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<br /> . � - ,---,�ao�r�wrrH���►���a�«�a�i�r�y,��v�,�. � �. , : `
<br /> ��oa s�es now a�baeatkr a pa�c�t6e popeny. �►u��oct aad�pans st,au also 6e cave�ea by this sec�ty
<br /> tas�et. All of the foc�egoiag is isfemd ta in tbis Sxw�tY instivmart�s the"Property." : . ` °
<br /> -- -- —_e�pn��E31lE�i ' S!seis��€the es(ate f�aet►y s+xi�rY��S�righlto_g�ot= " .
<br /> __ � ..l .".--. - Mva�i�v�
<br /> �ad canvey dre Pruperly and ttit thn Ptnp�tY is iukacumbcred.oacepc for-�of necoM. �arm�rer waQants and
<br /> wi'fl defmd ac�aIIy the titk to tLe Avpaty�a8sia�all claims and d�mynds.snbjocE to any enc�inbiances of nco�+d.
<br /> ` THTS SECURFCY�IN5IRUMEl�1T combines iuiifa�m covenaats far aational�and non-wiif�m cavemnts with , �
<br /> . � 'Wmited vsai�tims lry ja�isdi�n�w cons6tate a asifona sa�uity inscnu�►t co++eriaS P�P�Y. - ` _ '
<br /> , � UNIIAORM CaVENAN'TS. Bonowet acd I�eadeteovenant aod ag�uu as follaws: .
<br /> l. l�a�aasc at�iei.c�t a.a Isca�est;Prepa�at a�d 1.ste Cda�s. $«rower shau:pmmpti�}iar whan d�me -
<br /> priocipal of and inteaest�i�edebtevIdenced by the Note and anY P�PaY�t and late.c�atg�es dne�des�3��iate. � : ' .
<br /> Z.. �wls tor'�ioesi��ai��.SuAject to applicable taw ar to a wzitttn wsuv�er by[.ender;i3p�av�ei��ti ps�.to
<br /> " .tma��,�azy�uy�aze a��me,t��ie.`�tQe Note is paid in�uR.a,s�un("Faa�s�?�c�(a�i'�ar1y. .
<br /> • taxes.a�a asses.mseats wluch'ma�a�aia Priauiy aier this 5ewn'ty inswmau as a uen o�td�Pcr�icrt�;t�2 5`s�Y��'id :•
<br /> l�z�t+d or propeity insun� premi�nis;`(dl Y�Y�
<br /> paymeots or gc�urd�ts an tbe'Ptopaty, if anY. (c? Y�Y snms k b Hamwer w
<br /> irtstn�ace pemimns.if any. t�)Y�Y�S�inswance pcemiams.if any:and(�anY PaY� Y
<br /> - I.aider.in acca�daace with tb�p�ovisions of paragaph 8,Li lieo of the payaient of moctgage uuw'ancg premiums. These
<br /> items aie callod"Escmw Iwns." I.eedcr may,i�any time;cai�xt'and hoW�nds u�an arttiount aot to excad the muimum
<br />_-_ ' .. uno�mt a knder far a federaliy rel9ted mortg�ge loan.tasy ca{uim for Batower's e�mw acca�nt nnder the federal ReaJ •
<br /> -- . Estate S�tkrtient ptocedures Acc of 1974 as amendo.d fram 6mc w dme.I2 Q.S.C.�Z60I er seq.("RESPA").antess�'
<br /> =- — law tlat app{ies to the F�ds sets a Icsser amoun� tf so,Lende�may.at any time.collect artd hold Fuads in an amount not to
<br /> - ` eaoeed ti�e ksser amamt. Lende�ntsy estinwte tqe anwunt of Wnds due aa tbe d�is of current data and neasona�te.
<br /> euim�tes af expmditm+es of future Escrow[c+ems ar dberwise in accord�nce witt°applicabk taw.
