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<br /> � TOOE7}IER YMITH Y MI� MrpfaMntnta now a innallK ��oNid on fha ptq�Ay.�id'li �mw�l�, �pp�rlrwaM, �nd
<br /> fdrN new a hw�Ma►�piA al 1M propMty.A ropMoMnwrb md�ddlb�a N�M�No b��w�by MiN Mawlb N�MnnwM.
<br /> 111 of th�1al�pobo k nNtnd to In thM�MY MWUnMnt u tM•Prap�Ay.•
<br /> • eo�owei ao�n�a�a eanowu w rw�N •�•d a a�..wa h«rey caw.y�a .na n�s ti,.�w �r.M .nd
<br /> oaiw.�r th.f4�q,wy.nd aMt 1h. Frq�ely M�,nwiou�ri.na, .�o�pt fa rnowribn�no..of noore. aarawr wamt..es w11 �
<br /> d�na ow�r a�.aw a�.�roMny.oWna�oi.r�r�na d«��a.,wa.a a�ny«w�.no..a noad.
<br /> 1►ps sEaJlim urernuMENr aomanN wYlonn mvnw�a for nMk�w uw .nd non�+�nMorm oowiwia wNn �IMd
<br /> v�lon+6�r j�lu�tlon to ooeqlluq�unMoen aaNMfi In�Mnmt oovNlnp�I proP�ly.
<br /> UNIFORM COVENANTB. Bon+ow��nd I.�nd�oowtwd�nd�prN u tolows:
<br /> dw t1ii�.Pp�in�1p��1 �nd Intwwt�q�bt� �b�y uN No�and�nv w�v��~M���►w�dw u�nd�r thi Nop. _
<br /> - — Z. Fu11d�Ior TiixN and Inwf�C�.6ubJ�nt a�pqo�bN Mw a�to�writUn w�M�by I.�nd�r.Bonawn�h�ll pry �.–
<br /> = to 4�ntNr ae tla d�y monthly paynMntr�w dw undu th�Noh�uetll th�Not�Is ptld in lul, a wm('Fundt') tor: (�I!►wN
<br /> taxM �u�d as�ts whlah nNY�p�n �1o�My ovw tha e�a�ity ImqunNnt�s � Ma on fhs PtopNty; N) YwN ���
<br /> paytmnb a�row�d ntMs an th� P�opNtY. M�nY (c11►wb hmnd a ProP�Y Inwrano�pnrnN�: (dl Y�N�hwrano�
<br /> pMrrwns.M�ny;(�)ywy mottp�p�inaurana pnmMun�.M�ny;nd(f)�rry sums py�bl� by Bonoww to L�nd�►in a000rd�no�
<br /> ---- — v�lh the pwhlons M peaptiph 9�h INu d tl+�A�Y�++�+�oi mataps In�unno�praMume. The�s R�ms w a�Md •Esorow
<br /> Uwns' l.mdr m�y. d�ny tlm�,ooM� �x8 h�d�d Fu� G�r� ��+t not to fx�wd th� nMxNwWn �mamt a IrKl�r tor•
<br /> �6�rab +Wf�d mortp�p�lom n�y nQufc+�foe Boeruw�r's�suaw wocapni undK th�t�al RMI Ewe.s.a�m«r��roc.auns
<br /> A1ct d i4,T�sa�m�nd�d M�on�10n�b ti�nR 1�2 U.8.C.�2807 tl s�. f'NE�SPA•), unMss�noth�r Iw� tlnt N;ypM� b fA��unds�
<br /> — sM� *Mst1r anpWK. M a0.0.��Ir e�.n!�nf►1im�,CWwt�n6 hoid Fu�xb In N anwwll nol 1q wicM�!h�Ynw�onourC
<br /> ILN�Mr�nrll�fYMM tl�Mro�a+�d Fu�+ds dw on th�b�at4i d wmnA daa �nd nuawbM�d�p�rrs of RAw�
<br /> -- E�aow M�rs at a�NNwYn Ge�r,lrf�y Miith appAo�bM hw.
