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<br /> ToaeTFl�R wrTH au tbe+mpmvemenu aow ac tiar�ttar erectaf oo�he pmpaty.ana d�wemeou,.ppwteoror«�
<br /> iad Axwroa now a 6aeat2er�pat at tbe AU repl�cen�enu ud addidons s1�U alw be coverod by thi�Sea�rity �
<br /> lnwumeA� All ot the ture�aiaj b referced w��Sacurity Ia�wmait aa�he"Pcope�ty."
<br /> BORROWBR COVBNANTS ihat Borrower fs bwfliUy ui�ed of tho e�wte bw+eby conveyed�nd tw Iho d�bt to�taat
<br /> •nd canvey�U�Pmpaty�nd duit tbo PropcRY i�w�ocumbe�od,exapt far encumbr�ncea of mcoN. Ao�rower wa�renu wnd
<br /> �u a�r�oa ty the titb w the PmpenY�Inst dl cidm��nd dem�nd9.�ubJect to�ny eacumbnnoes of iecord.
<br /> 17i13 SRCURl7'Y INSTRUMENT combina unifacm covenanu for mtiaad u�e �nd nan-unifarm cove�w�u with
<br /> —..'...`�.T., .. - WNted vul�dom by juriodiGian to co�utltute a uniform cecurity inztnur�ent cavering real property.
<br /> [AVIPORM('OVBNANY'S. Bormwer�nd I.ender covenanc�nd�groa�a iollav►n:
<br /> 1. Ppymetit d Pdnclpal�od late�ti lM�p�y�aent and I.�te Ch�rRa. eorrawer ct�l!I��Y l�Y when due the
<br /> priaci of and latenst oa tha debt evidenced by 1he Note u�d any prop�ymont and I�te c�es due under 1he Nate.
<br /> ��u�ds[or 7Mua�nd Ia�uraaoa SubJxt w appficable I�w or to a written waiver y L.ender.Bomower sh�ll p�y to
<br /> .— L,cnder on the day monlhly pnyn�ente are du�under the Nota.uoHl the Nae ia�id in tbQ,a sum("Runda")tor.N)Y�Y
<br /> -_<<�� _��y� twxes aad asaessmente which may�ttain priority over thi4 3ecudty lncuumont ac o lien on the PropeAy:(b)yairly louehold
<br /> psymenta or gmund nents on tho Pnuperty. if any: (c) YearlY haymd or PmpeR!' incuranco promluma; (d) yculy flaad
<br /> lneurancn pnemiums. if ony;(o) yearly mo�tgege insuwtice pramiumo, if any;and (�any sume payablo by Bonower to
<br /> Lender.in Accordance with tho proviBions of paregraph 8,in Ileu of the p�yment of mortgago lnsurnnae promiums. 7Uase
<br /> itemo nro culle�"�scroW Rbeme." Lender m�y.�t any Nma,collect and hold Funda in an amaunt not to eaceed tha ma�cimum
<br /> ' �uanoant a lender for w fedec�lly reUted mortgA�e loan may rcguirc for Homnwer�s escrow account under tho fedoml Rral
<br /> Esuite Seplcd�ent Roc�du�as Act of 1974 as amcnded from timn to time,12 U.S.C.�2601 er seq.("RFSPA"),unless anotltcr
<br /> I�w ibnt s�pplies 10 d�Funds sets a lesscr amoun� If so.l.ender may.at any time,callect aad hold FLndc in an amount not 10
<br /> +�` cxcad the les5tr amounG Leade�may estimate Ihe amount of Punds dne on the tiasix af curroot daw and neACOaable _
<br /> eaWnates of eapendiwres of futuro Escrow Items or otherwise in accordance with applioable law.
<br /> The Wnds shWl be held in an insUtudon whose deposiia are insured by a fedefll agency,instrumentality.or entlty
<br /> (including Ixnder,if L.ender is such an instUution)oi ia ar,�y Federel Home Loan Bank. I,ender ahnll apply the Funds to pay
<br />-. w Items. Lender ma not chcir e Bortower i'or holdio w�d a lying the Fbnds,annually pnalyxing the escrow
<br /> the
<br /> Fscro h r pp
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<br /> .'�(� account,or vedfying the Escrow Items, unless l.e+rk�pays Bam*wer interest on the Flmds and appliceble law permlts
<br />''; ""� [.endcr to make such a charge. Howe�•cr,Lcnder may requae B�xrt�wrr to pay a one-time chfuge for an independent�+eal
<br /> ,,p:. � estate tax rcporting servke usal by Lender in connecdon with this I�un,unless applicable law provides otherwise. Unless an
<br /> �� agnement is made or appltcable law requires interest to be puid,Lender shall nut t«e required to pay Barower eny interest or
<br /> � earnings on the Punds. Borrower and Lender may og�ee in wrid�g,hc�wcver,[hat intemst shall be paid on the Funds. Lender
<br /> �<<;°�• • shall give to�orrower.without charge,an annuW accoundng af the Funds,shawdng c�dits and debits to the Punds end Uu
<br /> ;;,;- .� ,�, purpose for ti�•hich each dabit to�he FLnds was made. The FLnds are pladge�as additional secwrity for all suma sxurcd by
<br />_,;���, + . . �,, thisSecuri¢ylnstrumen�
<br />:_��r. , r��iw• Ii tiie �unds heid iry i.rnder cxcee�i Ihe mnowd.i prru►iit�J �,� ba i�ld h} appiicabk iwil', I.��r sha!! accuunt to _
<br /> • � � `;;, ,.� Borrower for the excess Funds in accordance with the rec�uirements of applicablo:la�ti. If the s►mount of the Funcls held by __.
