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<br /> Toae7'fil�R w!Tl+r d�d�e tnupnaveme+w now or t�e�Ner erowd on�be prcpaty..oa d�.n.m.nu,•PP�a,�
<br /> A� no�v c� ba�Aa� • p�rt af tha property. All ropfaoemax� �nd dditlona �hdl ala be cownd by tW wowi�f► _
<br /> Irwmanc.Alt of the foe+c�oin�U�efer�+ed w in d�is Security intrument u tbe'Prope+ty." ,
<br /> BORROWBR t'OVSNAM'S drt�ortaw�ls 4wtully�ed of tfie ewte hereby conveyed�nd ha tha ri�bt no�raat+id
<br /> aarvay die Property and tlut tbe Proparty ia uiw�cumberod� ezvept tar encumbr�nca of r000rd. Borrow�wrrtiurr wd wi� ,
<br /> d�faed�enerdly the title w tha Property�ainet�tl cWnu otd derrund�.wbJoct to�ny a�cumbnuke�oL raou�d•
<br /> THIS SECURiTY lNSTRUMBNT oombina unifarm caven�nt�for n�tlon�l we uid rwn-unifonu oovqawi w1U►Umit�d
<br /> vari�tiau by jnri�diction to cMUUiwte a unfPorm�ecudry in�trument oovering roal property.
<br /> UMFORM COVENANTS.8omower�ud Letider wven�nt and�co ac{'ollows:
<br /> 1. Pl�ym�t of Ptipelpd�tpd IMenati PreMymaat �qd I.�te CIuRa+. Barrower rfull P�PUY P�Y what due die
<br /> p�facipd of and i�on tho debt evidmoed by Ihe Nota pnd nnY P�Pa!'�t�IQte chatges duo under tha Note.
<br /> 2.Fuad�fot Truca�ad Inwir�noe.Subjoct w�pplicabk low or w �written wdver by L.ender. Bonower�II p�y to
<br /> _....._ I.ender on the dny montbly payment�aro due uader the Nota,until the Nde ie paid in full,a eum('Funde')for:(a)yculy buta
<br /> and aa�net�which may attain prlority over this Secudty Inettumatt w a Ikn on the Property:(b)ye�u�Y�e�eho�d PpY��
<br /> or ground re�on tho Property.if any:(c)YcArly hazard or property inwtanee p�emiums:(d)Yearly flood lasuan�prcmiume.
<br /> if my:<e)yeatly mo�igage insu�u�a premiums.if any:and(fl any sua� p�yab�e by Borrower to L�aWer. in�000td�nco wlth
<br /> the prov;sions of p�graph 8.in lieu of tho payme�rt oi mortgaga insuraacx prcmiuma.'[1�ese items aro cdlod'Escrow Itqnt."
<br /> l.e�wier may. �t any time. oalloct and hold Funds in an artaunt not to exceed the masimum Annunt a leoder for a fedcr�lly
<br /> rel�ted morlga6o lown may�equire to�Homawer's esernw accovrrt uader the federal Real Estate Settlanrnt Ptuoedu�rs Act of
<br /> 1974 as amendod from time w time, 12 U.S.C. Sertion 2601 et seq. ("RESPA"),unless unuther law that AppUav to the Fwds
<br /> ae�ta x lesset umount. if sa. Lender may.at any�iRece, callect and hold Fu�ndc in an amount not to eacear!the lesser a�pou�t.
<br /> -- . •�.ender may eatimat�t'he amount of Funds d�K ow the basis aP cioaen!data ancJ reast�twbdc esdmate�o�f e;apendltures af iatuio
<br /> .F,�row Itc�,v ot otheswise in Acc�c�nnce lvith applicable law.
<br /> == '!'he �wnds sha9� be he9�1 e�o ar� ir,stitaatimn whuse de�poai�tc are insuied by a federsil .�gency. insuumenlaOitY• or tniity
<br /> --- (dac0aadiwg�.eader,!f LendPr is such an ir►9titati�+n)o�in uny Ped�.r;il Home Il.onn 8wik.L�nder shs�l Ap�ly the Fuaa�s ta pay the
<br /> - Fsct�e•Yteins.f.endcr may not charge Bonowc�for hol�iug uncl appJying the Funds,suunuaUy Aa�aivxeag lhe eserow accawii,w
<br /> verifying�he�.ser�w 7tems,unless l.ender pays 8orcawer ina�rst on tfi�r F�ncls und nppiicsibla fpw permit�t.tnder to make such
<br /> x charge. Hawevcr,L.ender may re�uire Borrower to pay a ur�r�i�me c�t�for an lndependeru real estate tax reporting ecrvice
<br /> usod by Lender in conna.Kion wllh this loan, unlesg applicable law provides dherwise. Unless an agroement is nuide or
<br /> applicable law requi�es intercst to be paid.l.ender shell nut be required to pay Borrower eny inter�cst or euninge on the Funde.
