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<br /> 7nC7B77iBR Wt1'H�II tha improvwn�nu raw ar bercaftcr erocted an�ha property.�nd tlt a�ementr,sppunen�nca�
<br /> �ad fiaqu+e�aow on c��eaRer a p�t of�he p�npe�ty. Aq repl�cananu uid additlon��hdl alw be awaad by d�9ac�vlty
<br /> Iwtcumea� All of tbo foro�oin�i�tefaned w ip thi�Securlry Iaspumapt iu the"Prapetty."
<br /> BORROWRR COVBNAN7'S�h�t�omower it IRwfWly�eiaed at tt�e auW hembY conveyed uid hw the rljbt to Rant
<br /> antl ooavey tho Piro �nd that Ihe Propaty i4 unencumberal�exoepl for aw:umb[�twe�of rocord, Bonowar w�nq�ad
<br /> wfll defad�smend�aue w ure�*�y.�+�c�i�wm..�a a��,.�a��wbJect w my a+cum6nnoe�atreca�d.
<br /> TH[3 SECURITY INS7RUMBNT oombinn unffam� ooven�nu for nulond we �ad non-uaitara�cove�Mi wit4
<br /> = WNted vatledone by Judediclion M c�nndwte a un{form recudry inwun�ent wvedag rod propelty.
<br /> UNlI+ORM COVENAM'3. Barower�nd l.eader wven�nt�nd a�roe a�fdbwr.
<br /> 1. !!q►�nnt d PrMdpsl llyd INerMli�np�r��IwN!l.N�Ch�r'/�. Barowar�11 prolnpUY Pay wbea du0 d�o
<br /> prinai ot u�d intercu an tha debt evlde�d by the Nate and�ny P�P�yment rnd lue ch�es due w�der the Nde.
<br /> � JMad�tor 7tiuce�wd laara�o�. SubJect toapplicable I�w ar W+�written w�lvar 6y LaKler,Bormwet tiul l p�y to
<br /> Lander an tho day motithty paymaia ue due w�da tho Nae,undl ttie Note is p�id in tbq,A 4WI1("Piuid+')for.(a)ye�uly
<br /> � -- --. - taues and useaoment�which mpy uuin pdoriry OYt�(Ill�SltU(1ty Inswment as a licn on the Pnrp��y;(b)Y�rly Ica�hold
<br /> p�yments or grouad reats on tho Pruparty. U any: (c) Year1Y hazard or pmperty inaurance p�miums- (dl Yeuly flood
<br /> ���� i curance p�mi�nns. if�ny: (e)Yearly moRgege iaauranoe premiwtu� if any: rnd(��nY wia� Pa9able by Ba�nwer w
<br /> ! I.ender.in acca�dance with the provisloas of{uiragraph 8.in lieu of thop�yment of mort�e inauranco premiuma. 71�ese
<br /> � imms ere called"Fscrow Items." l.enda may�et eny time.collect and hold Wnds in an amount�ot w exceed the maximwn
<br /> � aaHwat a lenda for o federnlly rclatod rnortgage loan msy roqui�e for Bormwer�e�ccrow Acxauit uadar tt�o federxl tttal
<br /> i Fstate Setllemeat.P�acedures Act of 1974 as amended from time to dme.12 U.S.C.4 2blll et seq.("RESPA").unlaa anoNKr
<br /> i law that appliee to the Fi�nds sets v lessa amoun� If so.i.ender rnay.at any time.coUxt w�d hold Pundc in�n amount not w
<br /> � � exceod tho le�ser aatount. Lender meY estimate the amount of li�nds due on tho basis of curr�at data md roasoaabb
<br /> � mdmatea of expenditures of futur�e Escrow Items or otherwise in accordance wlth applicnbk law.