<br /> Tt�Fw�eis MY b�Mid i��n InsUluUon whae d�Pw�a�n tnew�tiy�f�d�nl ayrnq.ihst�rn��r. a�ryr Oedudinp
<br /> - - - L�nd�� �Und�r b suoh�n In�tlh�loe)or b�ny F�der�l Hom�lwr►.B�nk. I.�nd�r ahv�DP�th�F�ds to p�y th�Esorow
<br /> .`--•° Ihna.l.�ndw nay not ch�ra Borrowr tor 4atdinp�nd�pplylnp th�6wad�s, wwdll�M�O 1tw�auow aaoount, a v�ifylnp
<br /> '�`��?i�,' th� E�aow Ihnw. uMa� Under p�ys Bom�war bt�nst on th� Eunde �d�ppYc�bie i4w panib �.wwi� lo mdu weh • __
<br />- �' ,t��i �r ' alw►q. How�w� L�nd�r nwy nquir� BarowK to p�y• onttbn� ofwq�fa an Yui�pwad�IC iwf pt�te tax npattnp ��rvlas
<br /> j',� uwd by I.�ndw in oonn�atlon wilh thls lo�n� unNss �ppYo�ble 4w providea othwwhe. ttnlaa An apr�rNnt b nwid� w
<br /> �t ''��'"`��'`- n be ind to Bortower an intere�t or eeminps on fha Funds.
<br /> �ppY�W�Nw nquka interoat to b�p�ld� Lendw shM ol ►� P�' Y .�:
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<br /> . ` "" 8araw� md UndK m�y �p►ae In wdtln�. howw�r, th+it IM�net shal be p�d on th�Fundr. Lender shaN ph�l0 8o�►owx. _
<br /> _ _ _ wYhaid d+.r�w,�n annual �ceountlnq o}th�Funds, showkia cndts and deDki to th�funds and the puroo�t� tor wMch e�ch
<br /> `i%-' ' .; d�bk to th�Fund�w�s m�d�. Th�Funds an pNdpsd�s�ddidond tecurlry!a W aums secured by the 9oouiity Initrument. � _
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<br /> _ �; �r;:f,! ' N ihs Funde hNd by L�nder�xoe�d ihe rnounts pamiU�d to be held by�ppWc�bl�law,Landv �haN�ceount to Bonowa
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<br /> � ior the auca�ea Funds In�eoad�np wllh th�nquk�nenta al 1ippYoable I�w. 11 th��mount o1 th�Funds hNd by Lander at �ny
<br /> � '�'�7 �V`-�'�'���`'''A Ume u not u�fAdent to p�y th�Esaow It�ms wh�n due, 4ender m�y so nofHy Bortow�r in writinp,�nd, In suoh a�e Borrower —
<br /> kr��^:-�"��r'� sh�M p�y to L�nd�th�amaunt n�assry to rtWcs up Ihe deAeWnay. Borroww sh�M mdn up lh�dMld�nay In no mon th�n
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<br /> �.: l� . tvwNs monthN WY�ts��t Lend�'�suN dbarAlon.
