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<br /> p�o�d�t L�a�d��. The i�u�o0 c�pea�tbe�e th�l�be d�by Eoerower wb�t b L�1�
<br /> ipprowd wfilch�11 na be un�r�AaisblY�vidibald. 1r BaRarw�hib a mdnuiacova�e de�crfbed�6ov�s.i�ndn a�q.�t
<br /> • I�radnti opian�obtdn caver�w prolec,K l.e�derti djlN�In�he Propony in�cao�d�rw�wlth puap�aph 7.
<br /> AU puur�noe policies md eenew��11 ba aooept�ble ro La�der md�hall include a amdard mort�e alw�e. L.a�der
<br /> �hall tuwe the�l�ht to hold t!�policka aid mnewaw. It L.ender ieqWni�Baruwer�hdl promptlY�iva to Lcnder ail reoeips
<br /> ' d p�id Pnmiums�td tenewd notioea. In�he evau ot la��Barower ihall Rive prampt notl�ce to twe inwr�tw�e c�uriee Mtd ,
<br /> l.a�der. Lender m�y m�ko pruot ot las�it not made I�I�Y bY Barower.
<br /> Un{ess Lender w�d Bor�ouu otherwlco a�r�oa in writtnp�lnsuranreptocee�s ahall ba�pplled W rcstomdon or repair of
<br /> U�ep�operty if the n�lu�tian or rep�ir b annomlcally twiMle �nd Landert�ecurily is not louened. If the
<br /> rostawion a r ir not ecan�nicaUy fwibb or l.enderk iecwity would be leskned��he inwruioe prooeed��hall be
<br /> �pplied ta tho�ums�ocw�ed by thi�Securlry jnst�urt�ait. wheihe+r or not U�due.with my�xceas p�id to Bortowar. !f
<br /> Bortowe�Abmdons the Pmpe�ty.or don not uuwer within 30 d�y�• notice from[.ender�h�t tha iiuur�noe cu�ier h�
<br /> offercd to settlo a clafm.then l,ender may calloct the tniuranca procecdc. [.e��r��i�y usa the procoodc w r ar iawre
<br /> the �ty a to pwy eums�ecu�ed by lhii Secu�ity In�uument,whather or not tl�at due. 71ie 30�dRy pedod 11 be�in when
<br /> �u ia
<br /> thn ca is ven. _
<br /> Unkss r�►d Bomower otherwl�e�groe in writin���ny applicadon ot proceode to principal ahsll not extend or —
<br /> pootpono the duo date ai tbe monthly paymente�efamed to in par�graph� 1 and 2 or ehange tho iunount of tha pay nte. If
<br /> unde�Q�rag�nph 2D tho Plopetty is�cquicod by l�eader.Botrowerh dght to any inaurnnce polleiec�nd pc�ceeds�resulW�
<br /> from d�mogo to the Prape�qr prior�o the,�oquwition sl�l1 p�ss q Lender w tho extent of the auns�ecwred by drs Sawit�r
<br /> In�tmrnont iromodiakly pcia ta tbeaoquisitian.
<br /> 6. Oar�p� Pr+aervatloa► Mai�te�� �d Protectioa ot tbe P►opatyi Borrower'� I.o� AppHcatloai
<br /> l.ene6oWa. Borno�wer sb�U occupy.eatabli�,�nd usc�ho Property ae Borroasr3 principal reaidencc within sixty d�ys after
<br /> the execution of this Securiry L�swment md�Fwll c�uinue to oaupy the Property as BorrowerB prfncipa�nsldence for at
<br /> least arc yaar e�fter th� date oP occup�ncy. uNess Lender otherwi�e �grea in wtiting. which cansent shall not be
<br /> unrcasaiably withheW,or unless extenuating ci�umstances cxist which am beyond Burrower'�control. Horrower shall not
<br /> deswy.dam�ge a impair the P�+uperty,allow tha Pwperry w detedorate.or commit wasto on the Property. Borrower shdl
<br /> be in dcfault if�ny forl'mitwe action or proceeding,whether civ11 or crimin�l. ir 6eQun th�t in I.ertderl�good iaith judgment
<br /> could result in fafeituse of the Property or wherwise materielly impair�he lien created by �his Sec�uity Mswment or
<br /> Lenderk security interest. Bo�ruwer may curo such A defsult wtd roinsuue.aa provlded in puagraph 18.by c�aui�, the xtion
<br /> or procading w be dlamissad wllh a ruling that,In[.endar'a good faith detem�inelfon,prccludes forfeltw�e of ihs�wer�s
<br /> interest in the PropatY or other material impaimxnt of the lien croeted by this Securlty Insuument or L.enderl�secwiry
<br /> inte�s� Bomower shaU also be in default if Bornower. during the loan application process, gava muterfally falae or
<br /> inaccurete information or statements to Lender(or failed w provide Lender with any mate�ial infarmation)in conrtxdon wilh -
<br /> the loan evidenced by the Nou, including. bun not limited to. representations concert�ing Bonower�s occupwicy of d�e -
<br /> ' .�P��Y�A P��pn!reelder�. !i this�ex��4�n �n�miment is on A k�schold.�(�PW�!RIlflII CM!!}��y�1�!i9�I�t�li QI4YIS�0!!9 . --
<br /> of the leasc. If Bomower acquiros fee titk to the Ptopeny.the Icasehnld and the fee[i�le sh�ll not merge unless Lender agRes
<br /> to the merger in writing.
