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<br /> 't'OLiBTNRR WITH dl the itaptovama�u aow ar heroafter erectod ae�he propmty.iu�d all wemonu.�a. �
<br /> �ad Aadaa aow a ha+r�tter a p�rt oi t6e proputy. IR.l1 repU�oemeaa�nd ddidans�hall�a be oownd by tl�it 8�aeit� „
<br /> Iar�twne�N. 1111 otlbe fa�ola�i�ndarod to in dds Secudty imWtnau u the"Ptopaty."
<br /> BORROWBA COV6NANT81b�t Hanmwer 1�uwfulfy�eLed ot the estate i�e�sby c�oaveyed�nd bu�he d�hht tci�w�t .
<br /> �nd convay tMo uul th�t the Prapmty i�unencwnbN+ed.eaapt fir a�cumbiances of teco�d. Bamwer w�ranU�pd
<br /> wU!defaid Qmeral�tI110 l0 th0 PrOpEfty i��llft�ll CId111A�qd fllI1l�QOf�wbjact w�ny encumbrancer of recad.
<br /> THl3 36CURiTY 1N&TRUMHIVT cambine� uoi[arm covemnq for natia�l ute �nd nan•unifona covaa�nts wll�
<br /> -^�----- liaiilod variatic►uua by jurisdictlan to conatituto a unifonn eerudty insdument covering m!property.
<br /> UDppORM COVENANTS, Bomuwar uid Lendec coven�nt wd a�ree as foUows:
<br /> l. P��nqent ot Priudpd�pd Iatere�ti�Y�t sad L�te Ch�nea. Bonower shsU promptly WY whea due tLe
<br /> ��of aad intereat on the debt evidencad by the Note and nnY prepayirient arwf Ipte chorgei duo utider tl�e Note.
<br /> FY�ad�tur'ib�aod Uwranoe. Subject to appUcable law or to a wrltten w�iver by Lender.Botrowac�h�ll Wy to
<br /> Lender oa the day munthly p+►Yments are due under the Noto,untii tho Nota i�pnid in fuU,a sum("Plmda")for.(�)yearty
<br /> __ W�es and acseasment�which mpy�ttain prlority over thio Secu�ity Iqstrument es a lien on the Prop�rty;(b)Y��Y�����
<br /> - - �T.� payraenta or ground renw on tho Propeny. if any: (a) YeariY hw.ard or propenY iacurance premiume: (d) Yearly flual
<br /> ipcurAnce promiwne, if�ny;(e)yearly mongage imurance pnmiuma. if any; and (� any sums payable by Bomower w
<br /> I�ador,in acoo�au�ce with the provisions of pa�g�8.in lieu ot thepayment of morigage lncurance premiume. 7Ue�o
<br /> � hems an c�llod"Escro�r loea�." Lender may.at�ny dme.coUect uad h�old Funcls E�n en emount not ta exceed the mwctmwn
<br /> �o�uu A b�nder for a fode�'.�tY related mongage loen mey requin foc Bc�mwerlc escrow accoimt w�der the fedetal R+ail
<br /> 6statt Sedlement Prooed�M+es�+1ct of 1474 a�s atnended from time to tim�.12 U.S.C.4 Z601 et seq.("RESPiA").Mnla�s a�notber
<br /> - I�w tlnut Appliea ta tlree Flau�➢s sets a lesser�umoun� If so.Lender m�y.at any time.collxt end hdd F�unds m�m at�noaat noi w
<br />- - - -- exceed tfK �lesre�r amaunt. Lender maY estim�re tlie awount af fi�ods due on the basis of cunent d��qd rcasowbin _
<br /> �es t��expc�atiau►+PS oi 1'uhue Escaow l�ems or otherwise in acco�dance wlth eppliceble law.
<br /> pu
<br /> <, 1'he�1ia�.s s�a11'be held in an inet�tudon whose deposits are insured by a federel agency.iasR�unnen4ale�y.or entity
<br />_�'1> '(including H.ender,if Lender ia such a�institution)or io any Federal Home Loan Bank. Lender�1�1 appiy��F�ds to pay
<br /> tha Funds nnnuaDY t�ain thz escrow
<br />'�:�, the Escrow items. Lender may not charge Borrower for holding and applying , � 3 S
<br /> - aecount,or verifying the Fscrow Itema, unless l.ender pays Bormwer interest on the Pl�nds su�D Applicable 1aw pemnil5
<br /> �'va .,�{S I.ender to muke such a charge. However. Lender mey require Borrower to pay a one-time char�e��r an independent�eal
<br />- estate tax reporting sBrvia used by Lender in connocdon with Ihis loan.unless applicable law p�o��ides Whcrwlse• Unless An
<br /> Agreemeot is made or applicable law requines intcrest to be pald.I.ender shall not be required to pay Borrower any intenst or
<br /> - earnings on tho fiinds. 8orrower and Lender may egree in wd[ing.however,that interest shell be paid on the Funds. L.ender -
<br /> shall give to Bortower.witM�ut charge,an annual accounting of the Funds.ahowing credlta end debits to the Funds end tho
<br />— � ��;�� purpose for which each debit to tMe Funds was made. The Funds arc pledged as addidonal securiry for all sums secural by
<br /> �' ``� Ihis Security Instcutncpt.