<br /> . � � uP� WY�t in tW of�M sums s�airod by thls 9sou�iy Imbument,L�ndK ahaN promptly Mund to BortowK�ny Funds
<br /> ° ti ;_ t, h�d bY itndsr. ii;undir�Sara�h 2i� La�sdsr ahan acqu�s ar sc!!tha R�opatyr. lcnrla, �lor!o the ecGulsltlon a sak ot the - -
<br /> .. ���, r `, 'r ; Propeity. shaM ppljr�ny Funds hNd by UndK�t the tlme of�oqubidon or ds a�■ aedN aydn�t th�sunn s�ou�ed by Ws _
<br /> , , .. 3�owNy InWummt o _
<br /> . . , 3. App00allon Ot PaymoM�. UnNat �ppYoabb law provides othe�wiee, ai p�ymenta recNwd by Lendrr undw ���
<br /> � p�m�aphs 1 �nd 2 shaN be appqsd: Ilnt, to anY prepayment ohe►ees due under Ihe Note;eeaond,to�naunb p�yabw under --
<br /> �• . ' pw�mph 2;thkd,to interosl due; lourth,to pdnolp�l due;and la�i, to�ny late cherqes due unda the Note. �
<br /> " , . 4. Ch�rq�r UYtte. Bwrowa sh�o p+iy �Y Wces, aseessmeMe, nh�tqes, tines md impoaldons �tlrWutable to Ihe p,;,,,:::
<br /> ,,�� ' PropeAy whl�h nwy ett�k►priorily over thh 3eourqy Insbument,and leaeehold poymenta or ground rent�, q�ny. Barower ah�Y
<br /> , � ' p�y th�se obBy�Uons In the rtwmner provWed in parapraph 2, a H not pdd in that mmna. Borrower shW pay them on tYne
<br /> _ • ' r,,! diready to tho peroon ow�d p�yment. Borrower ahaY prompty tumlah b Leedx �M nodea oi�mounls to 6e p�ld under Ihla 4_--
<br /> __ . . Py9�Ph. fl Bomower m�icva tha� p�ymento dkeoty. BoROwar nhaA prompty (umbh to Lvnder �aoaipt� �vWenaMp ths
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<br /> • BorrowK shW p►ompUy dlsohuge �ny INn whloh hes priority over thle 3eourity Insbument unleen Bortower. (e) �prees k� !�=`=-
<br /> ��.; , . , � � wdtlny to th� p�ymmt of fh� obNy�Uon seoured by the Ilen In a mannw�ccept�ble to Lendar. (b) aonteata In goud laith the �"��_=
<br />,�, ., �. :p, . . � Ii�n by, or dMmds �pdnst �nforc�ment o1 ths Yen In,le�al proce�dkips whloh In the L�nd�r's opinlon operate to prevent ihe '
<br />,. ;� • �nlore«nent of the Yen; or(a) srcwas hom the hold�r of tlw pen qn agnoment a�tlsiaatory to Lender aubordlnaUng Ihe Nen to ,� .
<br /> , " .�-'. �,, thb S�ourily In�Uummt. If Land�r d�t��a Ihat�ny p��t of the Property ia subJeol to�Ilen whlCh may atltln prlodly over ihls -
<br /> ' ., ; �;,;, 3ocur(y Inahuma►t.Lender may yive Bortowa a noQce Identiyk�p the Aen.Bortower shaY sadsy Ihe Uen a Wa on�or mon of -.�:."
<br />. �� . ' . th�aadona eet lorth�bove wilhin 10 daya of the gNlnp of nodce. �_
<br /> ' + ° 5. Haard or Prop�rty Insurartoe.Bonower ahaA keep the knprovements now exisUny a here�Ner erect�d on ihe ��':�
<br /> � i Propady Ineured AyMnat bse by fln, hwrda Inciuded wflhln the term 'extended covereqe' md �ny other h�uda, Indudhg �"
<br /> . � , ��� ilooda or Aoodinp, for whlah Le�der requires Insuronae, Thla Inaurqnae ahaM be mehtahed In the omounts and tar the periods ��k�
<br /> � , �t:�� :• ttut la�der requkea. Th�Insu►�noe canier providing ihe inaunnce aha0 be ohoaen by Barrower sub�ect to Lend�r's epprovel `
<br />.' „ �"�'• wldch shall nol bs unraasonaby wHhhNd. If Borrower t�Na to malnteln coveraye deaoribed above, Lendx m�y,at Lende's
<br /> • � • , optlon,obWn cov�rpe to proteot Lender'e�iyhta In the P�operty In aocordenae wHh panyraph 7.
