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<br /> Toa87HBR wITH�U tbe+mpn►vameat.t►�w ot harorRer«�otea oa ian propercy,.na.0.w�nent.,��t.�ao��.oe
<br /> ARturo� raM or hem�fles � pn ot the propaty. All � �ad.�lilkx� thdl �lw br oon�r�d by tW� �airiry
<br /> laruumaN.All ot�he i�une�oinj�refared to in Cl11A�Y Irrt�nent ae tlwr"Prnpe�ty.' � - � '
<br /> HORRQWBR CbVBIVANTB�tht Dotrowar is U�vh�ly�ei�ed ot the e�tMe hp�ei�y awwryrd aN6i b�tM d�ht b prd r11 �
<br /> oatvey tl�e Property aad tIW the Prcpetty i� unaaa�n�bwNd.exaipt lor a�cumbanoe�oi raoMd. 1lorrower w�rr�M�Md�rill
<br /> defeM Qenaally tbe title to the ProQaty�in�t dl clsim�iiad denrnd��wbjat 10 any a�aunbr�nca uf�eoord. .
<br /> THIS SHCURITY INS'hRUMENT oambine�unifam oove�unu for n�tlond we�nd npn�unlfprm cnvqWU�wilh limited
<br /> vari�tions by jnri�dktlon to oorotiwte�unita�m reoudry 6Wrua�ept omeriryt ro�l pr�ope�ty.
<br /> UNIFORM GOVENANT3.Bonovver nnd[.etMa oo�+en�nt u+d�Broe+u followa:
<br /> 1. P�yment at l4isdpd �nd latet+nti �Y� �d L�te Ch�r�a. Borrower alwll promptlY P�Y whea due tbe .
<br /> P��P�of and intcreat at Ihe de6t evidtxioed by the Note and anY P�Ymcnt and I�to charQa due utda the Notc.
<br /> 2.i�uado tor Taca�nd iau�. SubJect ta applic+�ble taw or to�written wdvor by L.aidar,Borrowa sMll py w
<br /> I.ender on Ihe day monthly pwymente aro duo undcr the Nate,until the Note ia paid in tLll,a wm("Fundr')tor: (�)ywly�ua�
<br /> �od�Rm�ent�which m�y�ttain pdodty ovcr thi�Sa;udty Inctrumet�t ac A lien on the Properiy;(b)yc�ly k�c�.hold paymcnn
<br /> a ground rrnts on the Property.if any:(e)Yeady ha�.ard or property iruunu�oo pr�emiums:fd)Ye+dy flood inwnu�oo promlurru,
<br /> ii any:to)ye�y mo�ge inc�enu�oe pn�hium�, if eny;and(fl any sums payAb{e bX Bormwer to Lender. in�oonluKx wltb
<br /> the p�visiona oi'p�ragr�pA 8.in lieu of the payment of mortgaga insuraace preneiums.7'l�ese ioea�airc c;lled"Bscrow Items.'
<br /> I.ender msy, at any timc. oollect aud hold Fuads ia An anwunt�wt to exceoal the maaimum aa�au�t�I�a'der far a fodernlly
<br /> telated mohgage loan may requiro for Borrower's escrow a000un under tlie foderal Iteal E.state SetRkmen Pra�oe�aas Ad af
<br /> 1974 as amendod from time to time.12 U.S.C.Section 2601 et s�q. ("[tFSPA').unless anotl�er law d�t apQlies w 11►o FuMe
<br /> zets a lesser amount.,If ca. Lender may.at any time. collect+u�d hold Funds in s�n�mouot not w e�►000d the ksse�amouot.
<br /> Lender may estimute v�e�mount uf FmMls Juc uu Ihe basis of current dwa and res►sa+�estimates;af c�pajdiwros of fl�ptro
<br /> Bcerow Items or otheuw6se in aocord�nce with app�lieab7e law.
