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200402663 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />18060458 <br />al) <br />SHAUN CONLEY - Borrower <br />l <br />l.— �. ! l_ �.1. (Seal) <br />RENEE M CONLEY - Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />18060458 <br />(M- 6A(NE) poo5yo1 Page 14 of 15 Form 3028 1101 <br />m <br />