<br /> - '1'he Funds�11 be Iretd in an institutiat wtase ckposits-a�a inwerA by a federal agenc.y.iasuumentaliry.a ent�ty
<br /> _— � (incltidinj Lender.if Lender is such�n instituTion?a in any Federat Hrntit l.o�n Bank. Lender�11'app1Y the Funds to p�Y
<br /> � the Escrow Iams. i.endet may tat chu�e Bac�uwM far fioWirt�and s�pplYirK tUe FuoQs.su�awlly analyziag the escro�v
<br /> -"' �ccaunt.a verifyin Ihe Fac�ow Itert�s.unkss'l.ender pays Baerower interest on the Fund� �nd`appticaMe law pertnits ,
<br /> , . : t,ender to make�st ciwrge. I{OWCVCf.L�ender may ratu�re Batmwer to pay a anc-tzme charge.fa aa iadependent rcal � ---
<br /> - � estaie!�teportina s�xvica used by leider jn�sauKCtItin w�th thls toan.u�Icss applicable law ptovides atherwise. Unless an
<br /> a�nt is t�ade oc s�ppticable taw roquires intecest to be puid.l.ender shall nM be tequircd ta pay Borrower any inter�est or '
<br /> ' eamings an the Funds. Borrower and Lender may a8�+ce in writing.Iwwcver.that intet�est shaU be paid on the Funds. i.ender
<br /> +ce
<br /> shail givc to Hortuwer.witla�e cdacge,an annual accounting af the Fvnds.shnwing credits and debits to the Flu�ds anA fhe =—
<br /> puryose fa which eaeh debit w the Funds was made. The Funds are pled8ed as additional security for alt sums secured by �_
<br /> this Stcurity Insuutnen�
<br /> If the Funds tield iry I.ender eaceed tiie amounts pecmitted to bc held by applicable taw,Lender shall accoune to
<br />- • Bamawer for the excess Funds in accurduue wtth the re�Niremenu of applirable law. ti Sl�e 3mount of the Fvnds held by
<br /> rec
<br /> • � 1„ender a,t any time is not suffccient to pay the Escrow Items when due,I.encter may sv noufy Borrower in writing,and.in
<br /> - such case Bamwer shall pay to,Gender tiu amouut nzcessary to make up the�ciency. Bomawer shall mafce up the
<br /> - deficiency in na more ihan twelve monthtY pay�nents.at l.ender's sole disc�+eGon. _-
<br /> Upon payment in fu11 of all sums secured by this Secarity Insuumen�1.endec shall pmrnptly refund to Borrowe`r any —�--.
<br /> � Funds held by I.ender. If,under paragaph 21.L.ender shall acquire or sel!the Property.Lender.pnor to the acquisirion or �;�`__
<br /> • sale of the Property,shall appty any Funds held Dy Ler�der at the time of acquisition c►r sale as a credit against the snms �i.
<br /> _ " secuceA by this Security InstrumenG —`�i:'.
<br /> 3. Application of PAyments. Unfess applicable law provides otherwise, aU payments received by Lender under
<br /> . paragraphs l and 2 s4�a11 be applied:frst.to any prepayment chazges due under the Note:second,to amounu payable under ;��t-���
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<br /> � paragraph 2;thir�l,to intemst due:fourth.to principal due:and last,to any late charges d�e under the Note. R_��
<br /> 4. CUsr�es; Liee.�. Bosrower shall pay all taxes.assessments, charges, fines and impositions amibutable to the �`:::_�
<br /> • PrapeRy which may anain prioicty aver this Secnrity Instrument.and feasehotd payment4 ar 8round reru.�,if any. Hoimwer �:-;:-•�--Y
<br /> '' -!' sha11 pay these obligations in the manner pcovIded in paragraph 2.or if not paid in that�er.Borrower shall pay them on -�.;_—...
<br /> � time d'uecdy to�he person owed paymen�. Bo�wer shaU promptly fumish to Lender alt nasices of amounts to be paid under '-;�`�r��F"'•
<br /> this h. If Borrower makes these payments directly.Borrawer sha11 promptly famish to Le�nder receipis evidencing • -,�•.;_��,
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<br /> '.''.; Ho�rmwer shall promptly discharge siry lien which has preority over this Security insnvment unless Bortower:(ab agnees ' t-iy�.;�.''a_
<br /> ': in wriNng to the payrnent of the obligauon secured by the lien in a manner acceptabte to i.ender:(b)contests in good faith the --`��'��8
<br /> ` ' llen by,or defends against enforcement of the lien in,legal praceedings whicls sn the l.ender!s opinion operate to prevent the •°:�'--
<br /> enfa�ement of the'lisn;or(c)secures from the hotder of the Len an agecment satisfactory to Lender subordinating the lien :=-�:=f'°°
<br /> to thls Securlry Instrumen� If Lender determines that any parl of the Property is subject to a lien which may attain priodty .�✓;";;;;
<br /> - ovtr this Securtty Instrumenc.l,ender may givc Borrower a natice idcntifying the lien. &srrower ahall satisfy the lien or take ":'`E•�:�,,' _; ,
<br /> :°��;�. �; :
<br /> . � one or more of the sctlans set forth above withln 10 days oP the giving of notice. - _
<br />• S. H�ruA or Pruperty lnsurance. Borrower shall keep the improvements now existing or hereafter crected an the ' �,
<br /> . ' , Froperry insarcd against loss by fue.hazards lncluded within the term"extended coverage"and uny ather hazards.including � .��`".:`��.�
<br /> ��-� t]oods ar tlooding,for which I.ender requires insurance. This insurance shall 6e maintained in the amounts and for the ', _ .
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