<br /> � The PUnds shell 6e held in an inuiation whose deposits are insured by a foderd agency.i�uma�lity,o�r entity
<br /> I
<br /> (including I..ender.if L.ender is such an institution)or in any Feder�l Hoax Loan�ank. �r sn�u�y ux r�w�ar
<br /> � tlie Fscmw Items. l.ender may not cduge 8orrower for holding aa�d applying the F�nds, annually aaalyzia$�6e Gscnow
<br />-'h,,;,--- accopnt, a veriFying the Escrow Items, uoless Lender pays Borrower intexest on the Ponds aact applic�bk I�w pemaits
<br />,.- �,� i.endcr ta makc such a chtuge. However,Lcnder muy requirc Borrowcr ro pay a onatime chorge fix an iadepmdeat real
<br /> M::� estate taz rcpotdag servfce used by Lender in connection wi�h this loan,unlessapplicable!aw provides othervvls�.U�tless an
<br /> , `''�� agrcement i:made or applicablo law requices interest to be paid.Lender shall not be required to puy Botrower any i�tercst or
<br />. c�rnipga on the Funds. Borrower and L.er�der�nay agrte ar��ddng,however.that lntcrest shall bepa�d on the Fbnds. Le�der
<br /> ah811 give u► Bomnwer.without eharge,an aaaua7 accuunting of ttie Punds,showing c�dits and debi4c w the�ndc and the
<br /> " purpose for w�ich each d�bit to the Funds wus made. 'the Punds are pledged es addidonal securiry fa►r all�utns�ecured by
<br /> thi�Sxurity Inewmen�
<br /> -- -�.y,�,- !f t!x Psmds heid by l.�es c;cted t�x Am�umrv permitted to be held by applicable Iaw, Lender stwIlO�ccount to
<br /> -,v�,,.� Horrower for the excess Hlmds in accordance arith ihc reyuirements of applicable law. if the amount of the Funds held by
<br /> � '�'"�� . ,, I.ender at ony time is not aufficient to pay�he Escrow]tern.c when due.l.ender may so notify Borrower in wridng. and.in
<br /> .,�';,, .� . , such case��rrow�r shall pay 10 Lender �he amount necessary to make up the deficiency. Borrower atw�l malce up the
<br />_ 1�, .�, ,, deflciency im aa more then twelve mont�ly pnymen�s,at Lender's sole-discretian.
<br /> .. ;�;�•„,� Uponps�}�tnent in full of ell sums secured by�his Security lostrament.Lender shall promptly 7rfand lu Bo�rower any
<br /> .X Flmds held by Lender. If.under paragraph'?1,L,ender ahs►U acquire or scll the Property.Lender,pr�or to t6e acquiaidon or
<br /> • h •safe�►f the F'roperty,stiall apply uny�nda held by Lender at the time of acquisiUon or sale as a credit agai�st the sums
<br /> • "� s,'�. secured by t�is Secudty Inswment.
<br /> ���.�. ,.�' ,,y, 3. A{a�lleadon ot Plvymeafs. U�Iess applicuble law provides othenvise, all payments received by Lender under
<br /> ��%� i�s 1 and 2 shall be a lied:first, to an m a meat char ec due under the Note;second,to umaunts pnyeblo under
<br />_ •. �,. 1�8�P PP Y� P Y B•
<br /> - , •` �' < paragrn�h 2;third.to i�terest due;fourth, ta princ p�l due;and lus�,to any late charges due under the Note.
<br /> ' "''•�';':':.:� � 4 , 1. , Ltens. Borrowcr shallp nll taxes. acsessments, churges, fines and impositions Atiributable to the
<br />-���' .x�.� . •��:;�":;.f�, (:h�rBes' aY
<br /> '�! �' }',,.';" Property which may attain priority over this Security Insuvmenc.and leasehofd puymenls or ground renls. if any. Borrower
<br />_- r '��`kr�`"�"`+'�s j. sha11 pay these obliaations in the munner provided in paragraph 2,or if not p�id in that manner,Horrower sMall pay them on
<br /> ._ ,��''.._,�.
<br /> "�T�^ � �"�` lime direcU to tFie rson owcd a ment. 8 orrower shall rom tl tum�sh to Lender oll notices of amounts to be paid under
<br />:_�:��:r •:Fe.y....,. ,, .�:•s, Y Pe • p Y p P Y
<br />->,�1; ���-��-� ~ •s thia paragraph. If Bornuwer mukes there payment�direcQy,Borrower shall prompdy Purnish to Lender receipts evidencing
<br /> "�•:��:`• � the PaYmenta.
<br /> °"��"�ti; . . Borrower shall promptly discharge uny lien which has prwrity over this Security Inswment unless Borrower.(a)agrees
<br /> � �'�:'`•'�•` ' � in wtiting to the payment of the obligution securcd by the lien in a munner acceptable to Lender;(b)contests in good fai�h the
<br /> t ��n ` lien by.or defends against enforcement of the lien in,legal pracecdings which in the Lender's opinion opemte to ptevent the
<br />_- '. ,,.� � =: � • ` enforcement of the lien;or(c)secures frc,m�he holder of the lien an agreement�utisfuctory to Lenc:er subordinating the lien
<br /> • .` . , ,�; to this Security Inswment. !f Lender drtermines U�at uny part af 1he Propeny is subject to u licn which rnay attain priority _
<br /> `"',; ` `' '-]���'.'�• over this Security Instrument,Lender may give Borrower a noth:e identilying the lien. Bortower shaDl satisfy the lien or take _
<br /> �' '�'! one or more of the actions set fonh ubove within 10 days of the giving of notice. °
<br /> � S. H�ard or Pro lasurnnce. Borcower shal!kee the im ravement.now existin or hereufttr erected on tt�e
<br /> ?"'- ;:o:s�:,' .. '�'�' Perh' n P P F =
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<br /> - � '.`� flaods or flooding,for which Lender rcquires insursnce. Thic insa�ance shnll bc maint:uned in th�amounts end for ttae
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