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<br /> � '��'�y�����O�Iq IIOMI Of a11�1�A1f MrOiM�OA IM�O�IIAr�MIO�1 MYOIIIOf1U��� ,.
<br /> Ml��bl{�M�011►/R fMl��l�f����plrlpflY. ��Md�1���/Q.�OONM�b� �al/�
<br /> ienn�a�r. All d 1!M 1lwMoiN�i���d�o ie thb leadty lmatiwMt w.IM"Rtopwty." , .
<br /> HqYfR01Al!!R�NAN'1'8 dW B�ower i�I�wh�fly Md�ed or lhe ewMe h0lrl�y a�tYCy11d Nad bu tlle tijNt!o�IMII
<br /> a�d ot�p�ey tlap1rope�t �nA du�t the Propeny ir uaaic�unba�ed.exce�N for enaanb��noa�af eec�ord. aama�er waarr�nt�and
<br /> wlll dMMtd/eoanNy th d11s w the P�oQeAy yain�t tll cWw md denund���al�jeot�o ay�6�r+�noM n�nt.�ad.
<br /> '1'� St3CURITY iN&TRUMBNT con�binw unUacm cova�wqti[or arWonat use ead aon�nitn�n+re+v��nn �id�
<br /> liqaftd v�tWion�by jwi�dlcllon to aonqitute�unifam�.4irlty Mub�a�cwain��a+�l popatY• : .
<br /> U[�M GOVi3NAN1'S. Baruwor�nd L.endex covennt apd�pee u fullo�v�:
<br /> l. l4�nt of Pri�ctpd�n4 Iata�eMi Prepq�eae s�I.tle Cl��es. Bonowet duN promptlY qY whea due tbe
<br /> �of�nd interest an tbe debt ov)denoal by the Note�ad aaY p�P�Y��!qe ch�rgw due w�da the Naro.
<br /> Fbad�tbr'haa s�i I�wraoce. SubJoct to�pplicab{c!aw or to a anitten wafver by I�endcr.9�es eLall pay ta
<br /> L.a�der on the d�y mmt6ly pqnna�ts uK due under tha Note.wiW the Nota is pid in fuU.s sum("Fi�1�")far:(�)yarly �
<br /> tRxe:aad�weaanena whicb m4y�a�1n prlaity ova thi�Security Insdwnait as a Nee aa the NopatY:(b)Y�Y�
<br /> p�ymenu ar gnuund renq at the Pt+npaty.if any: (c)Ye�ly �tard n�ProP�Y �a�ca P�rsaiums: (d1 Y�Y �
<br /> in�tur�noe P�'emiumo.lf aqr: (o)Ypu9y matYaBe iiuuru�oe p��.if arry: �ad t�any s�aa�Ip�'�bre bY Noeewer w
<br /> La�der.in�ccardu�oe with trie provi:lans of p�ra�r�ph 8.ie liea d diepaymant of mort�e inop�000 pe�nivrta. 7t�ese
<br /> Iteona am eallod'Enciow Itpin." l.a�dcr�y.at any dmc.ooilecx and l�old Iitnds ia�a amoirot nol ta txooeil tbe maxinwra
<br /> aa�ount a laidier tor�fedaally relatod matg�ge lown may nequi�a fa Bamw�at escro�►�000�unt under dre feden�t Reai
<br /> Fsqre Satleaont�t�ooetlMres Act of 1974 a�ameedod fio�a Wne w time.l2 U.S.0�2601 el s�q.('RESPr1'�.�des�anoUrcr
<br /> law thst a�rties to Ihe Fi�ads aets s les+�er nannunt. If�o.l.e»der nu�y,�t any tirtre.oollect aod hoW Fuadi��a amount not to
<br /> exoeed tbc kcar�nwu�M. l.ender mry estjm�to�be anaunt of E�nda due on the b�sis of cu�+M d�ta and ne�awib{e
<br /> i esd�a�te.�af eupatditwea d fuAu�e Bsc�ow Uems or atl�wlce in�cca�d�t�co with�pplic�bk taw.