<br />;� �; ��'"M Aq insurenee poAclas �nd rcnewds shoY bs ecoepteble lo lender �nd ahall Inolude �atand�rd moApape oi�use. Lender
<br />,� "'� `. sh�N have ihe dpht to hald the poYdes�nd renewala. If lender requkea.Borrower aheM prompty give to Lender �I recelpts of ��
<br /> �� � pdd promluma�nd ronawal notbss. In the evmt ol loas, Borrower ah�ll qNe prompt noUae to the Inauance cartier ond Lender. �
<br />���z ` • Lender may make proot of losa H not mado promptly by Borrower. `
<br /> t�� Unl�sa Lender�nd Bonower otherwise aprae In wrking, Inaurance proceeds sh�p be opplfed to restomUon or repak of the t•
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<br /> F � • Propc�ty d�map�d, R the reatoratbn or repair Is oaonomioaly feaalble end Lender's aecurity la not lesaened. tl the nstoro8on or t ,
<br /> � �� �• ' ' repdr la nol economloaly feaslble or Lender's aecurity would be leseened,the insun�nce proceeda ah�M be appUed to the aums
<br /> ;,a securad by thit 8ecudty Inetrument, whether or not then due, wfth any exaess pald to 6artower. If Borrower abandons the �
<br /> 1 � Property, a doee not enawer within 30 deys a notice Irom Lender that ihe Ineurence cenier hes ottered to aerile a clafm, then �
<br />�`'� '�'• Lender rtwy cdlect ihe Inaurence proceedn. Lender may use the proceeda to repNr w �ostore the Property or to pey suma �• '
<br /> ' ! � " � � • sewr�d by thia Security IneUument,whether a not then due. The 30-day peHod wiN begb� when Ihe notice is ghren. '
<br /> . � •.1,`�t.�,.,�r�,�;;;S''; 1lnless I.enGer and Bonower otherwise egree fn writtnq, any application oi proaeeda to pdnclpal ahMl �ot extend or
<br /> � •'��������:;°.brt`.�`• postpone the due dUe of the monlh�y payments referted to in p�rayrapha 1 ond 2 or change 1ne amount of the payments. If � •
<br />_ 2 t� '�.�i;:�SFti�.'„r.r!'✓.i'
<br /> . (�,:�, .�, . under patayraph 21 lhe Property la scquked by Lender, Bortower's right to aoy Insurance,pollclea and proceeds resultkig lrom � .
<br /> - � :(?;(;;;�f'-t �� damrye to the Property prlor to ihe acqulaqlon shaN pess b Landar to the extent o1 tha auma by thla 3ecuMty Inabument �
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<br />� �L:., •,s•-1'."'�'--,;. � - irnntd4Uly pria to the aequlaillon. i ;�:
<br /> L—.� . . , -. ° 6. uccapancy, Fr�s�rv�tlon, iYiaietananco anti �rotociion m tne rroperty; nonawor�� Lo�n ;..
<br /> � ' . ,�':;�"�: IICAtiOT'�; L��s�holda. Borrower ahall accu e�s4blleh,and use tfie Pro .,
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<br /> �•}%��:�-'� AVP pY� P�as Bonower's prinolpN reaidence wNhin
<br /> . '•� �'�(;,? slMly d�ys otta lh� ueeouUon o1 thle 3ecurty InaUummt and ahall continue to acupy the PropeHy aa Borrower's prk�eipal
<br /> t 1 � " ''�'� � rotidanc� ior at Isret one yev�her the d�ta of oecupency,unleaa Lender othenvise agrees in wrltinp,whfoh conemt shall not `�'�' .
<br /> re !'�;���_'�_ .'i:• � b�urwe�aonqby wNhheld,or unless exUnuaUng ckcumstances miist which are beyond 8ortower's conUol, Borrower shall not �.
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<br />; :y'�;;,;i;P • � deetroy, d�m�ye or Ntpdr th� Propaty, �Yow Ihe Properry to deteriwate, a aommN waale on Ihe Property. Barower ehaM be in , ,.�
<br /> ' , ;�.(;�:;���� . ��.t:••i, dalaull M any fotlNturo�ollon a proaeedinq, whether cNil or crkninal. is begun ihat In Lender's good taith Judpment cauld resuR
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<br /> �. �ti.'i,,:�, ;,, :i „��5� In brleNure oi th�Propaty or otherwlee meierleliy Impak the Nen created by thla Security Inatrument ar 4ender's seciMty Interest.
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