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<br /> 1b�.�HQ��H 4��(�10�01�1I�OYOIIIOfNi 11UW Of�1�1Q tfEC10d Oil�10 QI'OpE1�yr Yld v�lYC� �.�
<br /> tlaturc� naw or hercaftel � prrt �f the pn�pertY. All rcpl�cen�ent� and wlditicNU �tull al�a bo coverod by thla SKwiry
<br /> 1tWrumcM.All oP tho foreQaln�i�rcferna�d to in thie SiocvNty l�.etrumau�r the"P►openy."
<br /> BORROWER COV6NAlV'fS tiwt Borrowcr i�I�wfully nisod of tF�e estata heroby cunvcyed�nd hu Ihe ri�ht to Qnnt�nd
<br /> convry tho Prapeny�nd that the F�uperty is unencumberod,except for encumbr�ncec of r000rd. Borrower w�rr�►ts�nd w1U
<br /> defeM Qenentlly the titla to thc Property a�ainst all claims and denund�. subJocl to any encumNrances af rocoid.
<br /> THIS SECURITY INSTRUMBNT rnmbines unifonn covenants for nAtianal use and non•unifarm covenante wflh limited
<br /> wuiulom by jurlsdictfon to constituta a uniform�ecu�ity inatrument covedng►erl proporty.
<br /> ,� � UNIFORM COVENANTS. Borrower and Lender covenant and ugroe as follaws:
<br /> — 1. Paymept ot iMaci{wl aad laterest; Prep�yment �nd I.ate Clwrge�. Bornnwcr slwll promptlY paY when due the
<br /> principal of and intercst on thc debt evldcnoal by tho Nc�te und any prepaymeM end late cFwrgea duo under the Nate.
<br /> 2. �ads to�Taxes and InwrAnce. Subject to applicable lew or �o a w�itten waiver by Lendcr, Borrower ahall pay w
<br /> Lcnder on tho day monthly paymeMs suc due undcr�he Nae.unt11 Ihe Nae is paid in full,A sum("Funds")for:(a)yeuly ta�ca
<br /> �►xi w,r„•r;��u,wLich���ay attaiu priority ovcr ihis Secudty Instrumr,nt as a Ncn on thc t'raperty;(b}�r,,ulp 1c:.sct�,oRd pa,ymcitts
<br /> or ground rents on�he�4operty, li any:(c)Yearly I�rand or property insa�ance premiums:(dl Yeariy iloo�f insu�e qx�esmwm,
<br /> ii'any;(e)yearly mongage insurance premiums. if urnr;�rKi(�any sur�u payab�e by Norrower to Lender,in xcordance wiub
<br /> the provisions af parAg+�ph 8.in lieu of the payment of mortgage insurance premiums.TNese items are callod "Escrow Ieems."
<br /> � I.ender may, srt any tin�e, collect and hold Funds in an amount not to excced the mwcimum amoum a IenJer for a foderatiy
<br />___�.�.�:,-v-,, rclated nnortgage lovi may nequine for Borrower's escrow accuunl under the federal Real Estate Settlement Procedu�es Act of
<br />==�-'"'�•'�`°� 1974 as sunended from time to time, 12 U.S.C. Sectio� 2601 et seq. ("RESPA"). unless another law that applies tv the Funds
<br /> — � � � sets a lesser amount. If u►, l.ender may, at any time, collect and hold Funds in an amount not to eaoeed�he lesser amount.
<br /> __ I.en�'�r may r�tin-+te tU+� ��x+unt of Fundv due on�i►e basis of current deta and reasonablo estimates of eapenditure�of futuro
<br /> _ ' Escrow Items or ou�erwisc��:accordark,-e with appE��aR�e law.
<br /> - >=r• The Funds shall be h�eOd im a� instiltalian w�h�ose depa�itc s�►c insured by a fe�ral ageacy. instrumentali�r_ or entity
<br /> � `�'���:�• (including l.ende�. if l.ender is s�uch an insai�as+nn�ns iro am•�euer;�^.Harne [.oan Bank. Len�cr.hali applX the Fuods ta pny the
<br /> ` '���3 Escrow Items. l.ender rnay not rhurge Borrower far hulding a�►t1 Apph•i�t0�e Funds,annuaE6�•analyziqg the escrow acrnunt.or
<br /> verifying the Exrua•Items,unless L.ender pays Borrnwer interest on the Funds und applicable luw permits L.ender to make such
<br /> '�; a charge. How�ever, i.ender may require Borrawer to pay a nne-time charge for an independent real estate tax reporting scrvice
<br /> ;�i'�`i: used by L,ender in cannection with this loun, unless applicnble law provides otherwise. Unless an agrePment is made or
<br /> •� .�r'���s" 4- applicuble law requires interesl to be paid,L.ender shall not be required to pay Ba�-rawcr nny inlerest or earnings on the FundF.
