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<br /> cadenwtlao or aher uikina of�ny part of rhe Propeny.or for�onvay�noe i�lieu of�aqdarm�lon.aia hateby�udjp�ed�nd
<br /> �bdl te p�id w Lender.
<br /> In tho evont ot w talal WcinY of the P►ope�ty.the proc��eeda�lull bo �pplied to the Wuiu �ocured hy Ihi� Seaurky
<br /> In�hurr�nt whelher or nat then Jue,with�ny e�coc�a paid w Banower. In the eveM W i pwtl�t�kin�af tho Pmpaty in
<br /> whlch the t�alr m�rlcct vdue of the Prvperty immedi�tely befbne the ukin�is eqwl tb ar�te�Ilw►1he.amount af the rum�
<br /> secu�ed by thir Secudty Inatrument immediately beFom the ukioy�,unks�qamwer and I,�nder otherwl�o+�Qnee in wri�ing,
<br /> �he wm,�ecurod by�hi,Secud�y imnument�hdl bo roducat by�Ne amount of Uie pneceodo muhiplled by�he fallawinj
<br /> (raction; (�)ihe toul amount of'thc suma cuur�al iinmedla�!;•'.+cfart the toking,divided by�b)Ihe f+�ir m�uket value of the
<br /> ' '—���� property lmmedlately beforo the Wcing. Any balnnce chAti be paid to B�xrower. In Iho even�of a pwtial �Mking of the
<br /> F'roperty in which ihe fair muket value of the Pmpeny immedixtely before�he I�Icing is leu�that tho ntnaunt of tho tumi
<br /> cecu�d immedi�tely before the�aking. unlcss Bomower�nd Lender aFrcrwlse agroo in wd�ing or unlesc applic�ble law
<br /> otharvvico provWw.�he proceedc ch�ll be wpplied to�ho cumr�ecund by thie 3xudty Inruument whather or no1 the numo a+e
<br /> Ihcn duo.
<br /> - --•---— �---- If the�'toperty is abendo�ted by Bonrower.or if,aRcr noticc by I.ender�o B�rnnwer thM�he condcmnnr oNen:to m�lce
<br /> +u�awatd or aeab A cleim for dameges.Bon+ower fails to respond to L.ender within 30 doya afkr 1he d��e tho notice ia given,
<br /> l.ender is�uU�orized to caltect oxl appl�r d�pr�ceeds.at its option,aiihe�to nestoradon ar�epair af Ihe Propeny or to tha
<br /> sums socu�ed by Ihis Security I�trument,whefAer or r�ot tM�due.
<br /> Unkss Lender�nd Bonower oUierwis�e qgroe in writit�g.any applicutioo of proceedn to princi.�w!st�afl not eatend ot
<br /> pastpone the due date of dro maMh1Y PaY��efemed ta in pav�eaphv 1 and 2 cx chwngo�o pcnouni of such paymen�s.
<br /> ll. Borrower Nd Rekased: �or6earu�ce By I.e�dcr Not � Wdver. Eatenaion oE tt� ttene for pagment as
<br /> modlBcation of amortizatian of the sums securcd b�this Secvritr Insttument granted by I.ender ta any suceesso�in inle�est
<br /> of Borrower shall not aperate to releuse the lisbility of the origin�J Borrower or Borrowerk successors in iawerest. l.�nder
<br /> — e�hal!eeat hc requircd to commence pmceecling�against arep succes;or i�intemst or�efuse to extend time tor payment ar
<br /> ;�� ott�erwise mpdify amorlizatian of the sums secw�ed by�his Security(nsttument by rcason of any demnnd made by the original
<br />- Ilortawer or Bomower's surcessors in inlerest. My forbeorance by Lender i�eze�ising any right or�eme�ly sholl not be a
<br /> waiver of or preclude the eaercise of any right or remedy.
<br /> • 12. Successois and AsatQns Boundi Joint and Severnll.IwbUity;Co-slgners. 'fhe covenants und ugreements af thix
<br /> Security Inswment shall bind and benet�t the succexsor�and essigns of Lender and Borrower.subject to Ihe provisions of
<br />� paragrnph 17.Bornowers covenan�c and ag�eements +hall be joint und severnl. Any Borrower who co-signs this Secu�ity
<br /> - Inswment but dces not execute the IVote: (a)is casigning Ihis Security Instmment only to martgago,grnnt und convey that
<br /> __ Borrowerk intercst in the Propeny under thc lenns af tbis Security Instrumenh. (b)is not pe*sanally obligated to pay the sums
<br /> secured by this Security Instrumenr und(c1 Agnees that L.ender und any other Borrower may agnee to extend,modiiy.forbear
<br />_- — or make nny a�:commodations wilh �gatd to tha terms of this Security Instnrment or the Note withaut that Bormwer�a
<br /> consent.
