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<br /> Too6�n�e wrrH.0 1h�e unp+nvw�eat.now a nae�ner eroctea ao�ho propaRy.�ua�II e,uaneot...pvw+enaooe•.
<br /> ard f[apaes aaw a haedkx a ppt ot the propaty. All rapl�oeaDa�t��ud addldau�!W I�lso be coverod by dds Searby
<br /> lM1d111qlUt. AU Or 1�10 rORjO�p��i IQIl1fOd b III�b�t S�OCUfI�y IMf111t11EOf Y(b0"P�ty."
<br /> $�jtQq/���.(���5 Ibil BOflOWl�jf�W�t��y/IE�lOd Ot 1bQ Ci1�t0�OOAYCj�O�Y���1��1t 2D�llt
<br /> oad convey tue Propaty wd Uut tbe Property is unen��mbered.except far eacumbranoes of rocad. Bcxi+owar w�rr+�aa+ad
<br /> �rW defeod Senealiy die dUe w tbe Ptopaty a�ain�t dl cWm��nd dom�md�.wbJoct to�y eacumbtimccs of reoord
<br /> THIS 3ECUIt1'CY WS'!'RIJMBIVT oombina w�ifann oovaudts tot t�tloml we nd iwn-uaifam aova�Ms �►rit6
<br /> -- - .�-,m Uwited vuiatlotw by jutlsdiction w consNwte a uaiform setudty inattumrnl coverinB�eal p�opetty.
<br /> , UMPORM LOV�YANTS. Bonnwa and Lerder oove�eat aad aQroe as follawa:
<br /> 1. Fl�y�eat ot Prioclpl a�1�ta+�ti�P�Y��Lab(�u�e�. Harmwer ttudl P�P�Y P�Y whaa due tbe
<br /> �of ad Wei+ecl m d�debt avidenoed by the Note md anY I�PpY�t wd late ch�ugcs due under dio Note.
<br /> I+Yod�tor'/r:p aod Inpranca SubJect w l�w or W a writtat waiver by L�endcr.Bamowa�all pary to
<br /> I.eAder oo tbe dry rnanthlY PAY�are due uader�be ota.until itMt Note is paW in full,a wm("Fuad�")fa:(a)Y�Y
<br /> - �f wces wd�ssecsaxntc whlch a�y�in ptiority over thi�Seciuity Imsaument as a Ikn on U�e Propaty:(b)YarlY lasdtiold
<br /> ----- - p a or g�+amd�ents oa the Piroporty. if,uiy: (c)Ye�r1Y t�azard or p�one�ty i�aurance premiuraa: (d) Yoarly tlood
<br /> — i�a�e prcialums.if wry:(e) YeulY mat�aB� inaunace premiums.if any: and(�any sums payabb by Hwmwer w '
<br /> l.ender.in A000rd�na with the pmviRions af psr�grnph 8,i�IIw of the paya�ent of mortg�ge insut�nce p�emiwna. 7'hese
<br /> ifems�n called"F.scmw items." Lender may,at ony tjme�coUect ond lald F�Unds in an amount uat to exceod tbe maximuui
<br /> auount a Icnder for a foderaUy reloted mortgage loan a�ay reyuirc for BortowerY escrow�nt under the fede�l Rpi1
<br /> Fst�te SettkmeQ�Pecredar�s Art of l�74 as�nendod frnm time to time,l2 U.S.C.�260L er seq.("RESPA").unless another
<br /> bw that�ppiies to tbe li�nda sets a ksser�moun� U so.I.a�der may�at eay time.collecl end hold iiuids in an aroount oot w
<br /> cxceed �he lesser pmount. I.ender may e.cNmwe tbe amount of Wnda duc on the basi�of cnnrnt data aod�
<br />_ estimatea of eapeadiw�es of futune Es�ruw Items or dl�rwise in wccordance with aPPliceble law.
<br /> The Pluida shall 6e held in an jostitution whose deposits ara ingured by a federAl �gency. iactrun�catality, at eqtiry
<br /> (including Lcnder,if Lender is such an bst�wdon)or in Any Federal Hawe Loan Banlc. Lender shell apply�hc Nu�ds to pay
<br /> dte Escruw Items. Lendvr may not charge Barower for holding and applying the Fuad�,annually analyzlag the escrow
<br /> nexou�t,or ve�ifying the F.scmw Itcros. unless Lender pays Borrower interest on the Wnds nnd applicabk laar permile
<br />- Lender m mare such u cbarge. However,Lender may ro�uire Borrower to pay a one-dme cherge far an�ndep�ndent n�al
<br /> -- — CbtAte t8x ICpOfbOg&QYICC uSeq by LeMIC�IO CoiltleCUUt1 w�tt1 uuti�WU�.unicaa a�niwuic iaw �nuvisra -'vu�wwc. iiuica�w� _
<br /> � agreement is made or applicable law requires interest to be paid,Ixnder shall nat be mquir�ed to pay Borrower any inte�est or
<br /> earniags on the FLnds. Borrowcr and Lender may agree in wridng�however,that interest sball be paid an the�unds. L.ender
<br /> shall give to Borrower,without charge,an annual accoundng of Uro FLnds.showing credi�s and debits to the Funds end�he
<br /> purpose for whtch each debit to the Funds was made. The Funds aro pkdged as addit�onal security for all sums secured by
<br /> this Security Instrumgnt.
