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<br /> � � ��. �ET�R�vvrrt�at!t�e��«amrs now a i�aa�aeaea cn die p�a�pe�ty.�d�1��enr�s:�, .
<br /> � ' and 5xtu�+es no�r ar heraf�ec�Pat°��P�'0�. Al!��nd additions shaii dsc►be corered bY this.�y. ,
<br /> — - � -- -Instnm►ee►.11AdCtt�efo[tgair�g[rnefened�i�►ti�issecurityc�nstrume�aslLe."Yta�eity."- .- - - - '._ _ - - ' - .- -
<br /> � ' 80RROWFR OOVENAM'S tt�t�o�ower ia tawfuUy setsed of thc astate heneAy oonveyed�nd hu the right W�tant
<br /> �nd oonvey tpe Ao�ert��nd tbat�he Pbpetty is�mencumbfied,except for e�cumbr�oes of rocad.. Borrower wur�nts and �,
<br /> � . w�l defeed geuet+�11Y Me Btk pn tfx P[oQecty�piast a11 ctaims�nd dem�nds.subjactto any a�cuaebtancts of te�cord.
<br /> ,-, T�IIS SF.Cl1Rfl'Y INSZRUMENT camDinas tuufam covetnnts for natio�t asa atW�nifasm cavenants with
<br /> limited variatians by jurisdiction w c�anatipue s uaifam security iasuument covedng teal ptvpeRy' . .� • -
<br /> tJNIPORM COY�Nf►N1S. Sortower and LeiWer covex�nt ud a8roe as folbw�
<br /> �, p�a�e�t d Pti�eip�l s�d�h,Frep�J�e�t�Late Ciarie+. Borrawer sh�lt p[ompttY P�Y W�due the
<br /> � princgwd aE aod iotaast m.tbe deht avida�aad bY the Note smd anY P�Y��?���es due under ehe Nak. _
<br /> • 1avK or w a wnuen waiva 6y Leodee,Barower adail pay to
<br /> - �b� - � �.,,�.�.� _
<br /> _ ___ __.�..-�I�er'13�nrass�dL�rr+�-__1� _ � - _ _.-
<br /> l,endet on the day moathlY P�Y��?�due�tGe Note.witif lf�Nate ispaid urCu1l;=�su�t t"l7aasdc"3�rtsT,---,'—'=--_
<br /> wces and auasa�a�ts which msy atwa prioritY a�ver this SaauitY in�as a lien an the PropertY:@)Ye�1Y��id
<br /> wc if�n c earl ha7atd or pmperty insu�ao�c�PRmiums: (� YesrlY ftood
<br /> PsY�a g��uM t�eots on We PtopeaY, nY• ( )Y Y � Ie Bocrowes to
<br /> ` itssu�ance Ps�emiums. �f anY:{e)Yar1Y m�c��P���f a°y'apd(��nY �Y� �' ams. TNese .
<br /> �m�with th�pmviscons of pazag�apb 8,in liai of the paytneat of mo�tgaga inwrance P�em�
<br /> _ - . iLems art cailed"Fsaow items." L�endec may,at any Eime.callect and lald Fimds m an amoont aot w excoed the maximum
<br /> amouat a tender.for a fedeer�tly setaood morcgage ioan may require for Bartuwer's escruw account uadef the fedent Rea1
<br /> . - E��e�t pmc�Act of 14T4 as amended fran 6me m time,12 U.S.C.�2601 er seq.("RFSPA"),.ualess�noiber
<br /> " law ti�at applies W the I1unds sds a le�r amoun� if s0.Lender may,at any�time,collect aad hnld Fund.s in an amonnt not to
<br /> excad tl�,tesser amowu. Lendet may esdmaue tlie arrwtrut of Fi�nds d�e oa the basis of cument data and rpsonabk .—
<br /> - � �o�expendldm.s of futu�e Eacnow Items or ot1►en�rise iu accard�noe with aPPkaabk tav�.. ����a enticy
<br /> Tbe Atods shaII be t�eld in an i�titutioa whose deposits are inwced bY a feder�l age,n�y,
<br />- "'� (iacluding Lender,iP I,enaer is sacb an iastiwtion)or m any Federal Home Loan Banlc. �������scmw
<br /> S
<br /> ` . the Escrow Items. Lender may aot charge Bormwer for holdiag aaa applyin8 tC�e Tvnds+ �able iaw its --
<br /> xcoun�.or vecifying the Esctow Itcros.�uiless Lender paYs Bomnwec uuerest aa ihe Flmds and aPP�� � . -
<br /> �.: ', �.endes to maTce such a c6arge. However I:ender may re�luire Bncmwer.to pay a one-tiu�e chaBe for an indepenQer►t mal . � �
<br /> esiate tu repo�dng service ase d by L e�►des�c a n s i e d i a n w i i h t h i s.l o a n,u n l e s s a p p l i c a b i e l a w�vides ott�erwise. Unless an �.,�.