<br /> Bomower and Lende�may agroe ln writing, however.thet intercst shall be paid on the Funde. Lender shall give ta Borrower.
<br /> without chArge, en ennpel accounting of the Funds.showing credits and debits to thc Funde and the purpase far whlch each
<br /> debit to the Funda was made.7be Funds Arc pledgod os wldiNo�wi sxurity for nlf sums socuroti by Ihis Se�vrity iostwtt�cr'd. _
<br /> IP the Funds held by Lender exceed the amaunts permittai ta be held by applkabk law, l.ender Rhall account to Borrower
<br /> for the eacess Funds in accordunre wlth the roquirnmcnts ai appli��ublc law. IP thc amaunt of�he Funds held by L.ender at Any
<br /> timc ir not ewfliclent to pay�he IEscmw Itemg when duc, l.cnder may ro notify Bnrmwer in w�lting,and.in auch rasc Bornnwer
<br /> slwll p�y to l.en�ler Ihe�wnt necessary ai muke up the defiriency. Borrower atwll malco up the deflclency in na more than
<br /> twelvc mcm�hly p�ymcnts.at l.cnder'R snle discre�ion.
<br /> Upon payment in Pull of all sums �ecural by �his Security Instrument, l.ender ahall ptomptly rcfund to Borrawer any
<br /> Funda held by Lcndcr.If.under p�rugraph 21,lxnder shall acqulre or s�ell the Pmperty.[.endcr,prior ta the ac�uisition or salo
<br /> of the Propeny,siu+ll apply ony Funds held by l.ontler W the time of pcqulsitian or salo as e crodlt Against the wms aecured by
<br /> thi�Security Instrument.
<br /> 3.Appilc�tlon ot Pnymeats.Unlexs appliwble law provide�othenvise,all payments reccived by l.ender under parographs —
<br /> 1 and 2 shall be applied: first,ta nny prepayment charges due under the Note; second,to amouMs payabk under paragraph 2;
<br />-=��= third.ro intercst due:fouRh,to pnncipal due;and fast,to any lute chatges�lue wxlr� tiie Nute.
<br /> -= 4.Charges; LIen9. Bonower shall pay all I�xes.usscssments,charges,fines nnd impositionc auributable to Ihe Property
<br /> which may attain priority over this Security Instrument, and leasehold payments or gruund rents, if a�y. Horrower shall pay
<br /> _� tf�c oblfgations in the manner provided in puragrnph 2,or if not paid in Ihat manner, Borrower shall pay Ihem on time ditectly
<br />�:� to Ihe person owed p�ymcnt. Borrower shall pmmptly furnish to l..ender all notices of amounts ta be paid under this pamgraph.
<br />-�� If Borrower m�kcw these p•ryments directly,Borrower shall promptly furnish to i.ender receipts evidencing the pnymen�s. -
<br /> ._.,� Borrower shall pramptly discharge nny lien which has priority over ih ix Security lnstrument unless Bonawer: (a)agrees in -
<br />�=-a"- writing to the payment af the obligaiiun se�:urod by the lien in u munner accep�able to l.ender;lb)contests in good faith the lien _
<br />:,�,� by, nr defends ogainst enforrement of the lien in, legul proceedings which in �he L.ender's opinion operate to prevent the
<br /> enforcement of the lien;or Ic)xecures fmm the holder at the lien �n agreen�ent satisfACtory t�Lender subordinnting the lien to
<br /> �c
<br /> + this Securily Instrun�ent. If Lender determines th•rt any purt of�he Property is subject�a a lien which may uttain p�ioriry over
<br />'��+- this Securi�y Ingtrument, [.ender nwy give Borr�iwer a rnnirc idcntifyinK�hc licn. ec�crnwcr shull .uti,fy thc lien or take une or
<br />"'� more of the actions set forth above within 10 duyx ut ihc giving of nntice.
<br />_�.
<br /> _.-,� Ponn 3048 o/D0
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