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_ — ` Y � �'-� S.� , ' � • . " 1=__ <br /> !� _ — <br /> .—»._ • .."� .—.: -.-- . _ .—. __ _ _ — —. _ -- _— ...._ - — �_ __ . — <br /> . ' ' �. —. . - , <br /> � : -_ • �• �` , �� - <br /> . t � _ _.. '.�_��_ .�, ____ . .r._ . . �.- <br /> _ l—r! <br /> S _ . t" . . — . _ - � ` . •� . . . . . � � '�� .(� • , <br /> Ef E , . , � . t � . � . ` . � - . <br /> — _ �:�..—� �- . .. --.. - . . '. - -` _ .-__. _ ' _. .. ' . -. r - . ' . . '' _ ' c_ "t_.-, _ - • <br /> r,__ ' '_ :' r ` ' ' _' t4'- •- ' , • i ` .. � . . - . � _- �.� � � .. '• � ������M�M4���t, ' ' . <br /> - �' � ` ' ' ' ' � . - . � . .. � . . 4 . . . _' <br /> ��r � _ �. �. . , . , � . . . . . � . . <br /> , L c . <br /> � � - �F'HA�MULTISTATE ADJUS'fA�LE RAT �'RID�R : � , �� <br /> - - - T� - _ <br /> - -_- . -- ------ ---- -- . . -- ;- - ------- --,-�=--- --. <br /> � � THISAWUSTABLEEtATER1DERism�kth� � is� � ; , '�.�pE� �, <br /> ,_ <br /> . --`� - .- �luyust_. 1941 _ � . ' � - - �ti is incaporakd into�id stai116�d�eanod w_a�inend and srppktnent : . <br /> ` �. �the 14lucf�e. Deed'o[ 'Ibst or Sscutity Dccd (i5ccbrily tnswment"�ot tt�e s�unc d�tc�iiveo�by �he rndarsi�neii l ' <br /> �, � ('Ao�r�vd')io secu�e Bor�tnra�Nac t'Ndc")�o : _ � • , <br /> � . . ` . COI.EN�BI.IS F�DERAL SAVIN6S BAM� � <br /> � . , . . <br /> - - --- Ulrc"l.et�det''�ot tNe same d�tc anct cpvc�in�the pcoperty�scribcd in thc Sccu�ity I�suumeet a�xt Mx�ed a�: ' , - <br /> - � t ' ' <br /> • � � 23Q�t.NOR'fH.6RAt� ISLAI� AtJEN[lE . � . <br /> - • - - GRANO ySLAND. t+lE 688�3 , . � - ' - <br /> . �111apert�Add�essr ` ' ". ' • , . , �.,`'. <br /> ' : � , � `TH� N[YfE CONTAINS IR���.SCUNS ALWWING F01t:,CB�I��S; IN .'tH�. .. � ; . ` . <br />- , �:��. ` iM'�RF.ST RA1E Mlf?'�'llE,.�fN'FIILY !'AYl►1F.NT.�,i'H�=�1�[)lE LIMITS`'� <br /> .;.'� . �AMOUNT THE BOR1lU�'�R'S i'NTE RI�tiT RA'1'E i:AN(.'HA.tif`sE 4Ci 31NY t)NF:TIMF: ' <br /> ANDTHEMAXIMtBS11.R�t'fE�`J[F.HAItRq�ti'�RbtUSTPAY. ' <br />- • ' - � . � � • ' ' ...,_ .� . , - <br />__.: - - - - - - <br />- - - -- - - -- --- — - � -. - - - - - . .. <br /> . � , . <br /> ,'•: • . ' ADDiTIONAL COVENANTS. In a�lltian to lhc etnvx��s anit agnxt►xnts made in thc Sccurity Inst�� �. <br /> ''" � Honvwerand 1��tunhcr covcnant aod agrcc a.4 falluws: . ' . <br /> -- � �3TEREST RATE AND MONT1iLY PAY?�tENT CI IANG�S • ' , • <br /> ; <br /> . � (A) C1ac�eDate JanuarYl. 1993 <br /> • ` The intercst rate may c6ange an thc f�Rt ci�y ot .and that Jay uC earb�ucceeding year. _ <br /> "Ch�ngc Date"mcu�s each datc on whirh thc intcrc+l�atc rould changc. <br /> � - <br /> �` �B) The lndeu � __ <br /> - Hcgianing with tha fi�st Changc thtc.d�c iif�crc��r.�tc wit!bc ba.rcd an an tmicx.."In�ka"mca�.c thc wcckty avcragc � <br /> � , yietd on Unitcd Statcs'1tr��ury Sccuritics�djuxt«I ta a cunctant ivatu�ity uf onc ycar.