<br /> -:;- . agoeeni�nt is made or applirable law requires iate�est to be paid.i.ender shall not be reqwred cu.�ay Bunower any u�terest or . Q...�;,i
<br /> eamings an the Funds. Barrower and I:cnder may agcee in wridng,however,that intecGSt shaII iie paid on the_Fimds. 1,ender �
<br /> s1�aU give to Boctnwer.without chasger ao annual accounung of the�nds,showinS credits and debiu to tIte�nds and the . �,�
<br />_ . pucpose foc which ea�h debit to d�e Fainds was made. The Funds are pledged as addtional se�uriry for ail surijs secutM hY . $--
<br /> - shls SahuitY lratrument . '
<br /> � tf the Funds held by Lender exceed the amounts permiued ta be hetd by applicable Iaw I.ender shall acca�unt tQ'
<br />° Barrower for the exctss Fur�In accat+dance wit1�the requirert�ents of apQlicabte}aw. [f the amount of the�nds het�1ry =
<br /> • I.ender at any time is not sufficient to pay the Escrow Items w6en dt�e.Lrnder may so notify Botrower in�vriting,and,ib —
<br />.` .�:= ,such case Barrower shall pay to l.eader the amount naes.s�rY to maice up the deficiency. Borruwer shait rttake up the - - -_
<br /> defictency in no more than twelve monthlY PaYmenu�at l.ender�sole discntioa.
<br /> Upoo pAyment in full of all sums secured by th�s Securiry Insuument,Lender shaU promptly refund to Borrower anY ���.=
<br /> " Funds heid by Lender. if.under pataSraPh 21,Lender shall acquire or sell the Ptoperty.Lender.Prior to tht acquisition or =-
<br /> � sak ot the PrnpertY•shail apply any Funds hetd by Lender at the ame of acquisitian or sate a4 a credii agai�t tfie sums �__.
<br /> ' secured by this Security Instrument. ���`_
<br /> 3. Applicstion o�Pft�n�mis. Unless appiieable law provid�otherwise.a1� Payments reteiv,ed by l.ender under �`�..
<br /> • puagraphs 1 and 2 st�ll 6e applied firse.to any prepayrtunt charges due under the Nate:second.to amount4 payable under , -�3.
<br />�..:��r�_ paragraph Z;third,to interest due;fourth.to principal due:and last,to any late charges due under the Note. 'ti��__
<br /> 4. Char�es; Lieaa Basawer shall pay al! taaes, assessments.charges.fines aad imposidons amrilwtable to the =�_
<br /> ' property whlch may attain prioriry over this Security lnstrumen�and leasehold payments or ground tents,N any. Borrower :
<br /> ' shall pay these obligaaans in the manner provided in paragraph 2,or if not paid in that manner.Borrower shall pay them an y '
<br /> . _ tlme diratly to the person owed payment. Bom ��ly Boprroywf er shaU�ptly fum sh to Lender nurec�Pts c i�d�nc�8
<br /> ihis paraBraPh. lf Bortower malces these pay e
<br />-�• ,; • the payments. �;"
<br /> ;, Horrower shall promptty discharge any lien which has pri�ity over ihis Security lnstrament anless Boaower:(a)agrees :."�-�i`
<br /> in wrlting to the payment oP the obligadvn secured Isy ti�e lien in a manner aooeptabte to Lender.(b)contests in good faith the•
<br /> which in the Lenderk inion o te w ent the � ;::=
<br /> ::'' , lien by.or defends against enfarccment ot't1�e lien in.tegal proceediags °P P� _ � _ -
<br />- tntarrement of the lien;or(c)secuces ftom the Iwlder of the lien a�r agreement satisfactory to Lender saboMu�ating the lien
<br /> �s sub' to a lien which may attain priotiry
<br /> - to this Socurlty lnsuumenG If lxnder determines that any part of the P[operty' 1�
<br /> � over this Savriry tnswment.Lendcr may give Borrower a notice iQentifyiag the lien. Borrower shaU satisfy the tien or take �
<br /> nne or mane uf the acdons set forth above within 10 days of the giving of nouce.
<br /> _ - - • S. H��rd ar Property Insu�Ance. So�rbwer shaii iceep ihe�mpi�Ye;��iis naw c�3�ting tsr h°•sesftes�teQ on thA . �--__.:
<br />. , , property insund against loss by�re.hazards included within the term"extended wverage"and any other hazards.including ;
<br /> , floods or f]ooding,for which Lender requires insurHnce. 'I 9�is ins u r a n ce s 6 a 1 1 b e m a intained in the amounls and far the
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