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<br /> 1+oaB1�wr,H.0 me+mpro+►ea�entr�,ar nae.ne�eroctoa vn We prop.nr.,oa.0�r�n�a�ts. ,
<br /> �/,n.�d l.l�:ta,�a. uaw o�b�+neidMr a pet of t6e proj��a�ty. All t�ep6',�.p_e`m�aw�nd�ddillons�q�Iw bt ao�v�pd byrN� - �
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<br /> ' BORROWi3R COVBNAN7'S tia�i Harnwer is IawlWly aiied ot tLe at�te Mmeby oouveyed am�t t1�e ri�6t lo p�ot '
<br /> � ad caavay���md thM t6e Ptopaty b uqeocumbend.eaapt for arcumbwnoe�ot rocotd. BoROwer wunoa rad '
<br /> wfll de�ad {6s ti�ie w dw Propaty+ii�imt�l cWar aod denw�.wbjoct w�ny eacuro�noet d ceoond. �
<br /> 17iIS SFLVitt'�'Y IIVSIRUMEI�T�ambina uniform coverw» fa�tlaul use �nd eon-uaifora� covewat� wi16
<br /> �.s�8,j — limiled v�riulau Ey jtt�iedicdae w cooWwte a w�tu�m�ecuri�ty ia�un�meat cavaio�ral ptu�paty.
<br /> UN�RM COVENA[V'i'S. $omnwa aad i..ender covt�ant�rd�co as tolbws:
<br /> 1. lM,�►seat d ArMefp�A�A 1�Rerati�P���Lata Cbar�a. Bonuwcr�bull prouy�tly paY wAta dae dre
<br /> p��of�nd iataest oa tAe dcbt cvWeacad by tl�e Note sad aay preqyment oad I�te cf�r�eR due wdsr the Ndc.
<br /> I+w■d�Nr 1Ysa�l l�wti� Subj�act oa applicablo law a w�wrlueu w�iver by L.ader�Bomiawa�Il pay w
<br /> -- Le�der oa tde day moatbly paymeats at�e due undu the Note.uotil the Note i�paid'm fuq.a cuw('i�uods")for:(Q)Y�Y
<br /> taxes md a�saxnts wlilch may atWn prtori�y over thi�Sacuriry InRaument w a liea on Ide Propaty:(b)Y�Y�
<br /> payrneptc or �rouod n;ota on We Ytapaty. if any: (e)YearlY Auat+d or prupecty imur�uice piemiums: (d)Yearly flood
<br /> ioeu�an�aa prcrniw�ous.i�ap�}r:(e)Y�y �S�Be iasuraoce p�nemiw�.�f any:ud (�anY � P�Yabk by Banowa ro
<br /> i�asder.ia�witQ�e pravialaus of parx�d 8.ia liw of tUe paymene of rtart�a�e incur�aoe p�+aniwm. T6eae
<br /> ioan�ane plled"P.scraw loea�s." i.eod�r msy.u nny tlme.colleaK and 6a1d Fia�da in�n a�»oun!not W exceod�he maaimum
<br /> �mount a Irnder[a a fe�lly nlrued mortgaga loan awy requ6�e for Bc�ower�escrow�accarot under the fedeial Real
<br /> F.staoa Seqlemaut�'r�crdu�ea Att of 1V74 aa aaendod froa�t�ait w time.12 U.S.C.¢2601 er uq.("R�.SPA").tmless another
<br /> law tlut applia tu Me A�ob ect�a L�+,scr�nwunt If so.I.endcr aay.at any Waoa.collect aod lald Fitods in�n�nnount not to
<br /> °�-� exoeed d�e lesser amau�et. i.rarkr may eslinmle �be wr�unt d H»ads duo on We basls of cumeat dm aod nxsoneble
<br />— oWm�ta of expmdip�res of fuW�e Escrow Itcrn4�othe�wise in aeco�dance wilh applicable law.