<br /> The Funds ahel� ba held io sm institution wfiose deposits are insurod by a federa! agency, itisuuma�tality. or entity
<br /> (including l.ender.if Lender is suele an institution)or in any Federal Home Loan 8ank.�u��r shall apply the Funds ro pay�ha
<br /> Escrow Oar.ms.l.endor may not chtuge 8orrower for holding and applying the Funds,anmwlly analyzing tho escrow�ocount,oc
<br /> verifylnp the Escrow q¢ems.unleas I.ender pays Baaower interest on the Funds and appiicable law permiu l.ender to make auch
<br /> A..iuuga. .i�.wcvc�, o..��tic� nwy require Horrower to pay e une-iii��ciwrge iur mi imicjxrweni�cau cai� ina rcpuning service
<br /> used by t�ender lm m�nection with this loar�, unlesa applicable law provides otherwise. Unless an agreement is made or
<br /> Applicp�la 1aw re.quires intemst to be paid,l.enaer shall nat be required to pay Borrower any interast or wrnings on the Funds.
<br /> Horro�er and l.ender may agree in wriling;however. thet interest shall bc paid on the Funds.Lendet shall giva to Bartower.
<br /> without charge, an unnual aeeounting c�i the �Funds, showing credits and debits to the Funds and tl���urpose for which e�h. : .
<br /> d�bit tcti.t�C Funds wa.s tnzdc.Th:Fu�s arc p::,�$cd as additianai sensrity for a!!sns�sxsued by tAis SecU�ily Isutn��sent. �
<br /> lf t'�e Funds held by L.ender exceecl the amounts permitted ta be held by applicable law. Lender ahall accaunt td Bartower �
<br /> fo�the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by I.ender pt��ty
<br /> time is nat sufficient to pay the Escrow Items when due,I.ender may so natify Borrower in wri�ing.and,jn sunc�use Hnrrower
<br /> shall pay to L.ender the amount necessary to n�elce up the deficiency. Bomower shall make up�he deficiency in no more thsin
<br /> twelvc monthly payments,at Lender s sole discretion.
<br /> Upan puyment in full of ull sums secured by this Security instrumcnt. L.ender shall promptly refund to Borrower eny
<br /> Pund�:held by L.e�der.If, under paragraph 21.L.ender shall ucquire or setl ihe Property,l.ender,prlor to the acquisition or sale
<br /> of ihe Property,shall apply any Funds held by L.ender at the time of acquisition or sale as a credit agai�t lhe sums secured by
<br /> lhis 5ecurity Instrument.
<br /> 3.Applicptlan of PAyments.Unless applicable law provides otherwfse,�II payments received by l.endzr under paragrapbs
<br /> 1 and 2 shall be applied: first. to any prepayment charges duc under the Note; secand, to amounts payable under paragraph 2:
<br /> third,to inlerest due; founh,to pr+�ncipal due;und last,to unc I�te charges due under the Note.
<br /> 4.•CliurKea; I.ie�m. &nrowcr shall Fs� all rnxp. aaw�.meni..charQec. tinrs und ir.;pasition,aUribuiablc tu ihe Froperty —
<br /> which mny attain priority over thiy 5ecurity Instrument, und leUSehold payments or ground rents, if any. Borrower shall pay
<br /> these obligations in tfie manner provided in parugruph 2,or if nn�paid in ihat manner, eorrower shall pay them on time d)rectly
<br /> to the person oa�ed puymcnt.Borrower shall prompUy fumish to l.ender ull nnticc�of anx�untr to be pnid under this paraar�ph.
<br /> if Borrower makes these p•rymems directly,Bnrrower shull prrnnptly fumish to LenJer receipts evidencing the paymen�s,
<br /> Borrower shall promptly di,charge on��licn which hu�pri��rit�•over thix Security Inxtrumem unless Borrower.(a)agrees in
<br /> writing to the payment of the ol�ligutWn secured by the lien in u manncr s+ccep�able ro l.ender; (b►contesis in goud faith the lien
<br /> by. or defends against enforccment of the lien in. Irgal pr�xcrding� v.hich in thc I.enJcr'z npiniim operute to prevent the
<br /> enPorcement of the lien;��r(cl.ecure+from the h��lder uf thc lien un nFreentent wti�fucU►q�to l.ender nuhordfnating the lien to
<br /> this Securily Instrumenl. If l.ender determines that uny part of tlk Pro�rl}• i�subjcrt to u licn whirh nmy aa�in priarity u�•er
<br /> this Sccarity Instrumcnt. L.cnder muy give&�rmw•rr v natire idcrnifying thc lirn. Hurrc►N•er.hall �ati.fy�h�lien or�ake ane�ir
<br /> m�re ai tbce actians set forth abnve within IU Jayti�it'thc�ei�•in�.�t'notire.
<br /> Form 3028 9190
<br /> vaqu 7 c�6
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