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<br /> palod�th�t l.ender roquircs. 71�a inwrmce curler p�nvipi�g tha insunnco�h�i)ba cho�cn by�arower subJoct tn Len�brk
<br /> •ppmv�l which�lul1 not ba un�bly withheld. if 8amaiwor��ils to m+�irn�in�bvcnyo dcic�ibed�bnvo,Lender maX.�t
<br /> I.enderti optbn,obtaln covera�e to qntect I.enclork rlghte i�ttK��y in�cco�nce with p�ra�nph 7.
<br /> AU inaunu�ce policie�and nencw�l�shdl be�a�eptwb{p tq!.o r�nd�hdl lncludc a Nu��d man�� e ctau�. Loruler
<br /> sh�ll h�vo the d�ht ta hold Iho policier�nd r�nawal�. If bendar roquirc�,Hoarower�hall promplly Yive to�n�kr dl rocelpu�
<br /> oi pald premiums ond rtt�ewxl nc�tices. In Ihp evont of IqA.4,&xrower sho0 oiva promp�ndke to the lnr�uru�or cwrtier w�d
<br /> I.e�ider. Leader�uy m+�ke proaf of lacs iP nnt mwda pmmptlY by Borrower.
<br /> Unless Lender�nd enmowt�olhGrwi�o agroe in writlng�IQWI�fl11CC PflxCCliN l�IIflI�IL1C�IICd 10 fCMof�lI011 ltf Rpfilf(►I�
<br /> � the Pmpe�ty dun�god. it the rc�tamticm or nepair la ecanrnnicalty fea.�ihl� and l:enderrl� �ecuriiy ia nM Ieccened. If the
<br /> nestontian or rcpvir is not econcxniadly faasibla or I..ctderk r,ecudlN.would:be�asFenod. tlx inaunncc prac+ced.� �11 be
<br /> appl4od to�he aumc secuRd by�hiR Socutity laarumanl,wheiher o�.nnt�hem�duo,wiih any cxcca,�paid �a Bomc�wer. IF
<br /> &xmwer pbandons the Property.or duax nni an�wor wUhin�0 dayc a nRtiae irom l.endar Ihat!he inxur+u�ce cartier hw�
<br /> offered to:ettle a claim.thon l.ender may rnllact tha incurance prt�cecda Lcndcr muy u.se�he proceeda to rcpair�x rcwooc
<br /> --- ----- - - tbe Pmpetty or ta pay sums�seaured by thie 3ecu�►ty InRtn�b whether c�r nM�hrn A��e. The 3(4day periad wlil hogin wMa�
<br /> t6e notice is given.
<br /> Uniess Lendor and Bormwer othcrwiac ugroa b writing,su�y a lication of proceedx to principal shall not extend a
<br /> postpw�e the dua dald of the mon�hly paymants refam�d to in paragrap�i�1 smd 2 or change Ihe amount of�he payments. If
<br /> wd�r paregrnph��1 tha Propen� is acqui�d by Lendar.Bc�rroworlc dphG to any insuruni.i:e policies urd proceeda rcwUing
<br /> fiom damage to tba Pmpeny pnar to the acquisitinn shalLppss to Lendar to the extent of the sumg secured by this Security
<br /> lns�rw�en[immnliatolp priar ta tha ucquiai�inn.
<br /> 6. Ocenp�aoy, P��eserratbn� Malqfsopnce and.iProtectian�of Ihe Property; Borrnwe�'e l.o�a ApplicAiton;
<br /> I.easeboWx. Bottpwor shali occupy,estAblit�hi,and ur�e tha•HropFKy AK Bc►rrowerk principol nwide�rce wilhin sixry days after
<br /> the execut�on af.thia Secudtg instmmaot.and�ull cantinua�A occupy��ha Propeny as 6amwer's prircipttl Ksidence Por at
<br />- - — � leact o�e yeur afisr tha dala of accupcuicy, unl�ss Landar othA�vui�a ogreek in wri�ing, which cattient shall not be
<br /> unteasonably wilhhatd.�utuqlErss eatsnuating¢irsumutut�.�s eRi:�t Whlah;w�c beyatd Bonawer!s cantrol. Basower shall not
<br /> drs�y,damage ar imppir�ha Propeny.nllnw tha Prqp�rty lo.dalarinmta,or rnmmit wuate on the Ptaperty. Borrower shull
<br /> = be in default if unp fod�iluro natinn or pmceeding.whn�h�c civ�l�or,miminul,is begun lhut in Lender's goad failh judgmem
<br /> - could�ult in.Purf.aftunt oC cha Rqpemr or�otharwi�e mntmiall�•impair the lien rrcAted by this Security Instrumeot or
<br />``� I.ande��securitu,fata�s�,.Somo�vcr may cun:saoh a dafuul��and n�in►talo,us provided in parog►apb IR.by cousing�he uction
<br /> �_- orproceeding tq.be dirymi�ed u�ith�a nililtg th4t,.in l.enderk goad fuilh datermina�ion,precludes farfeiture of the Borrower?�
<br /> ,; intc�est in the Pruperty ar athB�mutarinl,�mpaimtenl�o6lhc Ifen crnatesd by this Securi�y Inti�rument or l.ender� security
<br />- inte�t. Bortower shull�AIF+n be iq,dafuult�;f Bam►►��, during the loan upplicWion process, gs�ve materiully Faltie or
<br /> _ inaccuratt informatian.a��st�lamaatt�ta I.eodar(w failad�ln�provide Lender wilh uny mAteriAl infomwtion)io connectian wfth
<br /> � the (aan evidenced by tha Nato, in�:luding. bul�not:limited to, neprrsentntions conrerning B�xrowerw occupancy of the
<br />-= Propeny a�a principal rosidenc@. If thia Seeurnp In�trument iw on a leu�:ehald,Bamwer shull comply with ull�he provisionz
<br />-__ = vi'ii�e te�e. ���U(TnWCf pCljpll�T�0C hIIC IO'UIC�RIPCrty,the ieasehaid nnd tite iee�itie si�uii not mcrge ankrs Lender agnees
<br /> • to the me�gcr in writing.
