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N6028.dot. l.tem <br />m <br />n <br />c <br />Z <br />O <br />M D vs <br />2Uu4026S7 <br />After Recording Return To: 6rfo <br />IJWT,GE. 13ANXL. <br />800 WEST 3RD STREET <br />HASTINGS, NEBRASKA 68901 <br />Loan Number: 08 -0150 <br />DEFINITIONS <br />Z D <br />M i <br />7C 1 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />>1 <br />0 <br />0 <br />m v <br />M <br />0 <br />co <br />Z3 <br />C11 <br />W <br />o(.0 <br />o —+ <br />c � <br />z M <br />Q � <br />-n z <br />M <br />n w <br />r � <br />r n <br />C0 <br />D <br />N <br />0 <br />N <br />0 <br />0 <br />r, <br />0 <br />N <br />Ul <br />m <br />0_ <br />N <br />WP <br />G <br />e�h <br />Z <br />0 <br />S'S <br />S' <br />0 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated MARCH 10, 2004 , together <br />with all Riders to this document. <br />(B) 'Borrower" is VAUGHN L. HESSELGESSER AND VICKI L. HESSELGESSER <br />HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 800 WEST 3RD STREET, HASTINGS, NEBRASKA 68901 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK 1235 N STREET LINCOLN, NE 68508 <br />(E) "Note" means the promissory note signed by Borrower and dated MARCH 10, 2004 <br />The Note states that Borrower owes Lender ONE HUNDRED SIXTEEN THOUSAND AND <br />00 /100 Dollars (U.S. $ 116, 000 . 00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than APRIL 1, 2019 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(ED "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider ❑ Second Home Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />Q) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, <br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or <br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term <br />includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DocMagid 800- 649 -1362 <br />Form 3028 1/01 Page 1 of 11 www.docmagic.com <br />Vtq <br />imumwimnn iin mm�mmui m mnmm�uuun mmm� nnii <br />