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<br /> � . 193- iass�� .
<br /> periocu tluit I.ender requirat. 71ie inwranca c�rrkr providia�the inaunu�cc�fl be.cho�on i►y Borrowar wbjo�t to l.enderti
<br /> . app�rrval which=b�ll not be urme�on�biy withl�cld, If Barrower fiile ta msinWn covera�e�kscdbed�bova�Laider m�y.�t
<br />'. Leni{etb optbn.abWn covera`e to p�vtect Laidarl�d�hte ln the PtnQertY in�ccoidance with Wr�r+ph 7,
<br /> Ail(n�ur�nce policies�nd rcrawds sh�ll ba accept�bie to Le�wkr�nd�ll include R sundud matj�a clauco. Lender
<br /> �11 have the daht uti hold tbe policks ad rc�newda. If l.onder rcqui�ea,Bomowar shill PromptlY Qivo to l..ender�II receipt�
<br /> of poid�nemtume pnd�+enowd notices. In tha event af loss,Bcxrower�shall�ivo prompt notice to the inwr�nco c�ier�nd
<br /> Laidcr, Lendcr may meka praof of lo�ss iP nat made promptly by Bormwer.
<br /> Unkss Lender and Bom�wcr dherwlse�groc in vmting,inwrence proceeda ahal!be applied to r�eatoration or nep�ir of
<br /> tha dsrn�ged.if the restonuion or repair is ecor�nically fesu�ible and Lender's cecurity is not Icsscr�ad. If dae
<br /> oesto�or nepair ie not ec.�nomic�lly fea�ible or i.endetta security would bo lessened, the in�urAnce proceeds shali be
<br /> appliod ta tha sums sa�urcd by thi�Secudty Instrumenti whether or not then due, with any exceas paid to�omnwer. If
<br /> � 9aTOwor ab�ndons the Prope»y. ar does not An:wer within 30 deys a notice from Le�ar that the In�uranca carricr hea
<br /> oH'ered to settie a clalm.then Lender may collcxt the insurance proceoda. Lender may use�he proceeda to repair or rcstcm
<br /> tbe Proputy or to pwy cums�ecuced by thi�Securlry Insdument,whether or not then due. 71�e 30-d:►y period will begin when
<br />' the nat3a is givcn.
<br />' Unloss Lender aid Borrower otherwise agrea in wrlting.any application of proceeds to principul shull not extend or
<br /> postpone the dme date of the monthly payrns�u.c refemed ta in paragraphs 1 and 2 or changc the nmount of the payments. If ..
<br /> under pwagrAph.21 thc Property is acquimd by Lender, Harrower'x right to any Insurnnce policies and procceds resulting .
<br /> • from dam c to the Properiy priar to the acquisition shall pass to Lcnder to the extem of the sums secwed by this Securiry
<br /> InsUumen�ediutely p,rior to the acyui�sition. �
<br />' 6. t)ocapancy, PreRerwtton, Mptnteaance and Protcctba of the Propertyi �'ower's I.oan Appticattoni
<br /> 1.e�seh�Wa Borrower shall occupy,establish,and use�he Property u's Bomowers principal residence wi�hin sixty days aftar ' ",
<br /> tf�+execution of this Securiry Inatrument und xhall cantinue to accypy rhe Propeny as Hamowerk princlpal residence for at
<br /> ' �enst one year after the date of accupancy, unless L.erxler oihenvise agrees in writing, which consent shall not be
<br /> unreasonably withheld,or unless eatenuating circumstunces exist Which ure beyond Barrower�s control. Bwmwer shall not
<br /> dasiray,damage or impair the Property.allow the Property ta dcteriarate,or commit wnste on the Property. Honower shall
<br /> be in default if any forfeiture action or pn�ceeding,whether civil or criminal,ia begun thet in Lendesk,goad faith judgment
<br /> could recuit in forfeiture of the Properq�or otherwise materl�lly impuir �he lien created by this Security Inslrument or
<br /> Lender's security interest. Bomnwer may cur�such u default nnd reinstate,as provided in purxgruph 18,by causing Ihe action
<br /> or proc�eeding to be dismiased with a niliog that.in LenderR good fuith delermino[ion,precludeg furfeiture of the Borrowerh
<br /> interest in the Property or ather material impairment of the lien created by this Securlty Inatrument or Lenderk security
<br /> intetest. Bomower shal! ulso be in defnult if Barr�nwer, during Ihe loan applicatian process, gave matcrialiy folne or
<br /> inaccurate information or st�tements to Lender(or failed to provida l.ender with any material information)in connection with
<br /> the loan evidenced by the Note, including, but not limited to, representations conceming Borrower's occupancy of the
<br /> Propeny ax u principa�residence. ff this Security Instrument is on a leasehpld,Borrower st�all comply with aU the provisionR
<br /> of the lease. If Eorru�er acgaircF fcc t{t!c to tl�c I'roperty..�.rascl�aki and the fee title�ha!!mx merse anles�l..sns�r sgsees
<br /> W the tnerger in writing.
