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<br /> .. ' �Od�1�I.Eildef tOQY�I�q. nlb 111WNHCE COfl'�!t�11q1►�d�t1d ih0 dIWt�1100�1�1)bC Chf1�Ofl���4����
<br /> . .pprov�l.wbich a�d�na be unreasanably wid�held. u s«rower rda to m�i�M�in ae.cribed.eow,t.ana�..wr.�t
<br /> L�eadirti option�obnun cAVerye to p�wte�t t.aidcrti ri�bta in tdiePrope y in.xaa.nce�"�ih p�n�rapn�.
<br /> - All inwranoc polklc��nd�enewd�stWl be Me to L�der�i�d�DI include s w�nJm1 mat/ago clauie. l.arder „
<br /> rcn
<br /> �hdl have the ri�9�t ca hold the pailcka md renew�le. t Lrndcr roquircr.Bonaw=r Rhull promptlY�ivo ta l.ender dl roceipa
<br /> d pRid premiuma.�nd�enoWal notice�. In ti�e evau of lass.�on�nwer�h�li�ive prompt nolico to the insunr�oe curtiW�nd
<br /> l.ender. l.ender may mdcc proof ot lo,s�if na m�de promptlY by B�xrower.
<br /> - Unkcs L�endor�nd Bvrrower oti�envise a�rae in w�it(ng.in�rance prxecds ahall bc applled to rnt�atMn or►epetr oP
<br /> the�d�m�ed. i�'the n�wt�tian ar rcp�J�ig ecanomicadly feuible wid l.enderlc �ocudty is aot lesrened. If 1he
<br /> �estorat on or�eMir i�not eralornically fc�sibk or L,er�der�s socurity would be lessenod�Ihe insunmce pr�aueads�hall be
<br /> �pplied ta tho Rums securod Iry thi� Socu�ity In�tn�ment,whothcr or nM then due. with any eaceas pxid to&xr�wer. If
<br /> Bamwor abandone the Propeny. or does na anower within 3Q daya a nolice from l.ende�Ib�t Iho incurm�ce carrier h�c
<br /> offered lo isa1110 a claim,then Lender moy oollect tha insurance proceedc. l.ender m�y use tho proceedn to re�dr or nestare
<br /> the Pruperly or to p�y sw�u aecurod by ihiA Secudry laWn�mcnt,whelher ar not then duo. Tho 30�day po�iod will be�fn when
<br /> the natice ie given.
<br /> Unkss l.ender end Bormwer whetwise agrce fn writing,nny applicntion af proceeds to Friocipal shnll not axtend or
<br /> pc►sryw�c the due date oi the monthlY paYmeNt�erfeactd�ao 1u per�grephs 1 and 2 or change the r�nount oi'tMs W►ymenta. Ii
<br /> under paragraph 2 t the Pnnperiy is acquired ay 1.¢nd�zc.��er4c right to any insurut��otirioe�s amdt Qroceeds resuitiog
<br /> irom damage to the Property Pdot 6a t�te a�y,u�siti�oa s1w11 p�ass w 1.endcr to the oxtent of tM sun�s socu�Dy�his Sccudly
<br /> Incuument immediately prior to eLheac��isitiose.
<br /> 6. Oceups�e� P�eser��ti�. M�trt�o�ee aad PraRertiar� at Ire Property: Burro�wer'� �awu Applkatbni
<br /> �� I.aisd�oWs. Bononrer slWl occupy.extablisA,and use tl�e Hvpe�ty a4 Borrower'�principu�rcsidence within sixry days after
<br /> — the exccutlon of this Seeu�(ty Inst�umen�and sl�all continue to ocrupY 1he Hoperty as&xrowe��prineipzi residence for al
<br /> .,���� leas� ane year after the date af accupancy. unlesc L.encier otherwise ng�ees in writing. which rnnsent shall �ot be
<br />- ;i�avy� unrcasvnmbly withheld.or unks.g extenuatiog cireumswnces exist which are beyond Barowerl cantrol. Barower sf�all nat
<br /> "�N��;y,� destroy,Jamage ur impair the Propetty,ellaw tlie P�opetiy�a acteriwute.or commit wuste on the Pmpeny. Borroa-er sFwll
<br /> 6e in d�fault if any forfeiture action ar proceedipg,whether cie i9 ur r�lminel,is begun thut in l.ender�s good faith judgment
<br /> — could result in forfeiture of�Me Property or othcrwisr mat�dully impai� rhe lien creuted by Ihis Security Instrument or
<br />_ • Lender's securiry interest. Bortower mny cur�e�uela a drfault and reinatete,su provided in piuugraph IR,bv causing�he action
<br /> _. or prc�cading to be dismissed wlth a ruling�hat,ln l.ender y good faith detemnination,precludes forC�iture af Ihe Bamwerh
<br />-- _="_'-'_� intemst in the Property or o�her muteriel impairmeot of'the lien creuted by this Securi�y In�trument or Lenderk e�ecurity
<br /> -�'fw�'� inter�wt. Bomower shall also 6e in defaul� if Borrower. during the loan applicntion process, guve muterially fAl�e or
<br /> � — innccurate information or s�atements to I.ender(or Puiled�o provide Lender with uny mate�ial informution)in conneetion with
<br /> the loan evldence�by the Nae, including, but nat limited to, representations conceming Borrower+ cecupancy of the
<br /> _ _ ' Psa��y 3.a princip�!resldenca !i this Serur':!y!!!5lri111lt!!l IY 4!1 t11e`7��t'hold,R�xmwer shull comQly with ull the provicions
<br /> �^"'y"�— of the lease. If Borrower acquires fee ti�le to Ute Propetty.the leaseiwld und the fee title shall not mer�e unleax L.ender agrces
<br />- ���° u�thc merger in w�iling.