<br /> The Wnds slall be heW in en insdati4u wMse depoaits ate iawred by� federd egency. imtrumenWity,a entity
<br />_- (iqcludfng Lender.if Lrnder is such ao insdwdon)or in any Federal Hane L.oa�a Bank. L.ender shall apply the FWuds to psY
<br /> t6e Esetow Iteaw. LeMer aouy aot charge Borrawer for holding and applying the I'vnds.annually amlyzing t6e escrow
<br />- eccount,or verifying the F.sc�ow Items.unless L,ereder paya �orrower intaest on the Wnds and�pplicable law permits
<br /> Lender to awlce suc6 a charge. However,ixnder may requir�e Borrower to pay a oae-time charge for an iadepeodent rcal
<br />;_� estate taa reponing service used by Len�der in connection wflh this loan.unless applicable law provides dM�wise. Ualess en
<br /> - — a�nt ia roa�le or applicable law requires in�enest to be paid.l.ender sh�11 not be rr,quired to pay Bornower any interest or
<br /> =;_ ea�dags oa the fi�udic. Bomower and L.ender may agree in wrlting.howcver,that interest shall be paid on d�e Funds. L.ender
<br />:'����� shall give to Bare►wer,wlthout charge.an pnnual accounting of�he F�ds,showing crcdits and debits to the Funds and the
<br /> -- ---- — puipc�ss for w6ich each debh ta the I�nds was nn�de. 'fl�e PUnds are plodgod as additional security for all sums soctnrcd by
<br /> '�---= thi�Sccuriry Insttumen�
<br /> ,=;� -- - - lf the P�nds held by I.ender eaceed tl�e amounts permitted to be held by appl�caDie i�w, Lender si�aij acrount to
<br /> ::,�;. . ��' Bortvwer for the excess FUnds in accordancc with the requirements of applicable law. lf the anwunt af Ihe FLnds held by
<br /> l.eader ac aay time is noc sufficient to pay the Fsscrow Items when due,l.ender may so notify Bornower in writing,and.in
<br />:�?�' such case Barower shall pay to L.ender the amount necessary w make up �he deticiency. Bornower shall meke up U►e
<br />=;ti;� deRciency in ao more than twelve monthly pnyments,at l.ender's sole discredon. �
<br /> ;;', Upon payment ia full of all swnw secured by this Security Instrumenb L.ender shall promptly refund to Bomower any
<br /> '.;; Puads held by Lender. !f,under pcuagrnnph 21,l.cnder shsill acquire or scll the Property.lxnder,prior to the acquisitia�or
<br /> ,;�. .: „ u' ' , sale of the Pnq�eRy,sh�ll oppty any Pund.c held by Lender at the time of ucyuisidoo or sale as a credit s�gainst the sums
<br /> �r� ��'� secwrd by�his Security Inswment.
<br /> . ��S 3� ApplkaUon ot Paymentv. Unlegs upplicabk law provides otherwise.all paymentg received by L.ender under
<br /> ��1,��.� �;;<<s• pare$rephs 1 and 2 shnll be appfied:tirs4 to anY pcepaYment charges due under the Note:second,to amouots payable under
<br /> _ +4 paragraph 2;third.to interest due;fourth,to principal due;and last,to ony I�te charges due under the Note.
<br /> q, Chsirges; Lteas. Borrower sh311 puy all tnncs, ossessment�, chnrges. fines ond imposiuons attributable to the
<br />��.,,;, Propetty which may uuain priority over�his Secarlty In.vtrument,and leanehold paymenc�or ground�ent�,jf aay. Borrower
<br /> _�'�� ` shall pay these obligations in Ihe manner provided in parngraph 2,cx if not paid in that manner,8arowcr shali ps�y Ihrai un -
<br />-"�i timc dlrecdy to the person owed payment. Boaawer shall promptly furnish to Lender all notices of amounls to be paid under
<br /> �`�� �� ' this paragraph. If Borrower makes these paymenu direcUy.Borrower shall prompcly furnish to L.ender receipts evidenciog
<br /> �, the payments.
<br /> '�'' �•� '�- Bomower ahall promptly discharge any lien which has priority over thix Securiry Inswment unless Borrower:(a)agrees
<br /> ��;;. �''"'�~�'° in wridng to the pAyment of 1he obligatian secured by the lien in n manner acceptable to Lender;(b)contests in good falth the
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<br />__"` 1i'.+-� ;;.• Ilen by.or defends ng�inst enforcement of the lien in,lega!prace�iings which in the Lender's opir6on opernte to prevent the
<br /> "tiS' enforcement of the lien;or tc)securcs from the holder of thc lien an agreement xatisfactary to Lender subordinating the lien
<br /> ' � �;;;� `�� to this Security Inswment. If I.ender determines that any part of the Property is subjeci ro a lien which may attain priority
<br />— '' �k��� over this Securiry Inatrument,Lender may give Borrowcr A noiice identifyins the lien. Borrower shall satisfy the lien or take
<br /> "'�'' • r"��»�,:� '� one or morc of the act�ons set forth above within 10 days of the giving of naice.
<br />-`,�:,� �`����`.S''' . 5, H�rd or Property lasurAnee. Borrower xhall keep the improvements now existing or hereaf'ter erected on Ihe
<br />:�-� ����'�''��� Propetty insured ag�inst loss by fire,hawrds included within the term"extended wvcruge"and any other haxards,including
<br /> _- � .�ry.,���,� tl,00ds or floading.for which I.ender requires insur�nce. 'fhis insurunce shall be mainwined in �he amoun�s and for the
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