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<br /> . . . . � 93�' so;�s � � . �
<br /> �.,,tt,�R.�Ii,i:tH�g M�e aow or ha�dl�«a�ed on dM�opai,p...d all.wa�wl.,.ppm�o..� . .
<br /> �lixl��otbi�lMr•� 4t!'We propq�ty. ,All�an�bditlam�Ah�l1�Mo 6s pwv�ad Ny d�N�c�iqr
<br /> Iqrqh�wt. AU d tY tarr�u�ii e�ehnb w i�+W�S�itY�a�thn"1lroperty." ..
<br /> satROw�R m�vBrrAxrs t1u�c Barower b law�y rei,ea ot a�e ac�te t�►ooavay�.na ha m.ri�e a aaat
<br /> �!cwvry�dhe�,arty sa!d�ua the Prapexty u uoa�cumbm�ea,except for encumbr�nce�of rrcad. Sonawer wpnanq�ad
<br /> wNl M�erid 16�Hde b dia Pnipaty y�i�t aIl cW�m md de�ad�.tubjxt w auy a�mbnaosi d pcard.
<br /> '[Hl�i SSCURIrY QVS7RUINEMII' oombina unifam oovaw�u tor tuulond we �ad ooa-mi[cna car�unb w116
<br /> 11a�i{od v�rinions by juti�diaa w coatlituoe a uNfam�enQiry lnmaatpu covain�rc�l p�openty,
<br /> UNtFp1tM CpyEr1AN1'S, BonaMer wd I.�ndet coyauu►t�ud��oe�s foUowr.
<br /> �. t��t d k�ietdpd�Y 1�t��ti�t�ad L�t�Ch�r�a, Bamwcr�h�U P+omptiY[�Y wi�u due!ba
<br /> p�aciy�l otaad Intam�t an the debt�videnoed by►t1a Note And mY P�PaY�����ea due under tbe Note.
<br /> i ��br 7Mrr ud IaNUra�a�. Suqj«c w appiic�ble I�w or w�wrfaen waivor by L�a�drx.Barowa�11 pay to
<br /> Lenda oa tbe moutbl9 PaYmeuw Ana dua uader tha Note�u�rtll the Nae ia p�id�io faU.a sum("Ruadr")for.(A)Y��Y
<br /> �
<br /> w�es md as�a�nb which may aqaia pri over tld�Socu�ity lnuro�m�o�t aa a lian oa tho P�rope�ty:N)Yeuly kauel►old
<br /> e�
<br /> ��a pmund ronta o� thn Propaty. aay: (c)y+aulY Miv,a�d ar p�upe�ty iaoun�ooe pcmivaa�� <d)yculy tlood
<br /> p�um��if Any� (c)Yeariy a�onq�e in:ur�moe piemiwac.if,�,.#ad(fl��P�Y� by Batmwer w
<br />� Laxi�fn�000idanca wlth 1ha provl�ioas of p�a�apb 8�ia liw of tbep�y�nent of fionatge insunnoe p�cmivau. 1'heao
<br /> Itennt�ne c�lled"�a Itnmo." Laxla may.u my dime.coUect�ad baW�'FLhds ia�a iumount oot W eacaed tbe auxLnum
<br /> unouat a lander for a fi�derelly nelated mo�t�e Iwn awy roquiro fat,Bucrowerl�e�a+nw�coouu�tt uada We foderal Re�l
<br /> &t�►te Settlemmu.Pmoedura A�t of 1974 st�meaded h+om dme to tlme..l�U,S.C.;�601 et s�sq ( RESFi�1").unlas anod�a
<br /> . !�w thwt�pplia to tbe Hmd�acts a laier aa�aun� if w.T.cnder raay.u aay Na�e.cdlact and hold 1�ndq ln aa�unoiwt aot w
<br /> e�cc�t�a leseer Anwun� L.en�lor auy csllmwte the aniuunt of Wnds duc on tf� tx�sls�f aWrcat dut �od reus�vaable
<br />' atiaWa of eapoadlto�of[bturo Escrow Iterps m otharwisa in�ccord�urx wlthappI�cablo law.