<br /> 7. Protectbn of Lender•s Rigats in the Property, di 9orrower fail, to perfor�n� ihe covenunts and agreemenls
<br />__ - - conteined in this Security Instrument,or them i. �Iegul pr+xc�eding that may xigniFicuntly offect L.ender's rightx in the
<br />- PropeAy(such a�n pntireding in bankruptcy,prnbu[e,for coixlemnation ar f�rfeilure or to enf�rce laws or regulations),then
<br /> . l.ender muy do und pay for whatever is nece�sary to protect�he volue of�hr Pra�erty and Lenderk righis in the Propeny.
<br /> . l.ender!�ectiona may include paying uny,umv r,ecurcd by a lien which ha�ptiorit)�o��er thi.Securiry Imirument.appeu�ng
<br /> ";;,r, fn courl,paying reaeonnble uttorneys'fees und entering c�n the Propeny lo moke repair�. Althaugh Lender may wke action
<br /> under this pnrngrup8 7,Lender docs not have to da so.
<br /> Any umoumti disburned by Lender under�hi� parag�ph 7 shull hecome�dditionnl debi of Borrower secured by thiy
<br /> ;�:., Security Instrument. l��nfers Borcowe�und Lendcr agr�e to atl�r tcrms of puyment,thesc nmounts shall bear interest from the
<br /> ='•'� date of disbursement us Ihe Note rate und shnll be Quyuble.with interex4 upon noticr imm Lender to Borrower reyuesting
<br />- , puyment.
<br /> ��'�;�;; S. MoMgoAe Insurance. If L.ender reyuired mongLge insuruncr as u condition of muking Ihe loan seeured by Ihir
<br />� • , Security Instrument. Borrower shall pay thc premiums rcyuired Io muintuin Ilx mnrtgu�e insurance in effect. If,for any
<br /> � reasnn, the mnrtguge insur�nce coverugr reyuirnd by Lc�xler lupsrs or cease+ t� he �n eSkM, Bonower shall pny the
<br /> •'� I . premlumx required tn obtain cnveruge subxtuntiully eyuivvlent �o the mun_ace in,umnce previnus1y in effect, ut u coxt
<br /> � � substuntinlly eyuivulent to the cc�x�to Barrower of the monguge inwrunre hre�•iously in efPect,from un �ihemate morigage
<br /> .� � insurer approved by Lender. If Kubr�cmiiully eyuiwrlent mnn�uge insurunce coc�ragc ix no�uvuilpble,Bonower shnll pay to
<br /> •"::'•-�r�•• ' Lender euch month u wm eyual io one-Iwrlf�h��f the ycurly mongogc insuruncc prcmium heing paid by &xrower when the
<br /> , 'I+:;'u:
<br /> insurunce coveruge lupsed or cea:ed to Ix in effect. LenJer will�cept,uxe and re�ain the�e paymentx as u loxs reserve in lieu
<br /> ;;:'�"- f of mortgage insurrmce. Losz rescrve p•rymcnts may nci longer be rc�uircd.a1 the oplion of Lender, if monguge insurunrr
<br /> ;. I coveroge(in�he umount und for the period thut Lrnder reyuiretil pmvided h} ,in in.urer upproved by Lender uguin become.
<br /> = nvuilable und is obtuined.Romnwer sholl puy�he premiums reyuiRd tu muinu�in mcmguge in.urunrr in et'fect,ix to provide u
<br />_,; '• � loxx nserve,until the rcyuirement far murlguge inxumnre erxk in ucrorclnrxe wi�h uny w•rinen u�rrxment brtween Borrower
<br />`��-% """�'�``''• � � and Lender or u licvblc luw.
<br /> - �;�,���+<<��.• ^ pP
<br /> ,j� j 9. laspection. Lender or ils ugent muy mLkr rcu�onahlc cntrie.u�xm und in,�xctinm of thc Propeny. Lender xhull
<br />' ';,,s?�1�'`:;�a' � give Bomower naticr ut�he time of or�ior to zm iny�xctinn specifyin�rru��mable ca�u�c fur�he intipec�ion.
<br /> 10. Coademtwtion. 'The procrcd�uf aaa;.ati�arJ i�r rlaim for duma�e.,Jirrc���r ronxcyuen�ial,in cnnnectfon with uny
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