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<br /> oondannatlon a a�r Wcin�of�ay prt of th�Piopeity,or for vanwyance in li�u of condemqWo�� 6aebY wi�n�d
<br /> �W14�p�d to I.�edkr. '
<br /> W 1he evau ot a wal nkin� d the P4operty. 1hep�oc�.hall be applieA to the wmw�ecured by thi� Secueity
<br /> In�nun�u.whetber ar not then due. wlth�ny exaw p�i td o Bormwar. ln the avent of a p�rtW takln�d tha Propetty in
<br /> whkh the filr mvkct value of the Proporty immedi�wly beforo ahe ukinR i�equal to ar Sreuer tium tho amaunt d�he wms
<br /> �ocured by thb Sacudry Ineuument immcdi�tely beForo thn tWkln�.unku�Bamwor an�l Lendcr otherwi�e a�ree in wridn�.
<br /> d�e�wn��ecw+ai by�hi�Secudty Insauma�t�ll be roduced by tha�rtwunt ot�F�ci p�ucmds multiplied by d�e fdlowir►� ,
<br /> t�etion: (M)the toW�maunt of the wm�recwad irtunedlrtely bef�xe Ihe taJcing.dlvided by(b)the fdr mu�cot v�lue of thc
<br /> � � �+opeKy invnedl�tely baforo the t�lcina. My bd�nce�lull be paid ro Borrawer. In tho event oP� p�rtid aking of the
<br /> propeny in w6ich the bfr m�rket vdue of Iha Praperty lmmedi�tely before the ukinQ Is k�s thu�the nmount of tha wm�s
<br /> �ecwod immedietely bcfore the taking,uelew Bormwcr uid Lender athen�rl� �gree in writin�or unleas �ppUcable law
<br /> otharwiie provida.lhe p+uoeed�dW I bo�ppUed w the wmr cccw�ed by this Secudty ln�wment whaher ar not tl�e wm��ta
<br /> Wa�duc.
<br /> If the Hvpetty is atwndaxd by Ibtrower.or iP.�fler notice by Lender to Borrowor tlw the ca�dcmnor oPfeR to m�ke
<br /> -� an award or settle a cloim fi�r damagos,Barrowcr fails w respand to Lender within 3Q daya efter the date the notice i�given,
<br /> Lender ix authorirred w collxt�nd appty tha proceed9,u its optioo.eitfbr w ro�toradon or rep�ir of the Proparty or ta the
<br /> wme socurod by this 3ecuriry Instrument,whettrcr or�ot then due.
<br /> Unless Lendcr and Bamwer othcnviae ugree in writing.any Applicption of procads ta principal shall twt extend or
<br /> po�tpone�he due dato of�ho monthly paymenta refemed ro in para�raphe I and 2 0�chonge Ihe iunount of suoh payments.
<br /> 11. BorroRer Not Rdaued= ForbarAnce By Lender Not o Wsiver. Extension of thc ti�t14 fm pAy�nt or
<br /> ' modlHntion of amonizr�don of the sume securcd by thia Security lnetrumant granted by l.ender w any su�sor in intetest
<br /> of Borrower ahall not operate to release the liabflity of the odgin�l Borrowc�or Homoweri�successors in interest.Lender
<br /> — �-�— shpll not be requirod tu ibmnience proceedings ageinst�ny successor in interest or refuse to extend tlme for payment or
<br /> otherwice madify amortizadon of the sums secwed by I�ia Security Inawment by reoson of any demand made by U►e orlginal
<br /> Borrower or Borrowcr`s successons in intorcst. My forbearance by Lender in cxercising�ny r��ht or romedy shdl not be a
<br /> waiver af or preclucie the exe�ise of any�ght or rcmedy.