<br />:•`:� 7. Pt+otection of I.ender's Rights in tbe Property. If Borrower fails to per�orm the covennnt.r• und a�remems
<br />_ contained io this Security Inswmen4 or tlte�+e is a IeRal proceeding Ihut muy significandy affec� I.ende�k rights in �he
<br />-�' Property(sueh ac a proeeeding in bunkniptcy,pmbute,for condemnulion or forfeiture or to enforce luwc or rcgulntions),Ihen .
<br /> ,t� Lender may do And p�y for whntever ig necessary io protect the valuc af'tlx Property und 4ender's riphts in the Roperty.
<br /> • Lender's uctionx may include paying uny�ums secured by u lien which hu+priority over�biz Security Inst�vment,appcaring
<br /> i�court.p�ying re�a;onable uttnrneys'fee�and entcrin�t un thc Pn�erty to make mp�ai�.Although Lende�may take uction
<br /> under�his pumgraph 7,I..endar daes not huve to du so.
<br /> ''��' Any nmounts dinbuned by Lender undcr thix pur�graph 7 �hull bexame s�ddilionul debt of Borrower�ecured by this
<br /> - Security Ins�rumem. Unless Bomuwer And L.en�ier agrce ta nthcer ter►n+��f p;�yment,these nmoun�x shull beur intercsl from the
<br /> _� date of disbursement at Ihe Nate rule and yhull be puyuble. with intemst,upon nrnice from L.endcr to Barower myuesling
<br /> - payment —
<br />_� 8. Mortguge InsurAnce. If Lender required mcx�gage in�urance u��cundi�iun of muking the lo:u�serumd by thfs
<br />- Security In.r•trument. Borrower shall p•r� the pre�nium:: re;�uircd tu m;�intain thr miirlga�.� insurunrc in effect. If, for any
<br /> reusan, the mortgage insurunre coverrge reyuircd by l.eader lupr�x or ceu�r. �a he in effect. Born�wer shall puy the
<br />-;.;;; premiums nequired to oMuin cover.�ge .ubxtc+nlially ryuivulem tu �he mongrgr inruruncr pnvi�w+ly in eff'ec�, at u cost —
<br /> .};� subetantially eyuivAlent ro the cost ta Borrcu�er of the mortgu�te insurunce prcviou.ly in effect, from un uUcmate mortguge
<br /> - insurer npproved by Lender. If sub�wmiully cyuivulent marlgugc insurance rov�ru�e i+nat uvuiluhle.Borrc�wer�hull pay to
<br /> ";N'�n' Lender euch month u sum eyual to one-twcifth of thc ycarly m�wtgugc in,uruncr prcmiwn tking p•rid by Borrower when�hc —
<br />__ insurance covemge lupsed��r ceuseJ to 1�in effrc�. Lender�vill ucccp�,uxe unJ retuin theu p•rymcn�x u�a los.rcxervc in lieu
<br /> - I � � of manguge insumnre. Loxx rexervc paymentx muy no longer lx rryuircJ, ut�hr�iption af Lender, if nwng�ge imuruncc _
<br /> '� ��;� � coverage lin�he nmount und for�he�xria1�hut Lendcr mquire.l provideJ By un imurcr uppr�►ved by Lcnder again t�c�mc+
<br /> __ uvuilablr and is abtuined.Burcower.hull pay the prrmiumx reyuimd tu muintuim m�n�ts+gr inxuruncc in cifert,nr to provide u
<br /> _ ' loss reserve,until�he reyuin,ment fcK moqguge inyur.�ncr end.in urcorJuncc u•ith��ny writtcn agrcemc�u brtween Bomowcr
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<br /> 9. Irtspect(on. Lcndcr or its u�ent may muhc reu+oonblc cntrie.u�xm anJ insperNi�m of thr Pro�x;ny. Lender shull
<br /> ' �t��,;j,, �ive Borrower notice at�he timr�i f ix prior tu un inti�c�inn tipcci fying reu.ons�M�rau�e for t hr in.�xrtiun.
<br />`�•j., ' :��r,~ 10. Condemnotbn. Thr pr�xeeJs�►t'uny awUrd ur rluim titt Jumuy�e�.Jinxt or comryuemiul,in ainnection wi�h uny
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