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<br /> coodenwtian or al�r takiq�uP�►y�wt of the Pivpe�ty.or fa oaavey�noe!n Iku ot oadannatlan.aro haebY wi�"ad and
<br /> ilfdl be p�d to l.e�wlrr. .
<br /> In ihe avent at r toW ukia� of the l�nnperty. �ho �o�� siWf be�pplied to�he wna�ecwed by �hb Saa�tuy
<br /> Iniqvma►t.whahe�ar not then due.with�ny exceu pai td o Honower. In the avent of a puti�l t�IcinD ot tNe�opaty in
<br /> widch tho fitr muket value cf the Pmperty immuli�tely bef'ore tho takinY ic eqwil to ar�neuer Ihan tho amount d 1he�ums
<br /> �ecu�+ed by thfa Security Inatrument 1mme�Wtoly beforo tho taki���.unkss Borrowor wxf I.ender otberwice a�roe in wdtrn�,
<br /> the iw�u sacured by tfiis Socurity in�uume�t�h�ll ba r�educed by the amaunt oP thep��d s muitiplled by the fdlowin�
<br /> t'r�tian: (a)1he twal utiount of the auma�ecurod lmmediately befaro tha nkin��divlded by(b)tho tdr m�rlcet vduo of tho •
<br /> Praperty inunediotaly bei'�e the takin�. My iwlwticc rhull bc puid to 8orrowcr. In the evrnt of n pastial takinII ot the
<br /> Prope in which the foir makat value of tho Prapctty immedi�tcly beforo the t�kin�iz leas than the amaunt of the�umt
<br /> sec�immedlately befaa Ihe Wcing, unless Borrowcr w�d I.endcr otherwlse a�neo in wrida�or unlest spp8cable l�w
<br /> otherwiee provida�the proceeds ah�ll be applied to the wms securcd by thi�Security lnsnument whether or nat the�uma aro
<br /> then duo.
<br /> If the PropeRy Is nb�ndoned by Borrower.or if.afler nolicc by I.ender to Bornower U�at the condemnor ot�'era to make
<br /> en�wud or senle�clwim for drmages,Borrower fails to rospond to Lender wlthin 30 daYs�Der dx�the noticx is glven,
<br /> Lender ie authoriud to rnllxt and apply Ihe proceeda.at its option.oithcr t�m:toratiai ax nepaer of I�a Pmpmty or to Ihe
<br /> :um4 aacured by dds Security Insmiment,whether or not then due.
<br /> Unla4s Lender an�Bacawer otherwiise agoa�In wdting,any appliruion of proceeds to principal s[m[1 not extend a
<br /> poatpono tteo d�oc datc of the n�onthty payments referred to in pe�graphs 1+�ud 2 or change tt�e amount of such QaXments.
<br /> 1�. �er Not Rek�ed; RorbeAraace By I.eader Not � Wafvec Extension of the time for paymena or
<br /> madi€ic�tia�of aaort�zation of'tt�e sums secured by this Security Instrument granted by l.ender to any sucoessar in intercst
<br /> of Boriower shall not opemte ta�elease thc liability af ihc original flormwer ar Horrower�s successors in interest.Lender
<br /> sludl tioi be ui�ed ta commeuce proceedings against Any successor in interest or�efuse to earend time for payment ar
<br /> othcry�rise t�od��fy u�ortizutian of tho sums secured by this Secu�iry Insuumem by reason of eny dem�nd made by the aiginAl
<br /> Bort�ower�'ERorrower�succe�wxs in interest. My farbeuram.�e by Lencler in exer�cising�ny right or rcmedy siWl aot be�
<br /> __ __:,;:;E°� waiver uf�r precldde the exercesc of s►ny right or remedy. '
<br /> --=�-=�`s;��,�� .. . 32.•Sacceasors and Asslg�s�3aund;Jolnt and Several Llebiltty;CaRignera The cavenonts and ag�ements of this
<br /> -_- Security Insuument sha11 bind and benetil the successorx and essigns af Lender and Borrower,subject!o the provisions of
<br />_� — ° patagr�ph 17. Bor�oW�ar§coven•an�s end agreements shall be joint And sevcral. Any Borrower who cn-signs this Securiry
<br /> _� �uument but daes not execule the Note: (a)is casig�ing�his Security Instrument only to mortgage,grant and convey that
<br />-- , BoROwe�'�intenesl in the Property undcr the terms of this Security Inslrument: (b)is not personally obligated to pay the sums
<br /> � secured by this Secu�ity Instrument;and(c)agrees that Lender und any other Bomower muy agree to extend,modify,forbeu
<br /> � or make any accommodations wltU regard to the temts oF�his Security Insttument or the Note withuut that Bomower�s
<br /> _,.�� can�ent.
