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<br /> ■■�■■ Norwest Bank Nebraska Amendment to Mortgage/Deed of Trust
<br /> ■■■�.
<br /> NORWESTBANKS P, o. Box 93�pp (HEALOC)
<br /> III/I
<br /> ��•��� Al�u�u�rque. NM g7��n����„
<br /> This Amendment to Mortgage/Deed of Trust("Amendment')is made as of this �5 t h day of M a� , 1g�_
<br /> by and between Norwest Bank l�T P h r�s�c�, N at�o r.�a 1��s e�����e� , having its office at
<br /> �n� ra 3��5� � Granr� Ts1 andy._Nebras�ca (the "Lender"), and
<br /> Robe?-t D. DwyPr anc� BPth M n«�,P,- , husband a�c�ia��g
<br /> (whether one or more, the "Mortgagor').
<br /> Recitals
<br /> A. The Lender is the holder of the Home Equity Access Line Agreement of.•
<br /> ❑the Mortgagor(a/so referred to as the "Borrower'),
<br /> � Robert D, Dwver and Beth M Dwver (referredtoasthe "Borrower'),
<br /> which is dated M�T2� , 19 g�[_, under which the Lender has extended to the Borrower a revo/ving line
<br /> of credit(such Home Equity Access Line Agreement, together with any modifications to it made prior to the date of this Amendment,
<br /> referred to as the "Note'). The credit limit for the revolving line of credit evidenced by the Note currently is$ ���g p .
<br /> 8. To secure payment of the amounts outstanding under the Note, the Mortgagor has given a mortgage or deed of trust to the Lender
<br /> dated �aT2� , 19�.1� , (such mortgage or deed of trust, together with any modifications to it made
<br /> prior to the date of this Amendment, referred to as the "Mortgage'), covering and placing a lien upon the real property more
<br /> particularly described in the Mortgage. The Mortgage was originally filed for record on ���e�,7 , 19 a i, _ ,
<br /> in the office of the R e g; G t P r n f D P P(j$ of_ H a 1 1 County,
<br /> as Document No. 9 4-10 5 2 3$:�' in BooWRoll Page/lmage .
<br /> C. ln connection with the origina/filing of the Mortgage, a mortgage registry fax was paid to the Treasurer of such counry in the amount
<br /> of$ on , 19 , and that Treasurer placed his/her
<br /> stamp on the Mortgage, such stamp bearing number
<br /> D. The Mortgagor acknowledges that the Mortgage is valid and enforceable and represents the Mortgagor's legal and binding
<br /> obligations, free and clear of any claim, defense or offset.
<br /> E. The Mortgagor and the Bank now desire to amend the Mortgage to reflect certain changes to the Borrower's revolving line of credit
<br /> wifh the Bank that is secured by the Mortgage.
<br /> F.
<br /> Lot 4 , Block 1 , Capital Heights Second Subdivision, City of
<br /> Grand Island , Hall County , Nebraska
<br /> Agreement
<br /> Accordingly, in consideration of the premises and other good and valuable consideration, each paid to the other, the parties to this
<br /> Agreement agree as follows:
<br /> Q HEALOC Modification Agreement. The Borrower has executed and delivered to the Bank a HEALOC Modification Agreement
<br /> dated }��T21� , 19_�� (the "Modificafion'), which modifies the Note as follows:
<br /> [� Change in Credit Limit. The Borrower's maximum credit limit under the revolving line of credit is changed to a maximum
<br /> principal amount of$ 5(L� [1Q.p
<br /> � Extension of Maturity Date. The revolving line of credit wil/terminate and the entire unpaid principal ba/ance outstanding on
<br /> the Note, together with any unpaid finance charges and other charges, will be due and payable in full on M a y 2 5, 2 0 0 9 .
<br /> Until such date, the Borrower agrees to make the monthly payments as disclosed in the Note, or if modified by the HEALOC
<br /> Modification Agreement,as disclosed in the HEALOC Modification Agreement.
<br /> ❑ Increased Rate of Finance Charge. The daily periodic rate is now equal to 1/365 of %over fhe "lndex Rate." The
<br /> "lndex Rate"is the variable reference rate, adjusted in accordance with the Note(if previously modified, as so modified), which is:
<br /> ❑ the highest prime rate published in the Wall Street Journal"Money Rates"table.
<br /> ❑ the 91-day Treasury Bill Rate(established at last auction average on a discount basis, rounded to the nearest.10%).
<br /> ❑
<br /> Each reference in the Mortgage to the "Note"shall be deemed on�and after the date of this Amendment to refer to the Note as it is
<br /> now amended by the Modification, together with any future extensions, modifications, or renewals thereof. The lien of the Mortgage
<br /> shall continue to secure the revolving line of credit, which is now evidenced by the modified Note.
<br /> NC 12506 MTG(12-96-180019-P)CO,MN,MT,ND,NE,NM,OH,SD,WY
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