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<br /> 1,oaS�I�wrrN au t6e.�Yea�now or i�e�na��a oa the p�r•aaa ail a�sam�ats.�.
<br /> aod 6xtu�s aow ot t�eteafat a p�t of tEie pm�peny. Al�npiaamarts aad addaiaas shill also Ee ooveted by t6is Seaiciry
<br /> — - �- �IWcftl�f ' ' w�tthisScmucty-Itu��sthe Pt+aQerty , �
<br /> � ' HC)ItROWER t'OWENAN'1S dat Bac�Rwa is lawfWly seised of ihe estate haeby ca►veyed and t�as the right to grant .
<br /> aad caavey.the_ �nd d�at Use�opaty is�mes�cumbeerd.except for eacumbru�ces of zecbR). B�ruwer wura�s aed ` _
<br /> `, w�71 defeed ga�title to the Fcopecty agamu aU dai�ns and dem�nds.subject to any�cumbru�ces of tococd. � .
<br /> . '�'i'�S SECVItPi'Y tNS'IRUM�iT caml�ss unifam covm�nfs far nation�l use and non-uniform covenatns with.
<br /> timiiod vari�tiaas bYi�sdicci�m aoasticuce a uniform savriry insaument oovuing real p�ogeriy , _
<br /> i31VIFORM COYENAKfS. Saiovrer and L.ada coveb�nt aad agcne as folfows: when du�ELe
<br /> L p���e�t d Pri�tiNl ard iMern4��y���Lat�Cisr�es. Barower shall pcomPU}'PaY.
<br /> ptincipoil of md iataest on the de5t evida�cod by the Noee and anY P�'�PaY�nc and tate cdarges due undec the Ngte.
<br /> 2 I�tiMIs ta�'ll��es a�d I�ca Subject to applicabk lavr or tn a wrimn waiva by I.ender.Hatnwet s6a11 pry to
<br /> Laider on tbe day n�oatl�lY WY�3 ace dat andet tlie NotG.ww'I iLe Nota is paid'm full,a sum l"Punds"}far:fa)Y�Y
<br /> taaes aad����Y�Pri�tY over this Security Insncument as a tien on We Property:N)Y�Y teasehoid
<br /> P�Y��S��ceats on tl�e.YtapeftY.if any; (c) Yc�IY 6�d a PNP�Y ���PR�um4. td)YeufY��
<br /> -- �inwrao�x premians. S aay:(e)Yeaz1Y�[ga��P���ac.if aay;and(fl any sums PaYabte by Barower w
<br /> = �������vnth the pcovssions of puagraph 8,in tiw of the paYment of matgage msarance prem�unu. TNese
<br /> items ue�lled"Esc�oar I�ams_" I:eadet may.at any tim�colloct and hold Funds ut an anwunt aut m eacoed tbe maaimum
<br /> amouat a la�der far a foderally ielated ma�tgage toan may teqaire for BorrowecTS esczow ac�ount andet tIg federal Real
<br /> -- � 8,4tate Sar�n��Rvice�rGC Acc of I974 as ame�ded.frnm wne to ti�12 t1S.C.§ZfAI et seq.("IiESPA'7.tmless anotl�er
<br /> - ` izw dat appii�tv the l�ds sas a lesser amouat �f so,irmder mary,at aay'limC,coltect and hoM Fimds ia aa amount aot to .