<br /> — 13. I.am Clui�es. If the loun secured by �his Security Ins[nrmeni is subject to a luw which setR maximum loao
<br /> - = ci�wgcs,+u�d Q�at iew ia fi�aiiY iniarpreied�o ihai thc inicresi or oihrr loar:ch�rgex co!!ecled or!o he co!lected in cQStnectton
<br /> with the ban exceed the permitted limils.then: (u)any Runh loan churge xhall be reduced by Ihe umnunt necessury to reduce
<br /> the charge ta�he pe►mitted limil;nnd(b)uny sums already collected from Borrower which exceededpermittecl limits will be
<br />_ reflinded to Borrower. Lendar muy choase�o make ihi�rePund by reducing Ihe principAl owed under the Note ar by m�icing A
<br />_- ditect payment to Dorrower. If a refund reduces principul,the reduction will be treuted us A parlial prepuyment without any
<br /> prepaymen!charge under�he Note.
<br /> ', • .,,�;� �., 14. Notices. Any notice ta 8anawe�provided for in this Security Instrument shall 6e given by delivering it or by
<br />' �„ muiling it by finet clavs muil unless npplicnblc law requins usa of nnmher method.The notice shull be directed to the Property
<br /> °'��` Address or An other uddress Borrower dexignates by notice to L.ender. Any notice�o Lender shall be given by first clatis
<br />- �. �;r,.`�;?r;='�'.;�. . Y
<br /> mail to L.ender w uddress slated herein ar uny other uddrezs Lender designute�by nollce to 8ormwer. Any noticc provided for
<br /> . � e
<br /> � - in this Secud�y Ine�n�ment shall be decmed to havc l►een givLn �o Barrower or Lender when given as provided in tMis
<br /> L�.
<br /> - � �:i.:ti_aon paregraph.
<br /> �` �' ' ''�� 15. Governing l.aw; Sever�blUty. Thiz Srcuri�y In,tniment zhull br govemed by fedcrul luw and thc luw oP the
<br /> "�� �n'''�" jurisdiction in which the Property is loca�ted. In the event�hu�uny provicion or cluuse nf�hi+Secu�ily Instrument or the Note
<br /> �� ' � �'� conflicts with a lirnhl�I�w,cuch r�mflict zhnll nnt nffect��her roviciom of:hi+Securit Instniment or Ihe Note which cun
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<br /> ' .� � ,�.»,,Yd;•�,r he given effect wi�hout tlx:conflirting provihinn. 'I'ii�hi�end thc prc►visions oF�hi. 5ecurity Instrument und Ihe Note iu+e
<br /> • �` , �, declared to be scveroble.
<br /> '`,•' � � 16. Borrower's Copy. Borrower rhull be�tiven one conliirnud r�ipy of thc No�e uncl of thi.Security Ins�rument.
<br /> `��''�r � . ���.1�� l7. 'llr�nsfer ot the Properly or u Henelicial lnterest in Dor�ower. If all or uny pun��f tNc Prr►perty or nny interest in
<br /> �"`�r'` ''r.��� "`'``' it is cold or trunsferred lor if u benetici��l imeres�in Borrower i� ,i►Id or trun.feR�d unJ Borm�ver i�:not u nuroral penun)
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<br /> '� ' ' � • �'"��� without Lendcr's rior written conrent.Lrnder ma ut its o tion,n uirr immrJia�c u meni in full of utl sums securcd b
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<br /> � �his Security Instn�ment. Nowever,�his option shall not t+r exerci.r•rd by Le�xicr it'exerci�e is prohibited by federnl luw a�of
<br /> '�,�' �_,. �''•`'�'' :" the dnte of this Security Inswmenl.
<br /> ,,.� k�'" '�� ' If Lender exerelxes this op�inn,Lender xhull give Bom�wer notice of ucrelerut„m. The n�iNcc shull provide a periai of
<br /> ���` ,a�• •. not lesw thnn 30 duya from the du�e�he no�ice is dclivend or muilecl within which Borrower musi puy vll sumn secured by this
<br />`:� '• � `°�'�=• 5erur�ty Instmment. If Borrower fuils to puy thesc xum. prii�r k� the cxpiru�ion of thi� period. Lender muy invoke any
<br />�+, " _��'�'� �� remedieg pertnitted by thi,Securi�y Inti�rumcnt withou�funhcr notirc or demand on Bom►wcr.
<br /> • <~� 18. Borrowcr's Rlght to Reinslofe. If Burru�vcr mret. cenuin conditinn., Borrowcr tihull huve the right to huvc
<br />- ��±y��•���� enforcement of this Security Inxtrument di+continued a�any timr prior to�he rurlier M': (n)S duys(or guch other perioci ns
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