und agrecments uf this , -
<br /> Security laspument shall biad and benetil the successors and ussigns of Lender und 8ornower,subject to the pravislons of
<br />- --- paragraph 17,dorrowert covenun�.v ond agrNement, �haU be juini�u�d several. Any Borrawcr whu�u-,ign+ ibii. Secudly _
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<br /> '' Insuument but daes not execute the Note: (u)is casigning this Security Instrument only to mortgage,grnnt And convey that
<br /> � Borrower a intercst in the Propeny under the tcrtn�s of thix Security Instrument; (b)iq nw personally oblig�+led ta pay ihe sums -
<br />-_.. secured by this Security InstrumeM;utid(c)agrees that Lende�und uny other Borrower muy ugree to extend,modify,forbear -
<br /> '��� or make pny accommoda�ions with regwd lo lhe tem�s of this S�cudty Instniment or the Note without tOnui 8orrowerk
<br />_ ConsCM.
<br />= 13. l,oan Cha�ges. If the laan secured by this Securiry Inytrument is suhject to A law which selK muximum loan -
<br /> — charges,and that luw'is finally interpr�ted so�hat�he interesc or ot3rer inun churgr�culle�trJ ur tu i,n cuii�tctii h�.tinn�a:ti�►
<br /> :c;:�z:.;.
<br /> , �u,� with the la�aa exceed the permitted limits,then: (ul�y tiuch loun�hargc shall be reduced by Ihe umount neceswuy�a reduce
<br /> �� �' the charge tc�tf�e pertnined limir,nnd(b)uny sums nlready callected from Barmw{r which exceeded permitted limits wiU Ge _
<br />- •,;,--, refunded to Borrower. Lender mny choose to mnke this refund by reducing the prir,cipal owed under the Note or hy meking a __
<br /> - ''�,��'�f direct paymem�a Borrowev. If u refund reduce+principal.�he reduction will be treutad a.c a paai�l prepuyment without any ' _.
<br />;;:;� ,2 pRpnymem churge under�he Note. �
<br />:`;�, 14. Noticts. Any notice to Borrower provided far in �hi+ Security Instn�menl shn10 tk given by delivering il o�by —
<br /> muiling i��.tirst cluss mail unless upplicahlc luw reyuire.we oi�uno�her me�hod.The naice�h�ll he direcled to Ihe Property
<br />. • ' �` "' Address or uqy other uddress Borcower designutes by notice to Lcnder. Any notice to Lender ahrll be given by fin�cluss __
<br /> mail to Lenderk uddresx x�ntcd hercin or uny othcr uddmss Lendrr dexigna�es by notice�o Borrower. Any notice provided for -..
<br /> in uhos Security Ingtrument shnll bc deemed lo huvr heen given to BoROwer or l.�nder when given u� provided in this _-
<br />..., .. f�,* �s��h. -
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<br /> IS. .Governing I.ww; SeverabiUiy. 'll�ix Security Inxtrument ,hull be govemed by fcdcrnl Inw �nd the luw of the
<br /> jurisdictian in which the Pi+npeny i.Icx:�trQ. !n the evem�hu�any pravi�ian�x cluu,e uf�hi,Securiry In.trument or the Note
<br />=-'; eonflictK with applicuble luw,sunc�cx�l7ict,h�ll nM��ffect�wher provi.ion�nf thiti Serurity Ine�n�menl or Ihe Note which cun --
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<br /> � ''%� he given Nif��K without the conflictinF proviwion. 't'v�thi�rnd thr pro��iKiuns oT�hi,Security Instrument und the Nae are =--
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<br /> ., t•. �;�`' declared to be severoble, _
<br />:-,.'`• ���;i��,.;- 16. Qc�rrower's Copy. Borrower�hull he giv�n on�c��nfomird cnpy of the Nate and of this Serurity In.trument.
<br /> _ �:�. _ 17, Trpn.sfe�of'the Property or a Beneflcial Interest in Borr+►wer. If all or uny p:ut of tfie Propeny or nny interest in
<br /> "'� 't"' it is sold or tran+ferred lor if u hrnrficicd intere.l in Rorrowcr i. xold or trumfemd and Burm«rr ix not u nAtuml penon►
<br />. , 'Y.' •
<br /> ` , ,` wi�how Lender's prior written con+em,LenJer may, a�+t���ption,rryuire immediate p•ryment in full af ull xum.xecured by _
<br />:i,� .;;,., " ',..,:� Ihi�Securiiy Inrwment. However,thix ciption�hall Rot he rxercised by I.ender it zxereitie is pmhibited by YecJer:d law o.ti of =
<br />�.'}i;, f�xs �t,'_A'� the dale of this Sccurity In+trumem. _
<br /> _ !f Lender exenis�h this option,Lendrr xhall give Barrowc�notice of vccrleraaion. The notice shull provide u period of
<br />" :�,,: � � ��.;�;.;;,�;,�,,n' na lesa�han 30 dayti from�he datr 1he notirc i+delivemd�tt muiled��ithin which Borrowcr mus�pay�II sums secun:d by this
<br /> ,�� �',\ .+. �,..':�;�.s; Security lnstrument, If Borrower fuilx �o pay �he,r sumx prior to�he expiration at�thi. periad, Lendcr muy invoke ony
<br /> � y,:,,,�,
<br />>;�`r J,fl,f�,..;, � remedies permitted by thix Serurity Ins�rumen�wi�houi i'unher notice nr drmand nn Borruwrr. __
<br /> `• ` ' ,� 18. Bor�ower's RI ht to Reinsfute. If RorrrWrr mrcl>ecna�n c�m�litinn.. Bnrrowrr +hull havr thc right lo huve -
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<br />, ,;' =�r: _: . :�,;� enforrement of this Srcuri��•Mstrumem Jiscnntinu«! al uny limr rri��r a�thr curlicr nf: (u1 S duy.(or wrh other pericxi us
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