<br /> -- — lt'ihe Wr�ds h�id by Lencier exrccd the a�o�mts pers�tir� to t�e lxld by applicsble lsu. l.esscles s4�!!sccousst�
<br /> w�
<br /> ' � �;��:,{�f Borrower for the excess Flmds in accardance with tha requiremenu oi'applicable law. If the amaunt of the Funds held by
<br /> � ' � Lender ut any time is aot suflicient to pay tha Escrow Items when due.LenJer mey so nolify Borrower in writing,and,in
<br /> ,� �' such cesc Bomower shull•pay to Lender the amount neaessary ta make up the deficienry. Bomower sfu�U nwlce up the
<br /> ,'�"'�:;.'','.`.�.�� ':. deticiency jn no mom than twclvc monthly puyments,at l.ender�s sole discretion.
<br /> '�' � Upon payment in full of all sums secured by this Security Inswment,Lender shall prompUy refund to&xrower any
<br /> ���'• ';"�� Y � '•y FLnds held by L.ender. If.under puragmph 21.l.ender shWl acquire or sell Ihe Property, Lender.prior to the acquisition or
<br /> .,.. '. ., .V���i
<br /> � •�r�`'� sele of the F�operty,shall appiy any Funds held by Lender at the time of ocquisidon ar sale as a credit against the sums
<br /> ��';:,',�°'',,. ..�•4",�, �ecw�ed by this Security Inswment.
<br />- ~�} ` r=�';°'�' 3. Appitcadon ot F'aymenla Unless upplicable Inw provides otherwise, all payments�eceived by l.ender under
<br /> �'��' s I und 2 shall be A lied:first,to nn re a ment char es due under the Note; second,to wnaunts able under
<br /> _ •�.�,�.a`�',:. . • P�B�Ph PP Y P P Y 8 P�►y
<br /> �+-� � puragraph 2;�hird,to intercst due;fourth,to principul due:and last.to any late charges due under Ihe Note.
<br /> .�r�`�.�'�iS�:: . -,'
<br /> „yG�w t ,R ;,;`s,-, O. Chwrgea; Liens. Borrower shall pny all tuaes, assessmenGS,charges. fines nnd impositions atirlbwable to�he -�
<br /> ,;•,;.. Property which may anain priority over this Security Inswment,und leasehold puymems or ground rents,if any. Borrower
<br /> a�;,,;��.- ,�.,.�; shall pay these obligntians in the mnnner provided in paragrnph 2,or if not paid in lhat manner,Borrower shall pay them on =
<br /> ,�w.: , . � dme direcdy to the persan owed payment. Barrower�shull promptiy fw ni�h to Lender all natices of umounts to be paid under �-
<br /> ' ' "' this paragraph. If Borrower mokes these payments directly. Borrower shnll prumpdy fumish to I.ender receipts evidencing �;
<br /> �a,�::. _ � .:. :� tho paymen4s. �.
<br /> '� - �'"�-�•s�'��. Barowet shall prompAy dischurge uny lien wbich has priority over this Security Insuvment unless Borrower.(al�grees _
<br /> , ..,•.,,.:..
<br /> w�►;�y- :�;,;�,.;;.� in writing to t�e p�yment of the obligation secured by thc licn in a manner ncceptAble to I.ender,(b)contesls in good foith�he _
<br /> ,„ ' _.. lien by.or defends agoinst enforcement of the lien in,Mgal proceedings which in the Lender's opinion operate ta prevent�he __
<br /> ..,..�Iti;�
<br /> .,�,;;,y�. ; enforcement oi'the lien;or(c)secures fmm the holder of�he lien an ngreement sulisfactary to l.ender subordinating 1he lien _
<br /> �, • � � ,; to this Securiry Inswment. If Lender determines thut uny psut of the Propeny i�subject to a lien which may Attain priority ^�
<br /> over this Secudty Inswment,Lender may give Horrou�cr u naice identifying�he lien. Borrower shall satisfy the lien or take =
<br /> ' ` � � � .y�n one or more oi the uctions set forth abc.ve within IU days of the giving of notice. �`
<br />,'�-�.• �,��•� •F'�F� fI. {��� � S. Har�rd or Property Insurs�nce. Borrower sh�ll kecp the impravemcnls nuw existing or hereafter e�cted on�he .. .
<br /> ••�:� �:
<br /> f �- '•,,:,1 Properry insured againsl loss by fire,hazards included within the term"extended cuverage"und any other hazurds,including �C.
<br /> •� floods or flooding, for which Lender rcquir�es insurunce. This insurance shall be maintained in the amounts and for the .,..
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<br /> •.(�,,,�� ,I�q'n �orm 30]B 9190 IPoRe2 of6 pqgnl ��.
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