<br /> ��� ^"'�� Lender at eny time is not sufficient to pay the Escrow•Items when due,l.ender may so notify Borrower in writing.and�in
<br /> . �,✓ .. 4
<br /> � �;a�;:`"•R such case Bomower shell pay to Lender the amount necessary to make up ttie deticiency. Botrower shall meke up the -
<br /> � '�'�t°.*�.�"••, ,, deticiency in no more than twelve monihly payments.at L.ender's sole dlscretion. �.
<br />;:`�i�.' � . .�`�"�•".;r. Upon�nyment in full of all sums serured bv this Security Instrument,Lcnder shall promptly refund to Borrowar Any
<br />'::;i "" �n��;��' FLnds held by L.ender. If.under pamgmpb 21.Lender shull ucquirc or sell the Property,Lender,prior to�he acquisition or _
<br /> ` ��"�•'''r`�� sale of 1he Pro shall a I an �nds held b l.ender at the time of ac uiRition or sele as a cnedit a ainat�he sums
<br /> � �:. ,�t• ,s � PertY. pP Y Y Y q 8 i�
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<br /> ';;t,!��:�:,.,�r;.,���' secwed by this Security Insdument.
<br /> '•' '"-�:`�'�'�'^ `'• ' 3. Applicntlon ot Faymenla Unless applicable law provides otherwise, all payments r�eceived by I.ender under =
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<br /> , �(- •• `' paragraphs l and 2 shall be upplied:first,to uny prepuyment chorges duc under the Note;second,to amoun�s payable under
<br />`.- ` :�. :��++GSL;r"'��f:..,� paragraph�;third,to intenesl due;fourth,to principul due;and last,to uny late chw'ges due under the Note.
<br /> " ' ���^; �,r,;.: �:•� 4. C�urgesi Llens. Borrower shall puy all �axc,, uc�essments, charges, fines and imposidonx uttributable to the
<br /> -a'',�.;,�,.- propeny which moy attuln prior�ty over this Securiry Instrument.und lensehold pnymenis or ground rents,if uny. Borrower =
<br /> -:��'{.r.;�;_-•;-��-- shall pay these obligations in the manaer pmvfded in pnragraph 2,or if not pni�l in tha�mnnner, Bnrmwcr shull pny them on _
<br /> ;,�' ;..y:rr��..M�--•,'�'� time di�ectly to the persun owed puyment. Borrowcr shnll promptly furnish ro Lendcr oll notices of nmounts to be puid under
<br /> '�'r this ra h If Bomower mukes these men�ti directl Bomnwer�hull rom tl fumish 10 Lender recei tc evidenci
<br /> ;:,'„ .f.d�•,}t,. ;�,"�%;����� Paru6 D • WY Y� P p Y p• � -
<br />�:-�.;r� ;.':w;,:_::,,. i��4., thepaymenis. ;
<br /> ' �r•��'• Borrawer sholl promptly discharge any li�n which has priority over t h is Security Inswment un less Borrower:(a)ngrees
<br /> . .,'.��;;.(��ft,l,��• :� :•`.K�Sr in wri�ing to the paymenl of the obtigatian secured by the lien in u munner ucceptahle to Lender:(b)contests in good faith the _
<br /> �:�Y�=.°'�;".',;�"•. ,,. .s lien by,or defends agninst enforcement of ihe lien in,Icgul proccedings which in Ihe Lender+apinion opernte to prevent the =
<br /> �;r• "`'�'�.�" • �'�: :, enforcement�f the lien;nr(c)�ecures from the holder uf the lien an ugreement sAtisfuctory to Lender subordinating the lien =-
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<br /> L �'>•••'k• ';••�'` to this Securiry lnswment. If l.ender determines that uny psut of the Property is subjecl to a I ien which may attain prioriry
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<br /> ' ',^;�,;:il�,.+�r over this Security Inswmen�,Lendcr mAy give Borrower u notice idemifying the lien. Bonower shall sulisfy the lien or take __
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<br /> -- �'� ;?,,n;..:;, one or more of the uc�ionx se�ionh ulx�ve within 10 days o(thc giving of notice. �
<br />''' �����'•.�•� � 5. Hazard or Property Insumnce. Bormwcr shull keep thc improvements now exixting or hereafter erected on thc -
<br /> ,,,�, y ,.t�:;:��,s< ,..:t:. ,
<br /> �: ,�;;i�,�r�;,tt:,,�" Property insured ugainst loss by fire,hozcirds included within the tenn"extended cuverage"and any other hazarcl�,including E
<br />.._'�!• .... , floods or tlooding, for which lxnder requires insuranre. This imurunce shall t+e maimuined in the amounts and for the _
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