<br /> 7. Frotectbn of'Lender's ��ts 9n the Property. If Borrower fnils to pedorm the covenents and agroements
<br /> contained in this Secudry Instrument, or the� is a Iegal proceeding that may significandy affect I.ender'a rights in 1he
<br /> Property(such aR a{xueeeding in bankruptcy.probate.for condemnatlon or forfeiture or to enforce laws or regulatlons).then
<br /> Lendcr may da and pa�for whatever is neceseary to protect the value of the Property end Lender3�rfghts 9n the Property.
<br /> Lender's actions may include paying any sums secured by a Ifen which has priorlry over thia Secu�ity Inslrument,appearing ��
<br /> in couri,paying reasonable uttorneys'fees and entedng on 1he Property to make repafrs.Althaugh Lcnder mqy�ake act�on
<br /> under this paragraph 7,I.ender doos not have to do so.
<br /> � Any amounts disbunsed by Lender under thia paragraph 7 shall become additional detwt c+f Bort+ower secured by this
<br /> Securlry Instrument. Uokss Borrower and Lender agree to other terma of payment,these amouat�shall beu inlerest from the =-
<br /> date of disbu�sement aa the Note rate and shell be payable,with interest.upon noiice from L.ender to Horrower requesting =
<br /> •payment. '
<br /> �. �7oetg�ge Insurance. If Lender required�noitgage insurance as a condi�iun of ma3:ing the loart secus!�!by thia
<br /> Security 7nslnrment,Borrawer shu11 puy the premiums required to muintain the mortgage insurance in effect. If.for eny ,
<br /> reason, the ntortgage insurance covernge rcquired by Lender lapscs ar ceases to be in effect, Borrower shall pay the
<br /> premiums required to obtnin coverage substentially equivnlent to the mongage insurance previously in effect, at a cost _
<br /> substentially equivalent to 1he cost to Borrowt�of the morlguge insurance pmviously in effect,from an a9zemate mortgage -_
<br /> insurer epproved by Lender. If substantially equivalent mortguge insurance coverage is not available,Borrower shall pay to
<br /> Lender ench month a sum equal to one-twalfth of the yearly mongu�e insurance pr+emium being paid by Borrower when the
<br /> insurnnce coverage lapsed orceased to be in effect. Lender will accept,use und rctnin these puyments as a loss reserve in lieu
<br /> of mortga�e insurnnce. Loss reserve payments may no longer be required,at the option of Lender,if morigage lnsurance
<br /> c�veroge(m 1he amount and for the pedod thet Lender requires)provided by an insurer npproved by Lendcr again becomes _
<br /> avuilaWe nnd is obtnined.Barower ahall pay the premiums required to maintAin mortgage insurance in effecs,or to provide a •••
<br /> loss reserve,until the requirement for mortgage insurance ends in accordance wi�h any written ngreement between Borrow•er u
<br /> a�d I.ender or upplicable luw. "
<br /> 9. lnspeetion. Lender or its ngent mny make rea�onabl•:en►riea upoa and inspeetions of the Property. Lender shall =
<br /> give Borrower notice at the time of or prior to an inspection specif��ing reasonuble cause for the inspection. -
<br /> 10. Coademrwtiot�. The proceeds of uny award or claim for damages,direct or consequemial,in connection wi�h uny
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