<br /> ,,r: Barnnwer and Lender may agrec in writing. howevcr.that interest shall be paid on�he Funds. Lender shall give to Borrower,
<br /> . � e����`�`�,;"*�t� without charge, an annual accounting of Ihe Funds, showing credits and debits tu the Funcls and the purpose for which each
<br /> ____ ____� �"_� debit to the Punds was made.The Funds are pledged as udditional security Par all sums secured by this Securiry(nstrurnenl.
<br /> ���'' If the Funds held by Lender eaceed the wixiums permitted to be held by applicahle luw, l.ender shall account to Borcower
<br /> • :^=�..�4-;;`.,;��� :-+� far the excess Funds in accordunce with the requirements of upplicable luw. If the amaunt nf the Funds hald by I,ender at nny
<br /> � ''' �';`' ' '�'''''r:• time is not suf6cfent to pay the Escrow Items when due.L.cndcr muy sso nntify Barmwer in wriling,and,in such casc Borrower
<br /> � . , • ' ';i shall pay to[.ender the nmount necessnry to make up the deficiency. Bomower shall muke up tha deficiency in �x►mure then
<br /> ' � tw6lve monthly payments,nt l.ender's wle dincrction.
<br /> , : �;�.:' �� Upon puyment in full of all sums secured by this Securlry Ins�rumenl, l.ender �hall promptly rePu�d ta sorrower any
<br /> � ��.�'t��',�i Funds held by I.ender. If,under purasruph 21, I.ender shull ucquire or sell the Propeny, l.ender, prior to the acquislUon or sale
<br /> • ''�-^�w��;'�"p'� of thc Property,shull upply uny Funds held by Lender ut�he�ime of acqui�ition or sule as a credit agains� the sums secured by
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<br /> .,;i this Security lnstrument. _
<br />`.� � � . ���,���y �, �: � 3 3.AppliceNan of Payments.Unless upplicablc law provides otherwisc,all puymcntx rereived by l.cnder undcr paragraphs
<br /> ' `�``"'" •" ' � 1 and 2 shull be applied: first, to uny prepuyment churges duc under thc Note;secoixl, to amaums payable under paragruph 2; -
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<br /> -_-- �a1�+r-�j�a:.: third,to imerest duc:fourth,tn principal due;and Inst,to nny lute charg�ti due under Ih�Note.
<br />:'i� ' � ��r'`�' t'' 4.Chprges; Llens. Bnrrowcr shall pay uU �axes, uxsessmentn, rhurges, tincs und impositfons uttri6utoble to the Prapeny
<br />.f', "'°"" : . which may uttain prioriry i»�er thix Security lnstrument, und IeaseholJ p•rymentti or grouncl n;ms, if uny. &�rrower shall pay
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<br /> , . .. .. thesc obligutions in the nwnncr provid�l in paragrr�ph 2,or if not puid in Ihut manncr, &►ROwer shs�ll pay them on lime direc:tly
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<br /> ;'; ; to the non oweJ a ment. &►rniwcr,hull rom d furnitih to l.cmlcr all nntires i�f um��wus ta be aid unJer�his aru ra h.
<br />�." . � ���::,,,;;�� ;: � If Borr�iwer mukes the�c puymentti direcUy, &�rruwer shall prompily 1'umish m I.c:nJer reccipts evidencing thc paymenln.
<br />-�°' "'�. ''"'"�� ", Borrower shull pramplly dischurge uny licn which hu.priority uver �hi�Security Instrument unletix Uormwer: lu)ugreeti in
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<br /> .•.�.<{:;� • •., ' writing to the puyment of thr��bligati��n scrurrd by the licn in u munner ucceptablr to l.erxier:lbl contests in Rcxxi fuith�he licn
<br /> . ��9��' • by, or detends against enforcement of thc lien in, Ic�al pr�xecdin�tti whlch in �he LcnJcr'. opiniun operate to prevent the
<br />-_'��"•,, i�„ r! .`,r• ... enfi�rcemenl�+f thr licn: or lrl�rrurc. I'rum Ihc hulJ�r al'Ihr lirn an a�r�tmenl wti.l'artup� ti�I.encicr suh�mlinuting the licn to
<br /> '.f •, .,;;;: .. this Security Instrument. If Lcndcr detcrniinr�tha�any pan ��f tlir f'rupcny i�,uNjcrt tu u I icn���hirh map attain priority over
<br />"_� � .�' , .. this Securiry Im�rumrnt. LenJcr may �ivc Bnrro��•rr a nutirr idrntil'yin� ihr lirn. H��rruarr �hall wti�lv Ihr licn ur lakc onc or -
<br /> `�' • . • morc of thc uctiuns set funh ulwvc within Nl Juy,ul thr�ivin�!ul'uu�icc.
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<br /> h• � '�.. . Form 3028 8180
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