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<br /> ''1�p08'THBR�VIY'H dl the Ie�prov�Mnt�no�v a h�roriAe�aroaed on the prop+rty��ad W .���a�
<br /> M� Aow ot tw�wflx a p�t at tb� propMty. All rppJ�o[�maw u�d additlon �6d1 �ao b� oovend by thL �ori�y
<br /> t�M�iw.All at ehe tareraia�b nt�ne�a ia 1t��CUrlh�In�umaN�s the'F�opercy."
<br /> � �RROWBR C'OVBNANT3 tb�t borro�►w b lawfihlly�eiied af the ah�e heraby ooaveyrd�nd has tbe rIR6t w p+uat�d ,
<br /> oenvhy the Property aid 11w �he Propaty is una�wanberod� euoept far en�utnbnnoe� of reoa�d. Bamwer Marr�w�d w�ll
<br /> d�rc!�enea�ally the litlo tn the Pmperty�g�lrot dl cl�im��nd dan�ndi,subJect ta►sny eaaunbnnoea of nca�d.
<br /> THIS 88CURITY INSTRUMSNT cambinu uniform ooven�nta for nMfoa!we and non-uaitann.oovawt�wkh��in+i�d
<br /> v+ei�tiau by Jurldidian w corw�tuta a uniform�ocudty inct�ument aovering re�l prvperty.
<br /> UMPOTfM C�VENAN'I'S.Borrowe�u�0 l.e�der coven�nt and�roo a follow�:
<br /> 1. Pl�ym�t ot Prtndpd spo lalereti �MYmant and I.�te Cl�a. Borrower shall P�A�!' P�Y whea due tbe
<br /> priacip�l af aod inta�at at the debt evitienoed by Iha Note and any Pre.pwyment�nd lete clurQca due wider tho Note.
<br /> 2. �4 tor Tqca�ad Lururs�oe.Subject W appllcable l�w or to�written waiver by [.ender. Borrower dull Pay w
<br /> L.ender on�he d�y monthly payma�u ue due under the Nate.until the Note ie pAid in full,a wm(`FuMs")for:(a)yearly wca
<br /> �- Mud.a�aiw,nw which��ay attain priarity avcr tlsis�ccudty Inctrument as n lien on the Property:(1+)Yen�ly leual�nld�ymaKs
<br /> ar��w�rd teMs on the Prop�rty.if�ny:(c)Yarly hua�d or PmpertY inru�ance pnhniume�(d)Yearly tlood ineuranca pnemiu�tu,
<br /> i��r:(e?Xot�l�r a�wtgpge inwrance p�+emiumc� if any:and(�su►y sums payable by 8orrowcr to Lender. in A000tdanoa with
<br /> We pmviaious of pwr�grnph 8.in lieu of tl�e payment of mortgage insu�prdniums. 7'h�e itemc ato called"B�craw Itea�s.'
<br /> I.cwder cn�y. at�ny Nme.collect arw!hold FuMs io an �n�ouo�t not w euQOed 1he roaainwm amouM a knder for a fodeially
<br /> rel�ted mo�tgage k�n may roquiro for Barrower'�escmve ac�unit uuda the fed�rallte�G Estau Seqkma�t Prooedunes Act of
<br /> 1974 as amendod fium time W time. 12 U.S.C.Soctioo 2601 d sep. ('ItESPA").unless�oN�er law th�t�pplios to Ihe Fund� ,
<br />_ �ets w lesser amount.lf eo. Isnder may. at any time..COII2S�Alld IIOId�''11A�S ID All 9fl1WlIU I10[I6 CI�COOd fI1C ICSSl�#Iq0111k. �'�� ,
<br /> _ � I.ender may estimate the anwunt of Funds duo on tQ�e basis a'i�cument data and reACOnable atim�te�oi iDxPenditw�s°f i'uturo! '
<br /> 6�cmw[tems or othcrvvise in acxord�twe wlth appli�bVe 1aw. � ,;
<br />-� The Funds stwll be held in an institution who�e depc�si�s are inaured by a federal agency, instcumenta�ity, or entif�'
<br /> _ (including l,enda. if Lender is such an institution)or in any Federel Homc i.oan Bank. i.ender shafl app7y the Funds to pay the, .
