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<br /> ACKNOWLEDGEMENT
<br /> THE UNDERSIGNED TRUSTOR hereby acknowledges and understands that (a) the security document below h �
<br /> to be executed is a Trust Deed and not a mortgage, (b) the power of sale provided for in thE Trust Deed provides �V
<br /> substantially different rights and obligations to the Trustor than a mortgage in the event of a default or breach of ---�
<br /> obligation. The Trustor further represents and agrees that this certification has been read and executed in �
<br /> connection with, �prior to, the Trustors execution of the following Trust Deed.
<br /> DATED -�v�-Y � �"' , 1999.
<br /> aurie A. Crumrine
<br /> STATE OF NEBRASKA )
<br /> ► SS.
<br /> COUNTY OF HALL 1
<br /> �
<br /> The foregoing was acknowledged before me on the �Z. day of -.jv�"l 1999, by Laurie A.
<br /> Crumrine, a single person, to be hers voluntary act and deed.
<br /> �GEIIERAL NOTAR�-St�t of Mebt� ��
<br /> JOHN R.BROWN, �� �L'�"�'�-�'
<br /> MY Comm.Exp.Sept 6,�° o y u ic
<br /> TRUST DEED
<br /> THIS DEED OF TRUST is made on this�z-day of '^ � 1999. The Trustor is Laurie A.
<br /> Crumrine, a single person ("Borrower"►. The Trustee is John R. rownell, Attorney at Law ("Trustee"1. The
<br /> beneficiary is the Hall County Housing Authority, 911 Baumann Drive, Grand Island, NE 68803 ("Lender"1.
<br /> Borrower owes Lender the principal sum of Twenty Thousand Sixty Four pollars and Sixteen Cents (520,064.161.
<br /> This debt is evidenced by Borrower's Note dated the same date as this Security Instrument ("Note"►, which provides
<br /> for a fixed payment five (5) years from the date hereof. The Security Instrument secures to Lender: (a) the
<br /> repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications; (b) the
<br /> payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security
<br /> Instrument; and (c) the performance of Borrower's covenants and agreements. For this purpose, Borrower
<br /> irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property :
<br /> Lot One (1►, Block Three (31, Elm Place Addition to the City of Grand Island,
<br /> Nebraska, and its complement described as follows: A triangular piece of ground
<br /> in the Southwest corner of Lot Twelve (121, in the County Subdivision of the
<br /> Southeast Quarter of the Southwest Quarter (SE1/4SW1/4) of Section Si:�teen
<br /> 1161, in Township Eleven (11) North, Range Nine (9) West of the 6`h P.M.,
<br /> described as follows: Commencing at the iron pin in the SW corner of said Lot 12,
<br /> thence running North along the West side of said lot, 16.7 feet; thence South on
<br /> a line parallel with the West line of Block 3, in Elm Place Addition, 19.2 feet to the
<br /> South side of said Lot 12;thence West, 9.5 feet along said South line to the point
<br /> of beginning, being a right angle with a base of 19.2 feet.
<br /> The mailing address of the borrower is 1303 West Division, Grand Island, Nebraska, 68801.
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
<br /> appurtenances, rents, and fixtures hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property".
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the real estate hereby conveyed and has the
<br /> right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any
<br /> encumbrances of record.
<br /> COVENANTS. Borrower and Lender covenant and agree as follows:
<br /> 1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay
<br /> when due the principal of the debt evidenced by the Note and any prepayment and late charges due under the Note.
<br /> 2. Funds for Taxes and Insurance. All real estate taxes and insurance shall be paid by Borrower when
<br /> due.
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