<br /> - 13. I.a�a Cha If 1he loan secured by this Security Instrument is subject to n law whicVa seta meximum loan
<br /> clurges,nnd thst lAw s fne!!y interptrt!V1�►thet the imereat or other loan charges collected or to be coAected in conncetion
<br /> '= wilh the loan exceed tiie permltted limits.then: (a)eny such loan charge shall be reduced by the amount necessary to rcduce
<br /> �+ �� ttw charge w the permltted limit;and(b)nny sums already collecred from Borrower which exceeded permiited llmits will be
<br /> rcfunded to Borrnwer.�l.ender may choose to make this refund by reducing the pri�cipul owed under the Not�ur by making a
<br />=".�•: dlrect paymsnt to BaROwer. Dt'u�efund reduces principul.the reduction wild be aealed as a panial prepoyment wltl�aut�ny
<br />�:_�, papayment chnrgq undc,r the Nate,
<br /> _ 14, Notiees. Any naice to Bortawer provided for in thix Security Instrument shall be given by delivering it or by
<br /> meiling it by first class mail unle+s upplicuble law requires use of onother me�hod.The notice shall be di�+ected to the Propeny
<br /> Addt+ess or ony other addrews Barrower designates by notice to Lende�. Any notice to Lender shall 6e given by first ciAss
<br /> � mait to Lender�s address atated hsrein or uny othcr addresc Lender desigaates by notice to Borrower. Any notice provided for
<br /> ;� ia this Security lnstrumen� shall be deemed to havc been given to Borrower or Lender whcn given as pravidad in this
<br /> .�, P�g�.
<br /> �;,! -""�,,, 1S. Coverning Law; Severability. This Security In�:trument xhall bc govcrned by federal luw and Ihe law of the
<br /> �. judsdiction in which the Property is loca�ed. In the event thut nny provision or rluuee of this Security Instrument or the Note
<br />_- �:, , contlicts wi�h applicuble law,yuch conflict shull not offect o�her provitiions of thix 5ecurity Instrument or the Note which can
<br /> - ��'••. �� be given effect without �he conflicting provision. 'Ib this end the provisionti af�hiti Securiry Instrument nnd the Note ure _
<br />- declared to be severnble.
<br />�'`� R_; 16. Borrower's Copy. Borrower shall be given une confarmed copy of the Note und of Ihis Security Instrument. _
<br /> •y,.;.:� 17. 7Fansfe�of Ihe Properly or a Beneflclwl lnterest in Burrower. If ull or uny purt of the Propcny or uny interest in
<br /> ; �..l�r'"� it is sold or trunsferred (or if u bene f iciu l intrrest in Borrnwcr i.sold or tron,fcrred und Born►wer is not A nutuml p erson) _
<br /> � ��• v without Lender's prior written cons�:nt.Lender muy,u� itz�iption,reyuire immediut�pnyment in full of oll sums secured by
<br />-�'� ".".i"�. this Security Instrument. However,this option shull not be exercised by Lender if exercise is prohibited by federnl law us of -
<br />: '�j. �+:�• the date of this Securlty Instrument. -
<br /> '��'�' ' If Lender exercises this option,l.ender shull give Borcowcr notice of uccelerution. The notice shell provide u period of
<br /> �L�.� '
<br /> _ � not less than 30 dnys fmm the dute the notire is dclivrred ur muiled wi�hin which Burrowcr must puy all sums xecun:d by this
<br /> =~�Y,;, Securhy Instnunent. It Borrower fuils to pay these sums priar ro �he expirn�ion uf this periad, Lender mny invoke any _
<br />.�-� "�,P. "' nemedies permitted by this Serurity In,trument wi�hout furthcr naice i�r demsmd on Bon•ower. -
<br /> •'�_� �;;��'��''�:' � 18. Borrower's Rlghl to Reinstute. !f Bormwer meets ceriuin conJi�iunx, Bom�wrr +hull huve the right to hnve
<br />�'�� � �':�• enforcement ot this Securiry Instrument discontinued ut uny time priur to Ihe e•rrlicr ot': (a)5 duys(or such other periad as =
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