<br /> 7. Prutection af Lender's Righfa In the Property. If BoRawcr fuils tu perfotm the cavenanlc und agreements
<br /> contained in�his Secudty Instrumenl, ur thene is a legal procceding that may wignificuntly affer� Lender's righ�R in the
<br /> Property(such as a prceeeding in banknipcy,probate,for candemnution or forfeilum or la enforce luws or regulutions),then
<br /> L.ender muy da and pay for wha�ever is necesssuy to protec� the vulue of the Properry ond Lender�rights in the Property.
<br /> Lender's uctions may inclade paying i+ny sums xecur+ed by a lien which has priority over thi�Security InF�niment,nppearing
<br /> in cnurt.peying rcasonublc attameys'fees ond entering on the Pmperty to mnke repairx.Allhough Lender mny wke action
<br /> under this parugrciph 7.Lender daea not hove to do xo.
<br /> Any umounls dixbuned by l.ender under�hix purugraph 7 shall become additional dcbt of Borrower secumd by this
<br /> Security lnxtrument. Unless Bo�rower und L.ende�ugree to other�crtns of puyment,thcse amoums xhull beur intere��from the
<br /> dete of disbursement ut the Nae r�te und xhull be puyublc,with interect,upon notice from Lender to Borcower mqucssting
<br /> payment.
<br /> 8. Mortgage Insu�ance. If Lender requined mcxtgage insurunce u+u condition oP muking the loun secured by Ihis
<br /> Security Inswment. Borrower shall puy the pr�mium.reyuired to maininin dw m�mgnge insurunce in effert. !f, for any
<br /> reuson. Ihe mortgoge insurunce cover.�ge required by I,ender lupxeti or reatieti lo Be in effecl. Barrower �hall poy the
<br /> premiums required to obtain cavernge substuntiully cquivulent to the martguge in+uruncc Rreviauxly in effec�, at a cost
<br /> substun�ially equivalent to the co.t to Borrower of the mongugc insurunce previously in rffect,from un altemu�e mortguge
<br /> insurer approved by Lendet. If�ubstuntinlly eyuivulent mcxtguge in.urance covrrugc i.not uvuilable.Burrowe�shnll pay to
<br /> Lender eurh momh a som eyuul to an��-�wclf�h of the yeurly monguge in+uruncc prcmium being paid by Borrower when�hc
<br /> lnsumnee cover�ge lupsed ar reu�d w t+e in rffert. Lrnder will uccept,u,e•rnd retuin thcse puyment.uti u loss r+rxerve in lieu
<br /> of mortgage insurnnce. Loss rcserve puymenh muy no longen c�nyuirrd,at the option of L.cnder,if'monguge in.uruncr
<br /> coverage(in�hc amount ond for�he�xricxl thu�Lcixlcr requin+)pro��ided by un in.unr vpprovrd by Lender again l�come+
<br /> avnilab�e und is obtained.Barrower�hall pay thc premiums reyuimd�o maintuin monguge in+urunce in�ffect,or to pmvide u
<br /> lo�.s reserve,until Ihe reyuirement i'ar monguge inxurunce end.in uccordunce wi�h uny written agreement betwe�n Bomower
<br /> ancl Lender or npplicable 1•rw.
<br /> 9. Inspection. Lender or its ugem muy rnahc rcasonublc rntriey u�x,n�uJ insEkrlions of Ihc Pmpeny. Lender shall
<br /> give Bomawer noticc at Ihe timc of or prior to un in�perlian specii'ying rcaxnnuhlc cau�r fiir�hr in.�xriion.
<br /> 10. Condemnotion. The prcxeed�of uny awarJ or claim for duma�r+.dinrt or conseyaentiat,in connection wilh uny
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