�.g madc avaitahlc by�hc t'�cdcral Q <br /> Racrve Boud. "Currcnt Indca"mcanc Ihc nu�x�reccnt Indcx figurr availabic 30 ituy�b�fistc tt�Changc Datc. ff thc tncfEx _ <br /> ' . (as dcfined abovc)is no langcr av�ilablc.Lcndcr will ucc ae�ncw tn�ica s�ny indcx prcacribcd by thc Scccctary. Ax uzcd in - <br /> " �";'- this Ridcr."Sccrclary"mcan.�tbc Sccrctary nf Iluuxinb:i�xl Urhan pcYCtupmcn�ar his on c�r dccigncc. l.rn�Icr wip givc - <br /> :^ Barawcr ndicc of thc acw InJcx. `_- <br /> (C) Gkuhtion of lnte�est Rate Chs�n�es ° - <br /> '' ' Bcforc aach Clwngc 1?atc.l.c�xfcr wiii catrulatc a mw intca�l ratc by�dcling u mhrgin uf : <br /> . � . r <br /> . . . Two ' , percemagc . i <br /> , points( 2•�� �) to thc curtcnt Irnkx a�x1 ruunding n�w sum ta ihe ncaresl ��nc�cighth u1'nae pcncntage poim i' <br /> , (O.12S�i6). SubJect to ihc iimits statcd in Y:�u�grnpfl tU)��f tt�ic itidcr.�hiti roundcd amuunt wiil bc thc�-�v intcrest tatc until <br /> � the next Change Datc. ; ' <br />. ,.� �,: . : <br /> (D) Limits oe lnterest Rate Chaa�c+ ' <br /> ..�� The interest rate wiil nc4sr incres�se ur decr�:►�r by awrc tluin��ne percentage�xrine 9 UA`/o1 un:�uy�inglc Ch�nge U�ate. <br /> " Thc intercat ratc wilE r.rver be niure Ihsm five�xnrntagr�x+intti ISAIr/,)highce ar tu�ecr than IUc initiat intcrost r:UC. <br /> .j . <br /> �- �� (F,) C�ieuiati�isf!'ayment Chnn�e <br /> ti <br /> A li thc intcrcif ratc changcti on a Ctr.�a�r Il:��e.Lrnd�r��•i0 cufculatc�hc umuunt i+f munthty payukut uf�,ri�xi�wl and <br /> inlcrest which would lk txYC�.r•aryr tu rcpay Q��unpaid pdncl��al h:dsulcC in full:�I IhC ntaiurily Qule iil ti��uuw 1utCrC�l r�tc <br /> � through substs�nti�liy cyual p�yu�ent�. In ur.�king�uch ctdcufatiun.Lcndcr wiil uxc ihc unp�id prinripal b:+la�xe which Kuuld <br />' be owed on thc Ct�sgc O�at¢if�herc lu�d Ix�cn iw dcfault iu paynxnt un Wc Nwc.reduccJ by�hc umuuat at�ny prcp�ymcntY <br /> .. _ to principal. Thc resup of�hia r�trulatiun�vill bc thc anu�unt uf tl�c ncw mac�thlY�Y»>cm ot princip�al simi intcrrst. <br /> _.. _ �,��.�:� (t�l NuUeeutC6aeRe�. _ � . - , . . <br /> _ �� ' Lcnikr wi1l gi�-r r�mNr�tu'durruwrr,uC:�uy�han�r in Ua•iu�rrest ru�r�nd nwnthiy paymcnl nuuwnl. 'Che nutiec mu�1 <br /> � i�' � � 6c givcn a�fcast�day+bct�xc tik nrw ntun�l�ty paynxnl amuunl iz duc.and nwsl sct furth li!thc d�tr ut thc twlicc. <br /> lii)Ihc Change D�atc.(ilillhc��id intcrczl ratc.livl tix:ikw iatcrest r�te.l�f thc n�tiv nwntlily �:�yuknt :�muunt.�vi)tiK <br /> . Current tr�lea and Ihr�1atr i�wuw publi.t�.d.IviilOk•nk�th�xl ut calcWating thc chungc in�mrntl�ly�raymrm anKwnt.:��id <br /> �vliil any a�her infamatiun which may bc rcyuirr�My law fr�n»tintc w timc. :s� <br /> - - --;���;_ -.. ._ . _ . _ . _ . - ura I�n e.�nn.raen.Mr�. _ <br /> , . ��lftOq t/M�EII�h:1►l�nl . fstMifC11/JOSS71/Y,MOU�A��li7ff•1171 <br /> ;` ;� � � <br />