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<br /> S. 1y�ard a� Prnpwty L�wrmca. Botmwa �II kaep the impravaneM� now c�ci�tiry at MenaRar arecled auu db
<br /> Property lnwn+d a�aimt Ic�by ffro� hwrd�Included wl�hin the terre� 'oataided wvera�e" �nd any otibr h�rar�di� in¢1uc�ia�
<br /> tloocl�or flaxlln�{;fc�r whiah t.eedar raquire�inwnna.ThI�inwnnve dwll bo rtW�uiAa!in the�unounts�nd for tlw period�
<br /> dut [ader roqul�. The iruur�e c�utier provitlin; the inwntWe�fu�ll be cl�aen by Born►wer wbject ta L�entler'�approvd
<br /> which�luil not be unr��orubly wllhheW. IP Barrnwer fiilr to m�intoin cavuaRe dacribod �bave, t.awfer rn�y. �t l.rnder'�
<br /> uption.�bu{n cave�e to protax l.ender'�riQhu in Ihe Pmperty in�cc�ordxnc+e wlth p�raQr�pb 7.
<br /> All inw�u�oe pollcier and ronewal��il ba �ocepUblo to Lender ud ehall includo a�tondanl mort��e clau�e. l.�axkr
<br /> �hsll have�he rl�ht to hold Ihe polkfa and rceew�li. lf L.cnler roquirca.Bamnwer�lull pmnnplly�ive to Lender a!I r�oeiipb ol
<br /> - paid prcmiums and rcnewal notiees,In the event of los,. Aorrnwer ahall�ive pmmpt iK+lice ta Ihe in�ur�noe�rdar�nd lender.
<br /> I.rnder may mal�e proof of loss if not m�do promptly by Borrowcr.
<br /> Unlea�l.ender arid Horrower a�herwice a�roo in wri�ing, insu�prncoafa shall bo npplied to rc�tan►�bn or repRf�of the
<br /> Propeny d�ms�ed.if the rcatonuion or r�apair i�aconamic�lly feaeible and I.ender's secu�ity i�not leuened.If�ho restoration or
<br /> __�_s_:___� �rywir io not economicnlly feaiible ar i,onder's secudty would be lessenod.the insu�proceed� Wwll bo oppNed to the cum�
<br /> secured by thie Savrity Instroment. whethor or not then due, with nny excesa paid to Bormwer. If Borrower Aban�lom the
<br /> PropeRy. or daes not enewer wlthin 30 deye e notice from Lender ihet the insuranco carrier has offerod to setllo A cleim,then
<br /> l�kr n�p�y oolkct tho insurance prooceds. l.en�der mwy use tho proceals to apai�ar rcstoro Ihe Propehy ar to pay cum�
<br /> iacurod by tAis Sxurity Instniment,whether or not�hen due.The 3Ud�y period wlll be�in when thB noticc ie givcn.
<br /> Unle.s� Lender �utid Borr�wer wherwlse agree in wriling. auy appiica�ian of proc�eeds a pdncipol shall not oatend ar
<br /> pastpon� thc duo dotc of the monthly psymcnts �ferrod to in ptivagraphs 1 and 2 w clwnge tMc amo�unt af tho paymenls. if
<br /> under p�uagraph 21 the Property is ocquirod by l.ender, Hormwer's right to�y insurwioe policies�d pa�eods rcRUlting from
<br /> damage to tha Property pdor to the ocquiaitian shalt pas�to I.ender to the extent of tho sums securod by�his Securiry lactrument
<br /> �•_�-�%��s�i�� imnwilia�tely prior w the sicquisition.
<br /> --- 6.Oocupaocy,PreservAtloa.M�iMenwnce aad Nntectiap ot t6e Property;Horrower's Loan Appltcationi 1.e�sehu�d�.