<br /> The Rumi4,shall be I�oW in an iastiwdop wlwse deposi�s �re iasw�ed by�fideral agenay. iast,�amcntWity.a entity
<br />, (inclnding La�der.if Lender ia auch an insdtuUon)or in any Federal Hwue%Loan Bwik. Lender�hsdl u�plY the Ru�ds w Wy
<br /> tLee F.�crow I�ean. l�ender may�ot chrrge Borrower fa holding and�plying tbe ii�ada�annually aanlyziag fhe escrnw
<br /> �ocouot, ar verifying the �SCrow item:. uniass I.ender pays Bortower mtereet an the Amds�nd applicabk law paynit�
<br /> I,tt�der w a�Wre ruch a charge. Howevu.Leadu may�egulro Horrawer ta p�y a ope-t'►rne shar�e for ea indepcadent rcal
<br /> ptate ta�c reponipg servlcx uaed by l�ender in conaecdoa wlth lhis loaa,ualoss appUeabk law provides dhervviae. Unless�a
<br /> �e+eemeat is made or appIlqbls I�w requims interc�t W be pald.l,ender s3�a11 not be roquind to pay Bonnwer�ny inte�est a
<br /> ernin�s oa tbe Ru�de. Barowu aad I.etwkr mny�gnee in wrking,t�ow.ver,tlwt intercst sdAp be paid on the I�unds. L�ender
<br /> tiwl!giva to Borrower.will�►ut cbuge.an annual�ccounting of�he Etunds.showlag credits and dabits w the Punds.and the
<br /> purpose for whtch ach da6it to the Fbnd�wa4 mde. The H�ada Ane pkdged a�addidonal�ecuriry for�II ewas poaured by
<br />' 16is Sec�uity tasttumtnb
<br /> lf the F+md� he1d by L.ender exceod the aaiowNa penaitoed to be hetd by appiicable iaw. [.e�ader.sbai� accourtt to -
<br /> Borrower for the exc�as�1nds in acco�dAnec with the requircments of applicable lAw. [f the amwm�t�t�i�Ii�nda held by
<br /> Lender at any lime ia nut cufticiaqt w pay 1he Escrow Uems when due,Lender may so nodfy Horrow�r in wtitiag.and.in
<br /> such case Bortower s1�U pay to L.en�kr Ihe amount naxssary to malce up�he defieiency. Bo�rnwer dwll make up Uie
<br /> deficiency in no mon tban�welve monthlY paymenta.at Lender s sole discredon.
<br /> Upon payment in full of all eums secured by this Securiry Insuument,l.ender shall prompdy rcfand to Borrowar any
<br /> Wnds held by Lender. If.under paragraph 21,Lender shell ocquiie or sell the Property.Lender.pria�w the acquisitian or
<br /> ede of tho Pmperty.shWl a�ply eny Funds held by Lender nt the time of acquisidon or:ale�a c�cdit st�ainst the aums
<br /> acurod by this Security Gutrumen�
<br /> �� . 3. Applk�doa ot Faymeots. Unless applicable law provldes othcrwise. all payments re�xived by I.cadcr uader
<br /> • �pnrs�gApha l and 2 ehell be applied:tirst.to anyp�epayment chsrges due under the Note;sabnd.to�nounts payable under
<br /> • " •, paaugrAyh 2:third,to inte�+est due;fourth,to prfncipel duc;and last,to any late charges due under the Note.
<br /> 4. Cdar�es;Lteas. Bormwer shaU p�y all texes. essessmentx,chsrges. tines and impositions attributable to the
<br /> Prr.peny which may anain priority over�ic Secudty Insuumen�and leasehold payments or g�tiwnd rants,if any. Bortower
<br /> ahall pay these obligadonx in the manner pr�vided in paragraph 2,or if not paid in that manner,Barower shnll pay lhem on �
<br /> dme directly to the person owed payment. Borrower shall pmmpUy fumish b Lendcr all notices of amounts to be paid under
<br /> U�is pareg�aph. If Bormwer makec these paymems direcdy,Borrower sholl prompUy furnish to Lender receipts evidencing
<br /> the payments. __.
<br /> Bortower s�a71 pmmptly discharge uny lien which has prioriry over Ihfs Securiry Inswment unless Bomower.(a)agnees _
<br /> in writing to{�poyment of the obligation secured by the lien in a manner acceptable to l.ender,lb)contests in good fAith the _
<br /> 8en by,or defends against enforcement of the lien in,legel proceedings which in the Lender's opinion operate w prevent tlie __
<br /> enf�orcement of the lien;or(c)secures from the hdder of the lien en agreement sndsfactory to Lender subordinaUng the lien
<br /> to uhia Security instrumen� lf Lendcr dctern�ines that any put of the Pmperty is subject to a lien which may ettain prioriry
<br />- over this Securiry Instrumr,nt�Lender muy give Bomow•er A nc�ice ident�fying the lien. Borrower shall sutisty�ha lien or take
<br />� are or mo�e of the act�ons set forth above witfiin 7d days of the giving of notice.
<br /> S, }i�rd or Property L�urance. Bonower shnll keep the impmvements now existiag or tiereufter erected on the -
<br /> Property insuml against loss by fire.hnzards included within the term"extended coverage"and ony atD�er hazards,including
<br /> flooda or 0ooding.for which l.ender requires inaurence. This insurance shall be maintatned in the amounta end for the
<br /> Ebna 3Yti !r!0 Ipage 2 ojfi page+l
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