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<br /> ` ��t�1Rs f101M Q[�S Q�ft 0�1�lC plppoly. Iw�.4'�i(bItIQ15 5���SQ�C OO'VGfld�t�11S$ECI�►
<br /> � �I�iE1� IU�OFt�iC t0[Ea0�11$!S tC�CRCd M U!tbt5 Sltilftt�t�IIS�ItACII[i1 i�IC"pk�0�flTlY:� . , .
<br /> - flORROVIIE[t COVENAt�1't'S.Ll�t 8ortnwer is tawfally seised af tbe est�ts der+eby conveyed and hu tbe dght ta�rant
<br /> aod caavty Ehe and thst the Ptuperty is wKawmbtre�tacept far eacum6�s o3[ecard. Hormwei waRants and - -
<br /> - w�l deferd ga�dtk tu the Ptoperty�g.vnst all claims aad ded�ands.subject to any encumbanees ot iecacd
<br /> ' TIflS SEClJR1TY INSIRUMENT rnmbines unifom�covaunts fa natiuoat use and oa1-unifotm roven�ats witb •
<br /> - #�d variatians by jurisdiction taconstiNta a unifam security iasaumetu cnveting m!pca�e�r. . �
<br /> . 1JN�RM COVENAN7'S. Baruwa and l�eader coveou►t and agroe as folbws: • �' �
<br /> � i. Fi���t d Pri�cipM a�d I�ta�es�Pr�e�ls�t ad i.afe Crar� Ba�ower aball p�ampIY MY when Que d�e`
<br /> _ principal of and i�ene.0 aa the debt evidenced by the Note and anY PRPaYment aad Iate cduges tWe�md�er the Nbfe. ,
<br /> 3. F1ud�tor 7i�us a�d Ia�sucG Subject tQ appli�abie 1aw or to st writtui waiver by Le�Baanwer sl�lt p�y w •
<br /> I.ender on d�e day monthlY P�Y�arr dne underthe Not�undl tAe Nott is.pud in ful1.a stim�l"Fw�ds"}for:(s)yae1Y
<br /> wces�u�vr�a�ts winch mry aawia priaity uver tbis Security Insaument as a}im ort tlie Pmpaty:fQ)yar1Y IdsehoW .:
<br />= paymp�ES ac grotud rents on the Pm(xctg,if:any: (o)Yart9 Iwz�M or pr�npertJr insaraxt poemiutns: fd)ye�rly ilaod
<br /> -- ��P��n�s. ��Y:te)Yeas1�moRgage ins�rana premiuins.ef any:and i�aoY�PaY�bY Bonowec.to
<br /> - Lender,in accordance with the pmvinons af paragraph 8.in tiw of the Qaymenc of matgage inswance pre�niums. '['hese
<br /> " it�s ace c�lled"Escmw Iterns." l.ender may.at aay timt,colka and hold tw�ds iu an aa�ouat noc m eaceed tbe ma�cimwn .
<br />-;"`�l.� � amount a leoder fa z federaily relaud moitgage ioan may rrguire for Bb�mwer�escrow account under the federa}Reai
<br />,-_� Estate SeWeaKnt Pt�nced�res Act of 1974 as amendtd fran titne to time.l2 U.S.C.§2601 a scq.("R$,SPA'�.uNess atwtHec
<br />.�•s,.. law tdat applies to tl�e Funds sets�lessec ad�onnt If so,l.cnder may.at any titpe,coitect and hold Fw�ds in an amoutiu not to
<br /> °•i�, exc�oed tbe tessear amoun� I.eader may�u the amauat of Fvnds d�u m the basis af cumnt data and reasoaabk
<br />_--- esttm�tes of expendituces of fot�ue L4c�nw Items orothervvise in accacdance with applicabte law. '
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<br /> - `� 7i�e Fun�i4 shait be held in an institutian whose deposits are insuced by a tedersl ager�cy.ins�ummtality,ur entiry -
<br />-:��;i c ('iacloding I.rnder,if l.ender is anch an instiwtion)or in aoay Faderal HooAC Loaa Banlc. I.ender shall appty the Funds w P�Y
<br />_-r:- :tbe Fscrow.Items. I�ender may not charge Bbrinacec f�Iwlding anct applying t6e Fvnds.annually analyaing ths escrow
<br />.'�.;�;' _ ` �pcaun� or verifying the Escrow Icems..u�iess fi.elider�ays Bosower interest:on.s�Funds and appticable law pemrits
<br /> ''�;: Le�ider to make such a charge. Howeve�,i.en�r�r t�nay requue Bo►mwects pay a oaz-iime charge for_an indepeadeat real -
<br /> __� estate tax�Ag service used by I.ender in c�nection with this(oan;imless applicabI�taw provides othetvvise. Untess an ,•.
