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<br />      					4.�1�l��0(11��IN���M'��1M11w1100. �.�Orf01MR ifl/�� (II/111��� �01pfOYMIMIMa��10 pflf���R1�W�I)
<br /> 					oxlMawe or wbioquonlly sncted.�aimt sny hwrds.c�witia,and ooiulr�o�cla�incbrdia�'firo,far which l.aider rey�Ue�
<br /> 					iruunu�oo. 'i1ii� in;ur�nx �11 6e m�inqinod S��ha .nioua� �nd for the period� tb�t Larrfar nqulro�. 8o�a� �11 tl�o
<br /> 					inwto�I1 imp�vver�d�un the f'rot�e�Y.wheiher now!n aui�tawe c�r wb�equerMly eroc�d�a�ain�t lau by 11aud�In tue exlbnt
<br /> 					raq�irod by�ho$orretiuy. Ali inwt�noe�II be cyrried with con�nks�ved by l.erder.The inwranae polkia�ird�uy
<br /> 					r�axw�1�slWl b�hetd bp i.�lK and sb�l!includc tas yyrablr cl�ww�in(�var uf.�nd in�fana�voe�uble to.l.�adrr.
<br /> -"`�—     	-       	In the cvnp of tos�. Bormwer slWl�ivo l.ctider immedtue notioe by aWl. t.cnckr m�y rtWce poouP of lat if not m�do
<br /> 					P�Y bi'Boriawer. Fach irourmoe a�aip�ny oononned is hercby wthariaad�td diraxed to m�e prympu for wdt loas
<br />					diroctly to La�der. inRtea�1 oP ta�armwcr and to Lendar jaintly. All or�ny patt of tho inwrmoe pr0000da m�y be applfed by
<br /> 					I.e�dor� �t ilx option� either U)w the rodudion of the indd►tednew under the Noto u�d thio Secudty Irauument,first to my
<br />		__ _      _  	deNnqucnt atnounls applied in tho order in paragraph �.�nd then to prop�ymmt of principd�or(b1 to tho restaration ur re�i�
<br />-       				oP tho dam�god Property. Any applicatbn of the procoodR w thc pdneipal �II not exte�f er �owpono tho due dtle�f Ihe
<br />					mun�hly paymenu which Aro referrod to in pu�rnph 2.or chu�ge the�oncwnt of sueh p�yroenbs.My excess inw�anoo proceods
<br />					ovmr an amount roquirod to pAy dl ouut�ndinA indebta�dnes�uuda��6e Nac�nd tAis Sawra�r inwment�11 ba p�id to�Ao
<br />					auity Ieg�lly cntided theteto.
<br />      					1� the event of foroclosure af tl�.s Se�urity G�ume+x or otder uonsfer of titic w the Property that oxti�ui�tYe
<br />					iMd�tedness,all�i�ht.tiUe And inrterest af Borrower io and w inarance polkies ia forae st�ll pass w tha purrh�ser.
<br /> _�    					S. Uc�vpoCy, Pnsavatio�, Mainte�oce  aed  Prot�ctlo� ot 16e PnopM�ri Bor�+ower's I.oan Applk#UmC
<br />					l.ease6old�. Borrovvsv sh�ll occupy.esablich,and use the Property as&►rn►wer's principal�sidencY wlthin siaty days rfler
<br />;;      				thr execWion of U�is�rity Insuument w�cl�Jla�ll wntinue to occupy the}'noperty as Bomower's prineipal residence for�t last
<br />					one Ye�nfter the date of oocupauicy. unless the Secretary delermines this roqulr+ement will cause undue h�ndship far Borro�er.