<br /> Bormwer shall accupy.csteblish.and use the Propeny ns Bomnwer's principal residence within sixty days after the ezecutian of
<br /> this Se�u�iry Instrument and shall continue to accupy �he Property as Borcower's principal residence for at lex�st one year after
<br />- the dat�:of occupancy.unless[.ender otherwise egre¢s in w�iair�g.which consent shall not be unrcaso�wbly withheld,or unless
<br />_, extenuating circumstances exist which are beyond Borraw•er's oontrol. Borrawer sha00 nat destroy. damage or impair the
<br /> � Propqrly, u11aw the Property to deteriorate, or commit wastr on the Propeny. Borrower.hall 6e in default if any forfeiture
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<br /> ection or praceeding, whether civil or cr�minal, is 6egun that in Lender's goad frith judfiment could result in fort'eiture of the
<br /> �;; PraFerly or otherwlse materfally impair the lien created by this Secudty Instrument or Lender'�s secudty interest.Horrower may
<br /> cure euch a defuuU and oeinstate,�x provided in parograph 18,by causing the nction or pmceoding to be diamissed with a mling
<br /> ' ��::r'„ thut, in l.endet's gaod Iaith determinetion, precludes fo�Feiture of the Borrower's imerest in the Property or other mate�al
<br /> u�ti
<br />•'f. �"�``--= irs�ai:mcnt of ih:. li�m crcatcd by this Sccarity In�trutt�nt or Lcndcr's s�carity intcrest. Borrawcr shall alsa bc in c�ciauli if
<br />�.,��`� Barrawer,during the loan applicetian pracess,gave materlally fnlse or inaccurute infarmation or statemems to L.ender(or feiled
<br />���� ��� I 1u provlde l.ender wiih any mete�ial informution>in connection wlth the k�aro evidenced by the Note,including.but not limited
<br /> ��' �;k to, representations concerning Borrower's occupancy of the Prapeny us a principal residence. !f tbis Securiry Instn�tnent is�n a
<br /> � ��'���''°;��' leet�hold. Borrower shell comply with all the provisions �f the lease. If Burrower ucquires fee title to Ihe Properly, the
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<br /> � "• ••�•''�"�`�" +;�' kasehold and the fee tiUe shaU not mergc unless L.ender agrecs to the merger in writing.
<br /> - . -�AKh'�r�$!'��• � 7.Protectlon oP Lender•s Rights in the PropeRy. If Bonnwer fails�o perform the covenams wid agreements conwined in
<br /> � ' this Security Instrument, or tlier�e is a legul proceeding thut may signitiramly affect Lender's right�in the Propeny(such as a
<br /> 't•' t �= � procceding in bunkruptcy,p�obatc, For condcmnation or fori'e.iture or to enl'urce luws ur regulations), then L.ender may do and
<br /> I pay for wNatever is necessary to pr�riect the vulue of the Pcr�peny und l.ender's rlghl� in the Property. I.ender's actions may
<br /> "'' '�`� :�. include paying any sums secured by u lien which has priority over �his Securi�y lnstn�ment, appearing in couri. paying
<br /> �,-' , � reusonable attorneys' fees und entering on the Nmpeny to mulce repuirs. Although[.en�ler may wke action under this puregrnph _
<br /> : �- :,�.,;, : : 7,I,ender dces nat havc to do so. _
<br /> `'�`�``'��`�`'` ' � � Any amounts disl+ursod by L,ender undcr thii puragruph 7 shull hernnx udJitiunul debt uf &irrower secured by this -�
<br /> tr..g�wrr.+S:�.�-� �.K�.«.
<br /> 4�"��`�' '�• ' � '' � Security Instrument. Unless Born►wer und I.r:nder ugrce t��other�erms of pnyment,�he�r an�unts shull bcur in�errsi from the -
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<br /> '�q , date af disbursement ut the Note rate and sholl be payable, ��•ith intcrest, upon notice from l.ender tn &►nowe� r�yuesting =
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<br /> '.; •- , � 8.MortRage Ins►urance. If Lemler reyuired mortgage insururne uti u rnndition ol'muking the loun sccured by this Securiry -
<br /> '` �``""�i' �' Instrument, Bnrrower shull u the remium� re uired ta maintuin the mon u�e in,urance in effect. If, for un reuson, the -`
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<br /> . �. ;S :; mortgage imurnnce mveragc requirecl hy LenJer lap.,e.r ar ccutic�lu bc in ei'f'�t,Borrowcr shall pay the premiums required to _
<br /> ~,..,' obtnin rnvemge substunlinlly cyuivalenl to the mortguge insuruncc pmviuu�ly in effccl, at a cnst wb�tun�ially rquiv:�lent to the =
<br /> -�'.' •• cost to Bormwer of tt:c mon�age insurunce prcvi��u,ly in cl'tcrt, fr�nn un nl�ernute mon�;igc insunr upprmeJ by Lender. lf -
<br /> .���s�";�'"� ="' ''%:? subatuntiully equivnlent mongage inxuranrr c�weragc is n�x avuilablr,Horrower shall�:ry In l.xixler euch inomh u sum equul ti� _
<br /> =:•��, • •� ;�._'��`�.� � nnr-twelfth of the eurl mori+a c insuranre remium t►cin uid b B��rm��cr a�hen the in,uronce rmera e lu sed or ceased a� -
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<br /> ,,'.�• , be in eftert.Lender will uccept,u.c und re�ain the.SC puynxnl�us u Ims re.ervc in licu of m�mgugc insu�ancc. Loss reserve _
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