<br /> - Bse�a�w items. Lender tnay not charge Horrower for holding ard applying the Funds,annuelly anwlyziag tde escrow acoount.or
<br /> ` veHSying the Escrow[uems,unless l.ender pays Borrower intere�t on the Funds nnd applicsble law pern�its Lender to make such
<br /> a clu�rgc. However. Lender may require Borcower to pay a ane•timc clwrgc for an independait rcal eswte tau neporting serviai ��
<br />- usad by Lender in connection with this Icwn, unless applicable law pmvides otherwlse. Uoless an agreement ia made or
<br /> � applicable law rcquires intcresl to be paid.Lendtr sfiall not be mquir�to pay Borrower eny intcrest ot e�rnings on the Funds. •
<br /> ' Homowar ond Lender may agrce in wr�ting, how�ver. that intenst shall be paid on the Fur�ds. l.ender shall give to Borrower,
<br /> without chuge. An annual accounting of the Fum1s, showing credUs and debits to the Funde and the purpose for which each •
<br />='` K���-�. dehlt to the Funds was marle.The Funds ar�e pledged as additianal securiry for all sums securcd by thir Savrity lnstrument.
<br /> ;'�''�r��' If the Funds held by I.ender eaceed the amounts permitted to be'held by applicable Iaw,L.ender shall acrnunt ta Fiatrower
<br /> �,;; i;:�� '
<br /> •��� � for tha excess Funds in acrnrdance with the requirements of applicable law. ]f�he emount of the Funds held by Lender at any
<br />"�`i•`• -i�' II� , .
<br />,�;,i:�}� �i,,l � time is not sufflciEn��o pay the Fscrow Items when due,[.ender may so notify Borrower in writing, and, in such case Botrowet
<br />., I shal! pay to l.ender the amount necessery to make up the deflciency. 8orrower ahaU•a�ake up the deficioncy in no more tlwn
<br /> twelve monthly payments,at I.ender's sole discretion.
<br /> � Upon payment in full of all sums secured by this Security Instrument. l.ender whall promptly refund to Borrower any
<br /> ; Funds held by I.ender. If,wuler paragraph 21.l.ender shull acquire or sell�he Propeny,l.ender,prior to the acquisition or salo ,
<br /> �;� ' of the Property.shall Apply uny Funds held by Lender at the time of acquisition nr sale as a credit against the sums secured by
<br /> _ •� i this Security Instrument.
<br /> 3.Applicpdon of 1'nyments.Unless applicuble law{�rovides otherwise,all payments received by l.ender under paragraphs
<br /> 'T,� 1 an.i 2 shall be applfed: firet, tn any prepayment charges Jue under the Nate;second. to amoutNs payable under paragraph 2;
<br /> - third,to interest due:fourth,W principal due:and lact,to eny late charges due wxier�he Note.
<br />"�;';'•� 4.Clwrges; Lien.4. Borrower shall pa�• ull taxes,ussessmentF,chargc+. fines und impositiom uttributeble to the PropeAy
<br />:`;s;;� which may nttuin priority ovcr this Security Instrument, und leasehold paymenls or ground rents, if any. Barrower shall pay -
<br /> "'� ,���: the.ce obligutions in the manner providod in paragruph 2,or if not paid in that munner,Borr��wer shal!pay the+n on time directly _
<br /> �,�� ':;;�:;;'.,�° to�he person owed payment. Bornower shall pmmpdy furnish�o Lender ull notices of umounts to be paid under this parngraph.
<br /> ''' '�" '�'�� � If 8arrower mnkes these payments directly,Norrower shull promptly furnish to Lender receipts evidencing the puyments.
<br />-,r'� r..,'�y. •
<br />"'d ' Bonower shull promptly dischurge any]ien�vhich hus priority over thic Security InstrurnNnt unless BoROwer:(a):�grees in
<br />:",:>,;,f .,
<br />:;;.�:;; a , wriling ro the payment af the oblig�►t+on secured by the licn in m m�nner ucceptuble to l.ender:(b►contests in good faith the lien
<br />'�•�_I ,�;�;� by. or defends aguinst cnforremcnt of thc licn in, legul proceedfnga a�hich in the L.endcr'ti opinian operate to prevent thr
<br />:;_� . ;yk i!��':"�. i er+fc�rcement of the lien:or(c)serures fram the holder of the lien an agreemem suti�furtory�o l.ender sulwnlinating the lien to
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<br />?'.<'� .fr.��;�,��,�,.ti_• ��•�.''•t' this Security Inslrunknt. If Lender determines that uny purt �f�he Propem i..uhjec� t�i u lien whirh may utwin priurity over
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<br />- �;;'�'::�;`: ��,',•" � this Security Instrument. I.ender muy givc Bormwer u nntirc idcntif}•ing �he licu. Fi��rrowcr.h�ll uui.l'y Nie lien nr wke one or
<br />,;�.,'., : . .
<br /> '` -•.w:i.•� : .� , � more of the actions set forth above within 10 day�at'thc gi��ing nf mnice.
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