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<br /> _��:�Y;� TUOETHP.[t WITH�l[tito improveanaiu ncw ort�mfter at+�ted on the Ptr�xttY��nd dl�wmeM��aippu��ind
<br /> ""�:"�"�� fixwroa now o� hercaC�er� pr�t of tho prape�ty. All r�epl�o�.ntr �od �tldillan� �lull al�q be oov�qd by tbl� �oueity
<br /> Iaw�mcnt. All of the fore�r�ing i�ro�enad to in thu.°.ewdry inKnirtiaU iu Uta"Rmparty.'
<br /> — -�. BoRROwER COVBNANTS ttw Borrower h I•wfully.ei�ed ot q,e e�te he�ebY oanv�y�d and lu�r�he ri�ht a�raM md
<br /> --„�.�-;��. . convey the Property aed ttliaat the Proputy is unrncumberod. except for u�cumbr�n�es of roco�d. Bomawer w�rtruu��d w1U
<br /> _- ''.":i��=� defcnd gener+dly the title to Ua P►WacrtY a�aitut dl daimn�nd detrw�d�.wbjoct to�ny e�cumbni�oF rea�trl.
<br /> -" __-�� THIS S6CURITY INSTRUMBNT combinec uniform oovenantn for nati�n�l u�e iund non•unlfartn a►ve�uMr wflh Ifmll�d
<br /> varlxiono by juridiction to c�on�tltute�uniform sxurlry i�utrument ooverin�tal propohy.
<br /> -, UMFORM COVENAN'I'S.Barrower and L.e�der ooverwnt�nd agroe+u►fullowr.
<br /> ��,...• �-�����n.;�; , � 1. P�ymeat ot Ptinci�wl and Iatae�ti ��t pnd I.+�te Ch�a. Bornawer eh�ll promM�Y PA9 Whan dw UM
<br /> '��-;�;;�;;n�. ' pr�ncipal of and intenest on the debt evidaxod by the Nota and Any prcpayment�nd Iwe chp�pow duo u n do�I h e N Ma.
<br /> .`""•��'°"�� 2. Eunds tor Twcea ond Imurnna. Subject In�pplicablo law or to� wdlten walve�Ny I..ender. Iirxmwar rludl My to
<br /> Lender on the day monthly payments arc duc under tha NcNo,until the Nde is pAid in tt�ll,a eum("Fundx")far:(01 yarly una
<br /> .,_l,.;u� and�ssessmenta which may attain priority over�his Sa�uriry Inatruenent as o lien an tbe Propeny;<M)yeady Ica�ltold�aymenl�
<br /> �=:.""�;N�� . or grou�d rents on the Property.if any:(c)Yeuly hazard ar prnperty insurAnce prcmluma;(d)YeArly Aoc�d in�umnce premlams,
<br /> _ _......���R%��;��l�i
<br /> if any; (e)yearly mortgage imwrance prcmiums. if any; and(4 any sums paya�lc by Horrower to I.cnder,in accord�nco with
<br /> '��j4i`y��� the rovisian�of rn 8,in Neu of tho ment of mon e insure�x;e rcmiums. 71�ese itema aro callod 'Escrow Ucnn."
<br /> ,.�V.��� p P�6 pa PpY BaB P
<br /> `�;:�,„� ,i.e�der may,at any time.colloct and hold Funds in an unount na to ozeeod the maximum runount a londer fur n foderally
<br /> ;;y�A���.��-- . �lAted mortgage loan may ra�uirc for Bamnwer's escmw account under the faleral Real Estete SetdemeM Pmcodurer Act of
<br /> � ;r �' 1974 ns anended from tirtw ta time. 12 U.3.C. Section 2601 ei se�, ( RESPA ), unlesR wwlhcr law thpt uppfles�to the Fundr
<br /> =:�,t�t�.
<br /> - acts a lesser amount. If so, l.endcr may. at any time,cullcct aad hold Funds in an amaunt nol to oRCOOd tho lesr�r amount.
<br /> -�°::���+``�yj�`�"-� �I�ca�dcr may estimate thc sunount of Funda due on the bsssis of current dula and r�eawtlable rslio�ratea of etcpenditurcx M Il�wro
<br />=`_���?��s:��y�>`�� Rscrow Uems or otherwise in eccordance with applicable law.
<br /> ���`�'F�`i¢�i . The Funds ahall be held in an institution whose depasits are insurod by u federal ageacy. insuwnent�lity. or enliry
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<br /> _��rs�}�'�,},, (lncluding Lender,if Lender is such un institu�io�)or in any Fedcral Hon�e Loan BAnk. Lcnder shull�pp�ly Ihe Funds to pay the
<br /> -.�� �i�,,,.}� Eacrow Items. I.ender may na charge Borrower for holding and npplyin�the Funds,qnnually aiwlyzi�the escrow�ccount.ar T
<br /> ---- _ _-- varifying the Escrow It�ms, unless L,ender pays HoRawer interest on�he Funds and appiicable law pern�its l.ender to nwke cuch __.
