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<br /> lf�be inter�t rate ctuu�a on�C'h�u�c Datc. l.a�ier will c�lcul�te tha artiount ot monthiY P�Y�� ,.
<br /> �xiacip�l aad inlero�t�vhich wauW be nooewry ta tbpyr the unpdd pincipd balanoe in iWl at�he irotu�ity a�e � .
<br /> at the ncvv intercat nte flu�nuQh wbdaNidlY a9� A�Ymenu. !�m�Jcir�wch calculaion� [.ender will uio the
<br /> unpNd prineipd 6daaoe which wouW be owed on tho Chtn�a Date if U�ere had bea�m defwlt in p�yment on tUe
<br /> Noto.nduoed by U�e anwu�ut of�aY�yniaNs to pdncipd.Tho t�ult of�hi�calcuWbn v►�p be d�e�mouat of
<br /> the new moathly P�Yma�t of princip�l aod inte�+at. .
<br /> (!�Noliec o�Clmt�ges .
<br /> i,ondcr witl give nodca to Bmmwer of�ny chan�e in the IMe�est raDa an�o�ra�thlY pa9ment unou�u. 'ilia
<br /> � notioo�aust Qo given�t lenet 2S dnys bePoro thc new mont6lY PaY�nt awnoucK is duc.�nd mua�et forth(i)the
<br /> d�te oi the ootieo,fii�tho Chmge D�te.<iii)the old faterest rate.(iv)tR�o neMr intcnrst�ata.(v)the new munthly
<br /> P+ymadt�►m�.(vi)tAo Current Indox and the date it waQ published.f�di)tl�e�nn�tlad of calcutalln�the ch�e
<br /> in aro�MWy p►ymeot acoouot.�nd(viii)�ny ather inforn�lioa whic6 aa�y bo r�equirod hy law fiam time q tLne.
<br /> , . . .: ' ((�1�•Neettve Dde at Ch�e�
<br /> � . • ',` • A�r•intercst rate ealeuletad in acmrdnnce with p��g��fis 5(C) and 3(D? of�his Nde will beco�m
<br /> � •�, effecti��.�ti�'w ihe Clwngc Date.Horrower shall m�lce�payment in the row monthly amotu�t beginning on the fittt
<br /> PoY�cl�tte which aanus w la�t 2S days after l.ende�has given Borrower tlio notice of ctunges rcquired by
<br /> paragrnph 3(F) of tfils :�ate. Bormwer shall have ra obligation w pay Any emcn�se in the monthlY PaY� .
<br /> amount calcul�ted in w�oordance with puaBraph S(�)of this Note for anY p�Yanent dAte axurrin�less tlwn 23
<br /> . days after Lcnder has given the roquirod notia. If the monthlY paYme�n arnount calculeted in aa;o�danoa with
<br /> ' ' • puagr�5(E)of thia Note decrcased.but Lender fniled to give dmely natice of tho decrvase and Bortuwer made
<br /> � � any aanthly pryment�mounts eaceeding the payment amount whicb ehould hAVe ban atAted in a tlmely natia.
<br /> '., thn Borrowu Iws the option to either(i)deman�d the�+etum to Borrower of eny eacess payment. wlth inrtorest
<br /> , , t)Kneon�t the Note ate(a rwte equal co the inurcs�t rute which shopld have been stated in a timely noticc).or(ii)
<br /> nquest that�ny exoess payment. with inter�est thereoa at the �ota �ate. be applied as payment of principal.
<br /> L,ender's daigadon w newrn any exass paymc�u with inceres�aa clero�nd is not ac�iIInabk even if thia Note i�
<br /> • ' otlierwfsc assi�od befoce the denwnd for return is rtwde. ,
<br /> � BY SIaNIN(i BELC�iN.Borrowcr acoepts end agrces to the ternis w�d tov�nants contained in thi�Adjustable
<br /> . Wte Rider.
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