<br /> _ ' � agreemern is made or applica6le law requii�es�nie�st tb be paid Leadec sbaII aat be rzq�to pay"Botrower any iaiec�st ur ';:`..':": ,., --
<br />- -- - earcung�ua iDe F�uis Bomawer and Lettder may asree iawriting.howevcr,�hat inter�st'shal}6e gaid on tLe Funds. Lendec. ..: . .--�T,.-_
<br /> ���;: � s6a11 give to Borrower without charge:��ual acco�usang of the Fand�:showing credits and c4ebita to the Punds azM ti►e =-___-
<br />`:;, ::...4 .:�� '' purpose for wteich each debit to the Funds aias made. The Fimds are pledged as additional securdty fur all sums secured 6y -____
<br />., ; —_
<br /> . this Sxuriry Inmuaient --------
<br /> i=;:��`.-i` If the T'viceds held by Lender exceed the amonnts permitted to be�held by applicable law. Lender shall account to -��
<br /> h Bmmower for ttie excess Funds In accardance with the requie�ements of applipble law. If the amount of the Funds held 6y �
<br /> . I.enckr at an�r dme is not sufticient to pay the Escrow Items when due.l.ender may so notify Borrower in writing,and.in -
<br /> such case Bomuwer shall pay to Lender the amount nocessary to make up the deficiencyr. Baarrrrower shall make up ihe
<br /> � � =�� deficiency in no more than t�velve monthlY payments.at Lender:s sole discreaon � � �<��_e��_--�
<br /> �•. Upon paYmcnt in full of all sams secnced by this Secariry Instrument l.ender shall promptly rcfund to Borrower any - -_�_z_.
<br /> �`' z Funds held by l.endcr. If.under paragtaph 21.Lender shaU acqutrc or sell the PtopeRy.l.ender.priar to the xquisition or ���—,�;M-
<br /> sale oC the Pr shall I aa Cvnds deld b l.eader at the time of �sition or sale as a credit a nst the sums . �' i� ���
<br /> ��'�Y• $PP Y Y 9 �N S� ��. ''°--'=
<br /> � `� securod by this Securicy Instrumen� _�� '�, .�� -
<br /> � 3. Applicatbn d Pay�aeats. Unless applicable law provides otherwlse, all payments reccived by Lender under '�';'' �` °-
<br /> � '
<br /> paragraphs 1 and 2 shall be applied:first.to Any prepaymem charges due under the Nate:tecand.to umaunts payable under ya �,v_._•-
<br /> paragraph 2:third.tv interest due:fou�th.to principal duc:and I�.ti�to ar�y late charges due under the Note. `�::��.-
<br /> �• - ,;� 4. Ch�rges: Liens Barrower shaSl pay all aaxcs. asscs�mcnts.charges. fines and impasidons sttributabte to the .: ----
<br /> � =f• Prapecty whicb may attain prioaty aver this.Secudry Instrumen�and leasehold payments or ground rents,if any. Boaowet - ' `-
<br />- � sha11 pay these obligadons in the manner provided in paragraph 2.or if not paid in that manner.Barrowet shat!pay them on ` »� '�=
<br /> Y ' lime directly to the person oweA paymenG Borrower shall promptly fumish to l.cncler�Il notices of amounts to be pald under � �
<br /> ' ����'-,-,�. this paragraph. If BoROwer makes these payments dimctly.Borrowet shall promptly fumish to Lender receipts evidencing ' -
<br /> - the payments. . � -
<br /> � . Borrower shall promptly discharge any lien which ha.4 priority aver this Security Instrument untess Borrower.(A)agrees
<br /> �� in wrlting to the payment of the obligation secured by the lien in a manner aceeptable to l.ender.(b>contests in good faith the ' ,��:� -
<br /> �' lien by.or defends against enforcement of the lien in.legal proceedings which in the l.ender's opinion operate to ps�vent the ` .;�±�����•':�;���
<br /> • enforcement of the llen;or(c)secures from the hotder of the llen an agrcement satisfactory to Lender sabordinating the lie� F.�.r;':` ''' -
<br />� � • ' to thls Secudty lastrument. It Lender determines that any part oP the Praperty is subject to a lien which may attain paority ,
<br /> 1 ow shall satisf the lien or take �. •(',
<br /> over this 5ecunry lnsttumen�Lender may glve Borrower a nonce�denufymg the ien. Bo�r er y
<br />_ ,�: one or mom of tl�e actioas set forth abave within 10 days of the giving of notice.
<br /> ;� S. Hazard or Property Insurance. Borrowes shall keep the improvements now exi�ting or hereafter ere�ed on the
<br /> � �.. . .
<br /> - -��•�� i'roperry insar�d agai�ut foss by fae.h�s inciuded within the tc��ii"exte�tded wverage"and a�sy othc�h�rds.includ'mg - .- - , .
<br /> ���;�"� flaods or flooding.for which l.ender require9 insurance. This insurance shall be maintained in the amounts and for the • .
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