<br /> i The Hu�d�aFull be heAd i��n ir�titution vrliose depoRia are inwrod by �fedenl ag�en�.y.i�strumeapdity.ar erqjty
<br />' (iaeludiag l.atda�.if I.aider is such ao instiatian)or in my Federal Hane L,aan BuJ�. l�ier a6�11 spply d�o Rmda w WY
<br />� tde Bacrnw Items. Lenda rn�y na cAugt Borrower(or hoWiug and applying We Hnds.aaawlly waly�ing We esa�ow
<br /> �ocount,ar verifying tbo Escrow Items� w�less Lender paya Bonower interest aa tde fluWs ard applic�ble law pertnits
<br /> lxnder w iruke such�chuge. However.Lender may roquiro Barowa to pay�ane-time cl�rge far an indepeMau�eal
<br /> e�te ax rcpordng cavke used by l.ender in connection with this loan.unless applicabb law providea otl�erwise. Unless an
<br /> agroement is made or�pplica6le IQw requi�es intetest to be paid.Lender shall not be requi�ed to pay Bonower any inoerest or
<br /> eaming:an tbe Eiuid�. Bo�tr�M Lender may agree in wridng.however ihat inte�st shall be p�id an the Funds. l.a�der
<br /> �Q give to Borrower.wit6rs�1 c�wrge,an annual acc4uMing of the Equds.showing credits and debite to tho Flinds and the
<br /> pwpose for which each deblt to the Hmds was made. 1be Fbnds a�e pkdged ns addidonal sahuity for dl wms�ecu�sd by
<br /> �k�'uecaiity��
<br /> lf the �a�is held by La�der exceed the ao�ow�ts permitted ta 5e held by�pplicable lavv.Lender aheU aa�ouat to
<br /> Bormwer for tfie excess I�Unds in ec�dance with the�qvaaement�oi applipbk law. If the�amr+TUnt of the f�nds held by
<br /> Leader u aay Wne is not aufficlent to pay the Escrow lt�ns when due,L.ender m�y so notify&o�aower in writin8.nnd,in
<br /> such case Borrower �hall pay to Lender 1he sunount �ra�:�ssary to make up the deficiency. BqMmwer stWl make up�he
<br /> deflciency in no more than�welve monthly payments.at l.ender�s sole discretion. .
<br /> Upon payment in inll of all sums srrwrcd by lhis Security Instrument.Lender sh�it prompa0�, refund w Boirower aay
<br /> Funds held by L.ender. [f,under{wrag�aapfi 21.Lender sh�li acquire or sell the Property, Lendcr,:prior to the acquisition ur
<br /> s�le of the P�operty.ahall apply any Punds held by l.ender at the dme of acquisidon or sale as a crcdit pgainst the swns
<br /> seiurod by this Security Instrument.
<br /> 3. Appltcadoe of PAytnents. Unless npplicable law provides otherwise,a�19 puymenis rxeived by Lender under
<br /> p�agraphs 1 end 2 shall be applied:firat,tn eny prepayment cherges due under ihe Nde:secaixl,to emounts payabk w�der
<br /> para�raph 2;third.to intereat due;fourlh,t�o.primipal due;and las�a any late charges due undcr a�he Note.
<br /> � 4. Chat�es; I.len� Homnwer sha90 pay a11 tuaes. ussessments, charges, fines and impvsiaons aqribuwble to the
<br /> Property which mny n��;}pri=y ovcr ifaia Sra.+�a�q lnsUvmant.and leasehold pay�nts or gro��d rcnte.if any. Borrower
<br /> shall pay these obUga�ons in Ihe manner provided in puragraph 2,or if�ot paid in that manner,Bumower sh�61 pay them on
<br /> time dircctly to the persoi�owed payment. Bonower shu11 pmmptly fumish ro Lender oli aWires of amaunts to be ppid under
<br /> �his pa�agraph. If Bomower mokes these Rayments dir�ecdy,Barrower shall promptly furnish to a.ender reoeipts evidencing
<br /> �he payments.
<br /> Borrower shall promptly discharge Anv lien whic�o h�s prioriry over this Securiry Insuumera unless Boirower.(a)egrces
<br /> in writing to the payment of the obligatior secured by n'he lien in A manner accaptable to l.ender.!b)contests in good faith the
<br /> lien by.or defends aga�nst enforcemcnt of the lien iro,legal proceedings which in the l.endrr�opinion operate to prevent�he
<br /> enfor�ement of the lien;or(c)secures Gom Uie holder of the lien an agreement s�aisf�c�ory to I.ender subordinadng the lien
<br /> to this Security Inswment. It Lender tk't�e,�vnines lhat any part of�he Piopetty is sabJeet to a lie�which may at�ain prioriry
<br /> over Ihis Security lnswment.l.ender map :c�•�e Bomnwer a notice identifying the lien. Borrower sh�ll satisfy the lien or mke
<br /> one ar ma�of tche aclions set fonh above w�':dn 10 days of the giving ot notice.
<br /> 5. Haz�rd or P�operty Inw�aoee. Borrower sha��keep the lmprovemen�s now existing or hereafter erected on the
<br /> Ptopetiy insuted aguinst loss by fire.huuds included wi�hin the term"extended cv,verage"and any other hazards.including
<br /> floodr a ftooding,for which Lender roquires insurana. '[l�ia insurance sha1G be u�aintained in�he amounts and for the
<br /> lawm J�Ti !I!� fPoBt 2 aJ6 pogst)
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