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<br /> paymenu mry no loq�er be roquirod,�t�ha option of l.ender�if mott�s�e lnsuranco coven�e(in the�rt�ou�K and for d�period
<br /> th�t I.emler roquirc�)pmvided by an inwrrt�pproved by L�ender ag�in becoma�av�ilablo aad i�obWnod. Horrower atull p�y
<br /> the premiumr�equirod to m�1nWn mart�e inwnn�x in effect.or w provWe a lota te�etve.unHl the roquircmait for.aio��e
<br /> imurm�oe aidi!n aoco�dmce with my written a�reemant between Bomuwer w�d L�a�der or�pplic�ble I�w.
<br /> �.Io�pect{on.Lender or iu aRent rr�p m�ke reaeon�ble entria upon and liupectians of tho Property. l.ader�tWl�ive
<br /> Bormwer notice at the drc�e of or prlar to An Inspection tpecifytn�rawnable c.�use For tbe inapectbn.
<br /> !0. Condarm�tbn. Tt�e pmeoodo of any�watd or claim for danwges. diroa or consequential, in connoctic►n wfth any
<br /> condemouion or ather ukin�{of�ny p�rt of tho Praperty,or for oonveyanca in liw of oa�detrwtion,aro hercby+iwiQt�od and
<br /> du�ll be Fwid m l.ender.
<br /> !n thc event of a taW tuking of the Property,the procxodt eball bo applied to thc sums securod by ihis Secudty Inatrument,
<br /> w�r•or not then duo, with any exase paid to Borrower. [n tho ovant of a p�utiel taking of tha Raperty in whioh tha fair
<br /> market vdue of the Property immodiately before Ihe taking is equel to ar grcater than the amcwnt of the wuns sccured by tNia
<br /> Sacu�ity Instrument immediatoly bofom Ihc taking,unless Borrower s�nd l.eoder otherwlse egroe in writinQ.the sums socurod by
<br /> thic Soaudty [nstrument shall ba roducod by the nmaunt af tho proceads muldplfed by tho following fraction: (a)tho tatal
<br /> emount of U�e sums sa;urcxl immodiatcly bofora Ihe twking� d{vldeJ by(b)the fair market ralue.�f� P�u�rty inxttddlwaly
<br /> beforo tho taking. Any balance shall be�aid to Borrawe�. In the event oP a partisl takiag of Ihe Property in which tho fuir
<br /> market value af tlu P�nperty immadiately befora�he teking is Icss than the amount of tho sums sxured immodiately bcforo the
<br /> taking, unless Borrower and Lander othenvise agroe i�wri�Mg ar unless applicable law otherwl�e provides� tho procoode shall
<br /> bo applied to the sums securcd by thia Security Instrument whether ar nat the sums are thon due.
<br /> If the Propertyis abandaned by Borrower,or if.after notice by I.ender to Borrowcr that thecondemnor affe�to makc aa
<br /> awaN ar setUe n claim for damages. Borrowcr iaifs to respond to l.ender within 30 dwys alier thc datc the natica is givcn,
<br /> l.ettider is autBorfze�to wllaK and apply the praxeds,at its aption.either la nstoration or repair oF the Proporty ar to tho rums
<br /> secured by this Secudty lnsuument,wbether or not then due.
<br /> Unless l.ender and Horrower otherwise agree in writing, any applicetion of pmceeds ta principal shull not extend or
<br /> postpone the due dete of tho nwnthly payments referred to in paragrap6s 1 and 2 ar chxngc the amount of such paymenls. _
<br /> 11.Borrower Not Relwsed;Fo�rance By l.ender Not a WAiver. Extension of the/ime for payment or modiflation
<br /> of amortization of the sums secured by Ihis Securiry lnsttument granted by I.ender to any successor In interest of Borrower shall
<br /> nat apetate ta release the liability of the original Ifonower or tsorrower's successors in imeres�. LCt1UCf D�Iqll Ilul ilC �cyui�ai i� —
<br /> �commence pt+acerdings against any successor in interest or refLsc to extend time for payment or othenvise modify amortia�tion
<br /> af the sums secumd by this Security Instniment by mason of any dentand made by the original Borrower ar Borrower's =�
<br /> suacessora in interest. Any forbearamx by l.ender in exercising nny right or remedy shell not be a waiver of or preciudc the
<br /> eaercise of any�ight or remedy.
<br /> 12. fiocceasars aed Asglgns Boend;dolnt end Severel I,iaMlityi r�-sl�nt�c. 71�e mvenants and agrecments of this
<br /> Secudty lnstrument shall bind and beneft the successors and assi$ns of I.ender and Borrower,subject ro the provisions of
<br /> paragcaph 17. 8orrowcr's covenants and agreements shall 6e jaint and several. Any Borrower who ca•signs this Secu�ry
<br /> Instrument buc does not execute the Nate: (a) is co-signing this Securi�y Instrument only to mortgaga, grant and convey that —
<br /> Barrower's interest in the Propeny undcr the terms of Ihis Security lnstnrment;(b)is not personally abligated to pay the sums
<br /> serured by this Security Inslrument;aod(c)ng�ees thut l.endtr und any other Borrower may agree to extertd.modiFy,forbear or
<br /> make any accornmodations with regurd to the�erms of this Securi�y Instrument or the Note wi�hout that Borrower's cansent.
<br /> 13.I.oAn Clw�ev.If Ihe loan secured by thix Security lnstrument is subject to a law which sets maximum loan charges,
<br /> and that law is finally interpreted s.i �hat the intere�t or other Iflan chargex collectecl or to be collected in cunnection wilh the �
<br /> loan eaceed the permitted limitc,lhen:(u> any such loun chsuge shuil be reduced by the wnount nocessary to reduce the charga
<br /> to the permitled limit; and (b)uny sums alreudy collected from Bmnower which exceecled perrnitted limits will be reiuncled to
<br /> Borrower. I.ender may chouse to make this refunJ by rcJucing the principal owed under the Note or by making a direct --
<br /> payment �o Borcower. IP a refund reduces principul, the reduction will be �reated as a panfal prepayment withou� atty _
<br /> prepayment charge under the Note. -
<br /> 14.NMlees.Any notice to Born�wer provided Por in this 5ecvrity Instrument shall be�iti•�n by delivering it o�by raui�ing -
<br /> it by first clasc mail unless applicable law reyuires u�e of uniKher methad.The natice shall 6:�:Jireczed to the Property A�lJress _
<br /> or any other address Bormwer designates by notier R� l.ender. Any notice to l.ender shall lx given bv fi�u clar,s muil �o -.
<br /> I..ender's address stated hercin ar nny ather uddress �crF.ter designates by n�iticc ai&irrower. Any notice provirled for in this
<br /> Security Instrument shall be deeme�i to have been given to eorrower or Lcnder wlx�n given us pr�rvided in this parugreph.
<br /> 1S.Governing Iaw: Sevcrabillty. This Security lo�trument shull be gavcmcd by federul luw and the law o(the =_
<br /> Jurisdiction in which the Property is I�xated. In Ihe event that any pn►visiun or dause of�hi, Security In�trument or the Note
<br /> contlfets wfth applfcable luw,sunc��m0irt sh•rll m►t afl'ect other pn�visions of this Sewriry Instrument ar the Note which can be
<br /> given effect without the onnflicting pravisiun. Tu thi�enJ the pmvisions nf this Security In�rument o►al the Note are declared `�
<br /> to be severable.
<br /> 16.8orrower's Copy.Borrower shnll be given one cnnforn�l copy of the Nnte und�f�hi�Securiry Imtrument. —
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