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<br /> Toc)sTHSR wrt'�t a�aie improvements rww ar ne�eaRa erocwd on li►e propert�r,.na al e,uema�u,.pvwurwica. -
<br /> iuid 1lxpires now ot ha�eafter a put of�he pr�apaty. All rcplaxmertu�nd�ddjtions c1t�11�Iw be oovaed by d�fr 5ecwlty
<br /> In�pun�ent. A!1 of the funRoina i�roferrod w in this Secudty Irutrumem m the"PMopa1Y•"
<br /> BORROWBR COVENANi'3 that Bormwa is IawPully�eised of�he at�ua hanby aonveyed�nd h�s tha d�Mt to�nt �
<br /> u�d convoy the Property and thu the Pmpeity i�unancumberod�excapt for encumbr�nce�af nccard. Borrower w�rnnu�nd
<br /> wiU defa�d�enerally the titk w tho PropertY��inst dl cldmr and demands,wbjeci a any encumbr�n�x�oi rocad.
<br /> 'r'tp3 SECURITY INSTRUMF.NT oombines unitam covenanU for mtianal use and na�•w�itarm oovauint� with
<br /> � '_"""��' limited vuiwlona by Ju�iodiction to conwiwlc a unifotrre secu�iry inaptunent covering reaU propeAy. -
<br /> UNIFORM OpVgT1ANT3. Bomower and Lender covemnt md�ea u folbwr.
<br /> 1. Pi'mept ot Prindpwl aad loterati�'�WYment�ad I.ate Cd��es. Bortower atwll promp�Y WY when due the
<br /> princip�I of md interest on tho debt evldenced by�he Noto w�d�ny�xcpaymont and l�te chugas due under tl�o Nate.
<br /> $. Finado to�7puee�ad Inautioca 8ubjxt to applic�ble law ar to a writtcn waivor by I.ender.RoROwu c6d�p�y w
<br /> Lender on ihe d�y monthly p�yments aro due under the Note,undl�ho No[o is peid in t�ll.a sum("Punds")for: (A)yeuly
<br /> taxes and assessment�whicl�raaX aaain Pdarity ovcr this 3ecudty Insuument ae w ilen an the Property;(b)yearly le�cehold
<br /> p�ymenta or gmund rents an tho Ytoperty. If enYt(c)yearly hezard or property insurance premiums: (d) yeady flood
<br /> inaurnnce prcmiwns. if anp: (e/Y�F �BABe insurance pnmiums� if any: end(� any suma pa�y�ble by Borrowcr to
<br /> Lender,in acrordance wi�h the piro�isia�ns o(W�gr�pA�8� in licu of thepayment of mortgage insurance prcmiums. These
<br /> ikms arc�+�lled•Esc,-row Items." I.eader map.�t any time.collect and hold Punds in an amount not to eaceed tl�e maximum
<br /> amount A lemder for a federxtly rciated mortSage loan map requit�e for BotrowerTs escrow account under the fe�deral lteal
<br /> — E,4tata Seplement A+ocedures Act of 1974 as sunen�led from ame to time.l2 U.S.C.§2601 et seq.("RFSPA").unless nnother
<br />� law ttwt appqea to the FLnds seu a lesscr amaun� !f so.Lcnder may,at any Ume,collect and hofd Punds in�n amount not to
<br /> `r�` , excced the lesser amount. Lenckr may'eumau�te the amount of Funds due an the basie of cunent dua and renson�bie
<br />_':�' ,;� estunates of expemlitures of future Escrow I�ems or otherwlse in accordance with�pplicable law.
<br /> ' 'Itie F�nds shall be held'ir� an.institutloa whose deposits ere insured by a�edeol agency.insbumenlalit�r.or erqity
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<br /> � <�, (including Lender.if Lender�+such an insdtution)or in any Federnl Home Loan Baak• Letder shall apply Ihe Funda�o pay
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<br /> C�?�,;d the Escrow Items. Lender rr�av nat charge BoROwer for holding and applying the Funds.annually analyzing the es�mw
<br /> accounb or vedfying the Esorow Items. unless Lender pays Borrower lnterest on the Funds and applicAble law pern�its
<br /> '��. Lender to make such a charge. However,l.ender may require Borrower to pay a one-time charge for an independent rcal
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<br /> � oswte taz reporcing service used by I.ender ln connecdon with this loen,unless applicable law provldes othenviae. Unless an
<br /> agreement is made or applicable law rcquires interest to be paid,Lender shall not be roquired to pay Botrower any interest or
<br /> ��.t,��, eamings on 1he Funds. 8orrowar and I.ender may agree i�o K riling,however.lhat interest shall be paid on the Funds. Lender
<br /> ;y;;�•- shall give to Borrower,without charge,an a�1nuAI accaunting of the Funds.showing credits and debita to the Funds and the
<br /> �� '�':�,�' pwpose for which each debit to the Funds was made. 71�e F1�nds are.pledged as additional secu�iry for ell su�secured by
<br />:;•fr�s � � ttii�Security Inswment.