<br /> ��'' _-- —_ _— 1f the fhtidz heM by Lcndcr cxcxd tlse smounts permiste�to 6e held by applicahk law, Lender shall account to
<br /> . . • �.;�;; Borrower for the eacess Funds in accordance wlth the requirements of applkable law. If thc amount of 1he Funds held by
<br /> '� i��� 1.6nder at any tlme is not sufficient to pay the Esorow Items when due,I.ender muy xa nodfy Borrower in writing.and.in
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<br />•,�,,.;� ;; , �:;,;,,�;� such casc Bamower shall pay to Lender the amount necessary to make up the deflciency. Barrower shall make up 1he
<br /> .��'> �( �/ �'•• detioienc in no mare�han twelve monthly payments,at Lender e sok dir,crction.
<br />._:.1:_:, 'I;} <lN.(�,r`�'1.,71..•1. �
<br /> �, r� � � Upon payment in full of all sums secured by this Security Instrument,Lendcr shall promptly retlmd to Borrower any
<br /> ���'���'�"��' ���, MUnds held by I.ender. If.under paragreph 21,Lender shall acquire or sall the Property.Lcnder,prior to the acquisition or
<br />..�1" , �''�<i?� sele of the Pto pply any Funds held b Lender At lhe time of ec uisition or sale as a credit a aiost the aums
<br /> _ P�nY• shall u Y q g
<br /> - secw�ed by this Secu�iry Tnswment. '"
<br /> � �••�.,�.., .. 3. AppltceUon ot PAyments. Unless applicable luw provides otherwise,all payments reselved by l.ender under �-,.
<br />=� .,. ' z�^,':••4•Yti Paragraphs 1 and 2 shall be upplied:frst,to any prepuyment charges due under t6e NWe;second,to amouots payable under _'
<br /> _• � peregraph 2;third.to interest due;Pourth,to principal due;and Inst.to any late churges due under►he Nate. �,
<br /> • �t•�'-° �- q. Chugesi Llens. Bomowar shall pAy aU toxes, atisessments,charges,fines and impositions attributable to the °r��
<br /> ����'"°"�:`. Pro rt which mn attain riorit over this Secutit Instrumenl,and leasehold o ments or round rents,if an sorrower �`X;r:
<br /> �:r.,.,• :, P� Y Y P Y Y P Y � Y• .
<br /> • shall pay these obligations in the manncr provided in psuugraph 2. ur if not paid in tho�manner,Borrower shall pay them on �t-�`�'`
<br /> �'�^�-'' .
<br />- � �� ;� 4r,�... lime direaly to thc person owed payment. Bc�rrrnver sholl prompdy furnish to Lender all nntices of nmounts to be paid under �__
<br />�r ��.'' �;�' • �his ra If Borrower mnkes these a en�c directl , Bormwer shull rom A fumish to Lender receiptc evidencing ---
<br /> �a���• sa,• W�r+iB Ph, F }rn� Y P p Y �:_
<br />;"' „ thc paymenta.
<br /> � �`� �;+�.
<br /> '� � ' Barrower shall promptly discherge uny licn which hns priority over this Security Instrument unless Borrower.(u)ugrees
<br /> •.;��:'_.".��^`�. � in writing to Ihe payment of the obligation r,ecured by the lien in u munner aceeptubte to Lender;(b►contests in good falth the ,.y .
<br /> , � °�r .. :,;,�; lien by,or defends ngainst enforcemem nf the lien in,legul proceedings which in�he Lenderc opinion operute tu prevent the �ti�t�
<br /> �' •*� "�' '•'�' enforeement of the lien;or(c)sccures from ihe hotder of the lien sui Agreement sa�isfactory ta I.ender subordinnting the I�en °
<br /> :'""`..s� �'`,(;�y�:; ' to lhis Securiry Inswment. If Lender detertnines thot any pan oF the Praperty is subject to a lien which muy attein pdority —
<br /> � t� over this Secunry Instrument.l.ender muy give Borruwer u notice identifying Uie Ilen. Borrower sholl sadsfy the lien ar take
<br /> "�`, one or mort of the uctior�s set forth ubove wi�hin 10 days of the giving of nutice. �
<br /> �,� ,: .�.� ���; �• S. Hnzwrd or Prqperty Insurance. Borrower r.hall kcep thc improvernentc now existing or herenfter erected on thc ,.
<br />•�; , r.;.:. •. property insnred against loss by fire,haxards included within the term"eatendrel cn4�ragr"nnd any o�her hazar:lc,including �-�-
<br />`;•�. . . floods o�ffilood�ng,for which L.ender requires insurance. This insurance sha1J t+e maint�ined in the umoun�s and for the --
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