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<br /> . �onGammtian ar atlbr t�ki�ar�ny p�r��f the P�oQe�ty�or icr canveyan�o ln Iku of ca�1a��Oa S��d•ad
<br /> �I�1)be p�id tu l.e+�der.
<br /> � In thc eva�t of�toW Wcin�of ihe Property. tl�a �nweods �hall be �pplled to the wm�Rawrod by Mds Secudty
<br /> Inaqump�t.v►tr�ether or.not d�dt due.wilh any exoesi pId to 8�mnwer. In Ih�s event ot A paAial uk[n�d Hw P�+cpaty In
<br /> whkh the fiir marka value af tho Pmpeny immedi�tely befare Uro t�kin�is oqual t4 ar�ter th�n Iho iuncxu�t of the wm�
<br /> recwed by thi�Socuri[�inurument imme:diwtoly Defae the tAkin�.unks�No�wer and Lcndcr dherwise�m in writin�.
<br /> �he wmt recured by Ihis Swudly Inswntent ch�ll be roduced by the uiwunt nf Iho p�n�xe�muitiplisd by Ihe fdbwin�
<br /> traclloa: (al the lou�amount oP thc sums�ocurod immodi�tely beforo the�alcing,dividad by(b)tho foir rtwrAet vdue of�he
<br /> Prope�ty iit�medl�tely befoto tha tdcin�. My bdancc�hall bc paid to Bwtowor. ln the event of a pardal WcinQ of thR
<br /> Property(n which the idr muket vdue oP�he ihopert,y inunediately beCare �he uiking is kss than the�nwunt of the sums
<br /> �ecurod irtamedluety 6afaie �he t�king,unk� Barower atKf Ltnder othenvko ognee io writing cx unleu �pplicabk I�w
<br /> qherv�►ice provida.�he p000edw du�ll6e�pptiod a�he wnw socurcd by U�iw Secwi�y Incnumenc wtwxher«n�a�he wmr�ro
<br /> �bon duo.
<br /> ii�hr Pmpe�ty da�bwndonc�l by Borruwer.w if.YAor�wti��a by Ix�wlnr�u B�xtower that the condemnar offers to make -
<br /> �n awatd ar realo a claim for dunagcs.Borrower f�ils to�spond to Lender wkhin 30 days after the dntc the noticc is given.
<br /> Lender ie�utborixod to collect and epply the procoed�.u ils apUon,cither m�staration or�cpsir of the Propeny or to Ihe
<br /> wms socured by this Security Ineuumem,whether or not then duc.
<br /> U�kss Len�kr ond Borrower otherwise pgoee in writing,ony application oi pc+�xoeds Co peiocipat slwll�ac exknd oe
<br /> posipone It�a dua date of the�rtonthiy payments�fernd to in paragmphs 1 und 2 or cliwnge e4e amoum of su�h p�ym�nts-
<br /> 11. Barrower Not Rela�cd= Fb�beu�aoe By f.e�der Not a Wairec Entrnsion of the time for pa►ya�cnt or
<br /> modifiaufon of t+mortixauioim of►Ae a�ms secuied by�hia Serurity Instrument gcantccf by Lender to�ny sua,�essor in interest
<br /> 0`B01TOWt(fllill f101 OQlfiGC[O�lIEaSC IIIC II�DIIt[y OF I�iB Ofl$IIIaI BOIIMYR O�BO�1DWl��3 SIICCtY.401S Ifl Itltt(CSI.Leader
<br /> ch�ll not hc ra�ai�ed w croe�oec�ce�iags e8ae�t nnY san.�essor in eeterc��or rcfuse to extrnd�ime fi�r�ayment cir
<br /> othe�rlsc modif�-�uno�tizatian oi the sw�secured by this Sorurity Insaument by rcuan of any demond made by the original
<br /> Bo�no-wtr or Bornnwer�succeasas in iuterest. My forbeaeance by Lender in exerei�any ri�ht ar r�emedy shail aoc be a
<br /> �vrr of or prcclude the exrncise of any right or�emedy.