<br /> '�'`�.u—�== ii ihC Fuu�ii�t�1d by i..endet ezcccd it;c amaunis�ilted lp be held by applicable law, L�n!tMr abAll Acecwn� to
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<br /> •.��. Borrower for the excess Fm�ds in accordance with the requlTemeats oP applicAbk law. if the amount of Ihe Phnds held by
<br /> '''}'��'' Lender at any time is not sufficicnt to pay the Escmw ltems when due,Lender mAy so notify Borrower in writiog, and, in
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<br /> � "� �`;��� such cASe Borrower ahnll pay to Lender the amount necessary tn make up tfie deficiency. Borrower shall make up the :
<br /> ���r��'�+ deticiency in no more than twelve monthly payments,at LenJer's sole discrelion.
<br /> ' �• •'.�;�-s�t•I Upon payment in full of all sums secured by this Securiry Instrument.Lender shell prompdy refund to Borrower any
<br /> . ��t!�';, Funds held by Lender. If,under paragraph 21,Lender shall acquire or sell the Pmperty.Lender.prior to the acquisition or
<br />_ sale of the Properry, shall apply any Funds held by Lender at the time of ecqufsition or sale as a credit against 1he sums
<br /> . .�:;'Y'..,' secured by this Secv�ity Inswment.
<br />- - �"�• r 3. Appiicatton ot P�ymento. Unless upplicuble law provides otherwise. all payments received by Lender under
<br /> -_,.. :.,,�.L�., paragraphs I snd 2 shall be npplied:tirst,to any pr+epayment charges due under the Note;second,to amaunts payable under
<br />-A ���<<rcK<"�' peragreph 2;third,to interest due;fourth,to principal due;and lest,to uny late charges due under the Note. _.
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<br /> Y � s�• " 4. Chor es; Liens. Borrower shall A ull tuxes, urxessmen�s, charges, fines und impositions attributable to the
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<br /> ��;�,,,� .��!�r�,��, Property which may annin priority over thiF Security lnatrument,and Ieusehold pnyments or ground rent�s.if any. Barower _
<br /> ` ,;,:. �1��,:�; �---� shnJl pay there nhligutions in the mnnner provided in paragraph 2,or if not paid in that manner,Borrower shaU pay them on -
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<br /> ::;��"'t��,;��r time dimcdy to ihe person owed payment. Bormwer shall prompUy fumish to Lender all notices of nmounis lo be paid under =
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<br />_��i: •,;.,��;.,.,f,.� �.,_ ; this pAragraph. ]f Borrower mukes these payments direcdy,Borrawcr shull pramptly fumish to Lender receipls evidencing
<br /> �•�•�,-� .., the payments.
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<br /> :' a�:r•��,,:,'" Borrower shnll promptly discharge any lien which hns priurlry over this Security Instrument unless Borrower.(a)agrees =
<br /> '' `'�!"•'�;�'•''���• ?•' in writln to the a ment of the obli ation secured b the lien in a manner acce wble to Lender,(b)contests in goad fs►ith the
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<br />' ���;�;�,.,,;,.• lien by,or defends against enforcemem oi the lien in,legal proceedings which in�he Lenderk opinion operete to prevent the
<br /> �`'• .�.;lS;s�S�";:"' ` . enforcement of Ihe lien;or(c)secures fr+om the holder of the lien an ngreement setisPnctory to L�nder subordinating the lien _
<br /> ,���., : to this Securily Instrument. If Lender determines thut any pan of the Property is subject to a lien which may attain priority =
<br /> �,;,,;• .:''��., over this Security]nstrument,Lender may give Borrower u notice identifying the lien. Bomower shall satisfy the lien or talce _
<br /> �;�F':, ..�z „ ,:' . one or more of the adions set forth above within l0 dnys of the giving of notice. _
<br /> }„� :�� .• � � 5. HAZ�rd or Property Insurance. Horrowcr shnll keep the improvements now existing on c�reafter erected on the
<br /> �'� Propeny insured against loss by fire,hazards included within the term"extended coveroge"und any other hazard:;,including
<br /> . floods or fk�oding,ior which Lender requires insurnnce. 7'his insurance shall be maintained in the amounts�nd for the =
<br /> '�?�',n ".. ' � Form3028 9190 1/wRe'ujhpuR�.fl -
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