<br /> -		-   -      	or �,mless e�ctennndng cir+cumstanas cxist which �re b2yond Borrower's cor�Gui. Sur�uwcr �iw1i notiiy Lc�ri�:is oi' rw�
<br />  			—  	�eat,enuating circumstanxs. Barnawer slwll not cammit waste or destroy.danuge ar aubstAntially clwnge the Property ur allow
<br />:_i1;     				tht•Praperty to deterior�ate. rcs�soruble wear�nd teu exoeplal. Lender may inspcct the Property if the Pioperty ic vacant or
<br />:_:;;�<			a�  	atiandoned or the loan is in default. L.ender may take reasonable ciction to protect and prrsen�c such vacant or abandoned
<br />    			-   	P�aperty. Borrowcr shall also bc in default if Borrower,during the loan application process,gave materially false or inAOCUrate
<br />					i�f�+rniation ar statements to I.ender(or failod to provlde I.ender wl�h any matedal intortnation) in vonnectian wlth the lo�n
<br />"�-`'       _   _    	-  	eviden�xd by the Note:including, but rat limked to. rcpresentatfans rnnoeming Borrower's opcupAncy of 1hc Property ac a
<br /> ��%:      			•      principal �+esidenoe. If this Sxurfty Instrun�n!is on a leasehold,Bortawer shall comply with the provisions of Ihe Iwse.If
<br /> �^���       		`    	Bornower   uires fee titic to the Pro  n  u�hc lcauhold and fee tide st�ia not bc me ed unlesa l.ender      	mer�
<br /> ,r, � 		�    			�1       		Pe Y•  					B 		�grces to�he     er ia
<br /> _,,.�     				wr�t�ng.
<br />     		s"�  '    	�,     �i.Clwrges to Borrower and Protectlon ot I.ender's Rights in the Property. Borrowcr shell pay all govemmcntal or
<br />       	'�"  �'    '     	t�aw�rici    char es, fines and im  sitions that ere not included in  ara    h 2. Borrower shall     these obli ations on time
<br />' 		i •�.i  �.:   		P�     S		P�				P  S�P     		PeY  	B
<br />					direayly to the entity which is owed�he payment. if failure to pey would adversely affect Lender's intetest in the Pmperry.upon
<br /> 		� t •��:�		Lender's rcquest Borrower shall promptly furnish to L.ender receipis evidencing these payments.
<br /> -,
<br />  ��     "� '`t•."�"'"{'`  		If&�rrower fails to mai;e thesc  a menls ar the  u ments re u�red b   am ra h 2,or fails to   rform ar� other covenants
<br />:4+      	,:.,'„�'�:�•'    						P Y    	P Y	9 �     YP  8 P       	Pe	Y
<br />		;:2;ari�.. i. ..
<br /> 	- :       �r'�• :�      	and agreements rnntained in this Security Instrument, or there is u legal pracee�ling that may significantly affect Lender's rights
<br />		;,,s„ ,.,1..:�;.,.,
<br />,�.;      ,;}'   �,t,.,,,3t,�.��    	in the Propeny lsuch as n pmceecfing in bankruptcy, for condemnution ar�o enforce laws or regulations),then I.ender may do
<br />-r,		• ,iv;�,t;.�,    	and pay whate�er i;nc�essary tu protect the value of the Rroperty a�.! i.��M1er's rights in the Property, including payo�ni uf
<br />: 5'      ..  �,,�.,��:�y: ,�z�kt"   	tanes,hayard insurance and other items menilaned in paragrapl�2.									_`
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<br /> 	.�.•'�1'y�,�,�.�J<-•:�:•`� 		Any amounts disburu�d h�• Lender undcr�his pararra;�L shnll Ixtinme an additional debt of Borrower nnd be secured by  	__
<br />  -      �   ;�..•• �.� �       	this Security Instniment.These umounts shall t+car interest fmm the dete��i disbursement,at the Nae rate,and at the option o�f
<br /> \,     	T • �  .  �  �   	Lender,shall be immediately due am1 payable.    											_
<br />		•";�,.�...,�,;
<br />       	� ����� 			7. Coademnat(on. The �roceeds of any award or rlaim for dsmwges, direct or con.seyuentiul, in rnnnectiun with ahy
<br />		�;`�: ::�.:.. .,      																		_
<br />_  ��FS'�.`::,'��;,:,�;�   	ccx�demnution or other taking n?,,ny psut of Ihe Propetly,or for canveyance in place c�i rondemnation,are hereby assigned and
<br /> 	+�•?.:  .  -•:�     ir   	shall be paid to I.ender to thc extent nf thc full amcwnt of thc indebtednew��hat remains un�id under thc Note and this Secur+t��
<br /> -'      "' 	�      �'r   	instrun�ent. Lender shal!apply such pnxeeds to the r��duction of the indeMednexs under the Note And this Security Inurument,   	-
<br />•:`it  	, ..	'       	first to any Jelinquent omounts applieJ in the iirder pmviJcxl in p•rragraph 3, und then w prepaym�nt of principal. Any   	=
<br />  �  	,,  			Application of the proceeds �� the principul shall M�� exacnJ ar postpnne the due daae of the monthly paym�r�ts, which arc  	-
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