<br />' 12. Suocesson aad Aad�ns Bound:Jdl�t and SerYra!LiabGit�:Co-slgners. The covenants and agroements of Ihis
<br /> Socurity lnswment shall bind and benefit�4c successas mid assigrts�f Lender and Borrower,subjoct to the provisio�s of
<br /> paragroph 17. Borrower�a covenants and agTOCments shall be joint and severel. Any Bomower who casigna Ihis Security
<br /> lnswment but doe3 not execute 1he Note: (a)is co-signing this Security Instrument only to mortgage.�ant and convey�het
<br /> Bomowerh�intercst in�he Property under the tertns of this Secu�iry Instrument; (b)Is not pera�nally obligated to pay�he sums
<br /> secwed by this Security Instniment;und(c)agrees�tiat l.cnder and any aher BoPrower muy agrce to extend,modify,forbear
<br /> or malce any acuommodations wilh �gard to the tenns of this Securiry Insuume�ft or �he Note wit6out thwt Bomawer's
<br /> cauc�t.
<br /> 13. [.a�n Char�ea If the loan secured by this Secu�ity Insuument is,ubject to u luw which sets maximum loan
<br /> charges.u�d that iaw�s�inaiiy inte�pneud�o that tiie imercst a dixr ivun cha�es coiia�te�l ur tu i,c��uii�;te.i in eont�.ii�
<br /> with the ban excced the pemiitted limi�s.then: (a)any such lov�chuge siwll be rcduced by the umaunt necessary to reduce
<br /> the charge to�he pertnined limir,and�61 any sums nlreudy collec�ed irum Borrower which exceeded pennilted limita will be
<br /> refunded to Borrower. l.en�kr may choose to moke this refund by reducing the principal owed under the No�e or by meking a
<br /> direct payrnerN to Bortower. If a refwd reduoes priircipal.il�e reducdon wlll be treated ax u psutlal prcpuymeM without any
<br /> p�epayment cfwvLe�under the Nde.
<br /> 14. NMkds. Any notice to Borrower provided for in�hix Security Inslniment shall be given by delivering it or by v
<br /> i malling it by first class muil un[e,s applkuble luw reyuires u+e of unwh�r metiwd.71ie nntice shull be directed to the Piopetty
<br /> Address or nny other uddress�rrower designates by noNce lo Lender. Any notice to Lender shall be given by fir:gt clags —
<br /> mail to Lenderk address stuted herein or uny other addresx Lcnder desig�rrtes by notice to Bomuwer. Any nWice pmvided for =
<br /> in this Security Insuumem shull 6e deemed to have been given �o Bomower or Lendcr when given as provided in thiK —
<br /> ra
<br />' �15. Governing Low; Severabilily. This Security In,wment shull be govemed by federnl law and the law of the
<br /> jwrisdiction in which the Propeny is Iceuted. In the event thwt uny provision orclause of this Securi�y Inswment or thc Note
<br /> oont�cts wi�h applicubfe fuw.such ca�nflict shafi nat nfiect cxher provisians of this Security(ns�rumem or the Note which cun "
<br /> bt given effect without the conflicting provixion. To�hia end�he provisions of�his Security Insuument ond 1he Note are
<br /> declrred�o be severable.
<br /> 16. Borr�+arer's Copy. Borrower sha0o hr given one ranfortncd copy�f thc Note and of�his Seru�at;► Inxuument.
<br /> 17. 71rp�ifer of the P�operty or A Bene(icial lnterest in Borrower. If ull ar uny pArt of the Pr�n�eny or uny Bnterest in
<br /> it is sold or transt'e�red lor i'F u'beneficial imerest in BoROwer is sold or trunsfemed anJ Borrower ix not e naluwi7 pzrson) —
<br /> without LerKierk prior writacn cnment,Lender muy,ut i�s option,neyuire immediu�e �a}rnent in full of all sums s�cured by __
<br /> this Security Ingin�ment. However,this option xhull no�be exerci+ed by Lender if ex:.tci�e is prohibited by federnl law us of --
<br /> �he date of this Sectttity Inslmment.
<br /> lf Lender exertises this option,Lender shall give Borrower notice of uccelern�ion. Th�notice Khall provide a period of
<br /> not less thnn 30 days from the date the notice ix delivered cer muiled within which Bnrrnwer must pay oll sumz�ecuRed�+y this
<br /> Security Instrument. lf Bonower fails to pny these sums prior to the expimtion o!this period,Lender may i�v�'�e any
<br /> . remedieg pertnitted by tfiis Security In�trument withaut funher naice or demand on Bortowcr.
<br /> 1& Bon�ower'x Rlghf to Reinsfate. If Bomawer meets cenain condi�ions, Borrower shall have thc ri�tht to have --
<br /> rnforcement af this Seeariay Instrumenl c�i.continued ul uny time prior to the earlier of: (a15 duys(or auch dher periad as
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