<br /> � eaccood tLe tessa aa�in� I.ender may e�timate the nu�wunt of Eiuds due fln tl�e basis of cmnent•data and rrasa�a6k
<br /> e�mates of expenditiues offopu+e Esctuw items or atlxrvvise In accor3aace witl�appSicz►ble law: •
<br /> - 'llre Fumcts'sTiait be field in su�institution whose deposits ace inwnd bY s�e�ral.agencY, instramentality.os eMity
<br />'-� (iacludiog Lrnder.if I.aider is such an insdtution)a in any Federal Home Loan Bank. Leuder s[�all appty tt�e Fands m psy
<br /> �:.;.k, the Escrow IEe�ns. l.ender msy not cBarge Borrower for hoiding and apply'mg the Funds.ana�uallY aaalYzie&���" _--
<br /> .•.�� �coun��or veaifying the Escrow Items.untess Lrnder pays Barower intenest on the Fvnds and appticable taw permiGs �
<br /> - t�der rn make sucb a.charge. H`awevc�Leader may nquin Bomnwer to pay a one-tune charge for an independ�eat reat -_--
<br /> ec�ate taa reparti_ag service use8 by Lender In coanecdun wnth tlus�oan.unless apptieahte taw pco�ndes othe�wise. Ilnless aa =_-
<br /> ..�'_. agroement is m�de or appliqable law requires intenest ta be paid.I,endershait trot be.nequired to pay 8onower any irite�st os _-. - �:
<br /> eamiags on tt�e Famd$. Bom�wer and I.cnder may ag�ee in writin8.however.d�at usterest shall be paid on the Fimds. Lender �-
<br /> shaQ gtve to Baa�uwer,aritiwut charge,an annual accounting of the Ponds,show�crediu and debiu w the Fands and the ==---
<br /> ;.;.' pqipose for whicti eacb debit to the Funds was made. 'I'he PWnds are pledged as addiaoaal sccurity for ail sums secund by _�-
<br /> ����t���' - l�cable law,Lender,shall account to
<br /> : If the Funds hetd by Lender exceed the amounts.pem�iued to�e hetd by a,pp'
<br /> Bomower for tha eacess Funds in accotdance with the requi:ements of applicabie iaw. If the amount of the Fands held by _
<br /> _. Lender at any time is rxx�cient to pay the Escrow Items when due.Lender may so notify Borsower in writing,and.in --
<br /> 4. such case BotTOwer shall pay to Lxader the amount necessary to make tsp the�cieney. Borrower shall make up the __---
<br /> .. `� deficienc,y ict ao moie than twelve monthlY W�Yments.at Lender's sole d"ssaetion. • • '=±.�.
<br /> Upon payment in faU of all sums secured by this Securiry Instrament,Lender shall prompt�y tefund to Barower a�►Y
<br /> Funds hetd by Lender. if.m►dcr PataBcaPh 21.Lender shall acquire or sel�the Fropetty.Lender,prior to the acquisition os �J�'
<br /> :: Y � the sums ��-`_..�-
<br /> *� sate of the Pnuperty.shali anY F ti n ds h e l d b Lender at[he time of a si�ion or sale�a credit agaiost
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<br /> • secund by this Security Instrument.
<br /> 3. ApQlkatlon ot P�3�ments. Unless applicable law provides atherwise,all payments receival by Lender onder y�y,��.
<br /> . - paragraphs 1 and 2 shall be applieA:firs�to any prepaymem charges due under the Nae:sccond,to amaunts payable under -�.-
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<br /> puagraph�thud.to intemst due;fcwrth,to principal due;and last.to any late charges due under the Note. �,��:_
<br /> ' . "• 4. C,I�ae�; Lie�s, Bo�rower shall Qay all taaes, acsessments.charges.fines and impasitions amibutable to the �;r.�._,
<br /> `� ts or ground r�ents.if arry. Bo�nwcr `
<br /> pi+operty which may attain priority over this Security Instrumen�and teasehold payrtien ..r:i�••
<br /> '� ;,• shall pay these oblfgatians m the manner provided in paragaph 2,ar if not paid in that manner.Borrower ahall PaY them on :;,,�,_,;.;:
<br /> ,F time directty to thc person owed paymert. Borrower shall pmmpdy fumish to i.ender aU natIccs of amounts to be paid under • .:��:•
<br /> ': � this parag�ph. If Borrower makes these payments directly.Borrawer shall promptly fumish to Lender receipts evidencing -;�'�-:
<br /> . the PaYments. ��' '
<br /> - Sorrower shait pmmptty dischuge any fien which has priarity over this Security Instrument unless Horrower:la)agrees ��"�'��_
<br />. _ � in writing to the paymet►i of the obligatian secured by the licn in a mannet acceptabte to I.ender.(b)contests in good faith the ;��: `
<br /> lien by.or Qefends against enforcement of the lien in.legal procoedings which in tt�e Lender's opinion operate to prcveat the r, ��'
<br /> enfoncement oY the lien;or(c)secures from the hoider af the fien an agreement�satisfactory to L.ender suborclimating the tien
<br />:`,•,• to this Socuiasy instrument. If L,ender determines that any patt of the Property is subject to a lien which may attain priority
<br /> �';{'�,�. .� ovee Ihis Sec�rity ieswment.l.cmkr may give Borrower a aot�ce identifying the IIen. Borrower shall satisfy the lien or take +
<br /> - ��or mo�r nf�ho actions se�forth above within 10 days of thc giving af aodcc. ;':;�,�,_ . _
<br /> .- - - - "' - - 5. Hazard ar Property/naaranca $arrower shall keep the imptovemeMS now exi5tinb ur i�rcafter crcctcd oa the k,;.,:.
<br /> Property ins�red agalnst loss by fire.haZUrds irtcluded within thc term"extended coveragc"and any other hazards.including ��.�,.
<br /> tloods or tioodin . for which Lender requires insurance. 'Riis insurance shall be maintained in the amounts and for the .
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