<br /> 12. Suoce�ors and AseiQns Bouad;Joh�t and Several Liwbilityi Caaignera 'ihe covenants ond egraments of this ,
<br /> Socurity Instrument shhll bind end benetit�he successors and assigns of Lendor and Bormwer,�ubjxt to the provisions of ,
<br /> puagnph 17. Bortvwer�i covenanta and agraments shull 6e joint and several. My Borrower who cwsigns tbis Security
<br /> Dnstrument but doos not eaecute the Note: (e)is co-signing this Security Instrument only to mortgage,grant and convey that
<br /> Borrower�s interest in ahe Property under the terms of this Secudty Insdument; (b)is na personally obliguted to pay thc sums
<br /> secured by this$ecurity Instniment:and(c.l ag�ea that Le�der and any othe�Borrower mny agree to exte.u�,modify,forbear
<br /> or malce any �coommodotiona wfth �+egard to the temie of thia Security Iristrument or tha Note widwiu �hat Borrowerk
<br /> consent.
<br /> 13. l.an C6arges. If the loan securcd by Ihia Secu�ity Instrument is subject to a Isw which sets maximum loan
<br />- charges.�nd that law is t7nelly interprcted so thet the intere..wt or oti�er ioan charges coiiecteci or io be cvUa:tcxi iu co+i+�►ectiar►
<br /> with�he loan eaceed�the perminat limils,then: (a)any such loan cherge shall be reduced by the amount necessary to reduoe
<br />--— the charge to the permitted limit;and(b)any sums already collected from Borrower whtch exceeded peenitted limits wlll be
<br /> � refundcd to Borrower. l.ender may chnose to ms►ke this nefund by reducing the principal owed unde�the Natc or by making a
<br />`� dinect p•ryment to Borrower. If a rei'und reduces principal.the Rduction will be treated as a partia!prcpayment without any
<br /> :— prep�yment charge under the iVote.
<br />•`'; 14. Notkes. Any notice to Botrower provided for in this Security Instrument shall be given by delivering it or by
<br /> _— mailing it by first class mail unless applicuble law requires use of another methad.The notice shell be dii+ected to the Piq�erty
<br /> Add�sss or nny aher address Borrower designates by notice to Lender. Any notice to Lendersh�ll be giv4n by first class
<br /> ' maii to Lenderk addreas s�ated herein or any other address l.ender dcsignates by notice to Borrower. Any notice provlded for
<br /> in this Security In�trument shall be deemed to heve been given to Bomower or L.ende�when given as.provided in this _
<br /> P�B�Ph•
<br />-- 13. Coverniag LAw; 3everabiRty. ThiR Securily Ins�rument shall be govemed by federa! law and the luw of the
<br />_ jurisdiction in which the Property is lacated. In Ihe event that t+ny provision or clause of thia Seoucity Inswment ur the Note
<br />- conflicts with appNcable law,such conflict shull not uifect other provisions af this Security inetrument cx the Note which can
<br /> be given effect without the conflicting pruvi�iun. Tu�hiw cud Q�C�uvia(ais of this Securiry instrument und the Note are '
<br /> declared w bc severable.
<br /> ���'.}� 16. Borrower's Copy. Barower shall be given ane conformed copy of the Note and of Ihis Security Insuument.
<br /> !7. 7�ansfer oP the Property or a BeneOcipl[nterest tn Borrower. If all or any part of the I�rapeny or any interest in
<br /> it is sold or tn+nsferred (or if a beneficial interest in Borrower{x wld ar trnnsfe�red and Borrower is not u natuml petson) _.
<br /> °�" without L.ender's prior written consent,Lender may, ut i�s optian,require immediute payment in full of all sums secured by _
<br />-° - this Secudty Inswment. However,this option shell nw be exerciised by Lender if exerci�:e is prohibited by federal law es of
<br /> the date of this Securiry lnsuument.
<br /> _.. �� lf L.ender eae�ises this option.Lender shall give Borrower notice of uccelemtion. The notice shull provide n periad of _
<br />-; not less then 30 days from the dute the notice is delivered or mAiled within which Borrower musl pay ull sums secured by this
<br /> -� Securily Instrument. If Borrower fails to puy these gums prior to the expirution of�his period, L.ender may invoke any _
<br /> - �����'��'1`� rcmedies permitted by this Security Inxtrument without further ndice or demand on Barrower.
<br /> - ---- - - 18. Borrower's Rtght tu Reinstale. If Borrower meetx renain conditions, Bormwer shnll have the right to have
<br /> enforcement of this Securiry Instrument discontinued at any time prior to the eurlier of: la)q d�ys(or such other pe�iod As —
<br /> —
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