<br /> �`�'�� a chuge.However, Le��der may require BcrRawe�ta pay n one-time charge for an independent real estace iax reporting rervice
<br /> V4
<br />� �� , used by l.ender in cunnectian with this loan, unless Applicable law provides otherwise. Unless an agroement iR made or
<br /> � `'� applicable law requires interest to be paid.l.ender ahall not be required to pay Barrower any interest or eamiags on the Funds.
<br />--.�..J :�'f�
<br /> � ;. F': Hartowet und Lender may agree in writing. howeve�.Ihat intetest shall be paid on the Funds. I.ender sf�all givc to Borrower,
<br /> �� :•�frii�.{,
<br /> :,,�.,k., witfiout churge, an annual accourxing of the Funds. �wing credi�s and debits�a Ihe Funds and �he purpose for which eac6
<br /> -- ---k�"� dtbit to the Funds was mede.The F�nds are�+ledg�+d as�ddid�nel����ity f�r nll�u�mc�ecured by this Socurity Instrument.
<br /> � If the Funds held by Lender exceed the omounts permitteil to be held by appliceble law.L.ender�hall�ccaunt 10 Borrower
<br /> ' ..�,# : far the excess Funds in accordancc with the requirements of applicable law. tf the amount of the Fu�i. held by I..endr�At any
<br /> ,� 11me is not sufficient to pay the Escraw Items when due, l.ender muy so nntify Borrower in writing,wid, in such case&�rmwer
<br /> �`�" . shall puy t�o Ler.�er the amount necessnry to muke up the deficiency. Barmwer shall make up�he deficiency io no mure tiwo
<br /> : �,.. twelve monthly payments.ae Lendcr's salc discrction.
<br /> " • Upon payment in full of all sums secured by this Security Ins�niment, Lender aholl promptly refund to Hormwer any
<br /> Funds held by Ixnder.If,under parag�►ph 21,LenJer sh�lt ncquire or sell the Propeny.I.ender,prior t.��Ae acquisilion or sule ___
<br /> af the Prapeny, shall apply any Funds held by L.ender at the�ime of ucquisitiun or sale uc u credit t►gainst the sums�ecured by �-
<br /> -..� � . this Security Instrument.
<br /> ���"'`'� � 3.A Ncation of Pa rnents.Unless n licuble luw rovides otherwise,all u ments received b l.ender under ra hs �' �
<br /> . .;.. PP Y PP P P Y Y P�8 P
<br /> '�''' �" ! and 2 shaU be applied: first. to any prepaynxnt churgea due under the Nute; second, to umounts payable undrr pa�+graph 2; !'
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<br /> ' ``' third,to interest due; founh.�o principal due:und la+t,to any late charges due unJer the Note. �
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<br /> 4.C1�prges;Lleas. Borrowcr shall pay all tuxcs,ussessmentc,chircges, finc.and im�x�sition�attributable to th�i'roperty �
<br />� ���'��'�����'� which may uttain priority��ver this Security Instrument. unJ Iea�ehnld prymenh or�mund remti, if uny.Bonuwcr,Full pay =�
<br /> !-•--
<br /> ' ��`''"•`:°' : '% these obligatians in thc manner provided in ps�rAgruph 2,or if not paid in thut munnrr. B�mower�hull pay them nn�itr�e directly -
<br /> ''y��t�'�w�•• to thc person owcd piiymenc.&►rrower shall prompUy I'urnish to Lcixicr ull notices��f umount.to be puid under this pur�Kruph. =�-
<br /> ��•.:�•- - If Horrower makes th,.e paymcntz directly.&ircowcr tih•rll prumptly furni�h ai LcnJcr rcrcipt�evidcncing thc payments. c�'
<br /> . ,;a.'' Barrnwer shall promnt ly ditichargc uny licn whirh hu�pri�xity uver Ihi.S�tiuri�y In.irumrn�unless Bnrriiwer: Ia)ugrees in �-
<br /> �"°�r' writing to the payment of the abliEation secured by thc lien in u munner acceptuMe to L.e�xlcr;lbl cuntestti in gaxl fuith the lieo i`:Q
<br />• • '�' ' by, or defendg agtrinst enfonrment of the lien in, leg�l pnx��rling. w�hirh in �hc landrr'. u�inion operwte to preven� the
<br /> �'N . '. enforcement of the lien; ar(r)secures I'riim the holdcr��I'the lien un ugreemrm wti+fuctur� tu lA�xler�ulwnlinrting the lien t.� ��=-"
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<br /> �'� ";'�� this Security]nstrument. ]f LenJcr d�tenninrs th;it any purt��f thr Pro�xrty i..ubjat �o u licn w•hich muy�uttain priurit�•o��� �;:,:
<br />- '��'-:.:. thia$ecurity]ntitrument, l.ender muy givr B��rrnwer a o�itice identil'yinE Ihc licn. Hurr��NCr.h:dl wli+fy d�c f ien ur lal�r une.�r �-_
<br /> � ' � � � �� • more of Ihe aciions sel forlb uhove within 10 d•rys iif the giving�if n�nirc.
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