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2001,3599 <br />IN WITNESS WHEREOF, the Borrower has executed this Rider on the 24th day of <br />December, 2001. <br />%o,, �� jaa9Y-)) <br />Borrower Date <br />RO ERT ELDEN,WILLIAMS <br />n, afyo 6V/ <br />Borfo a ate <br />TIFFANI D. WILLIAMS <br />Borrower Date <br />KIMBERLY KAY CLEGG <br />Borrower <br />Date <br />Borrower Date Borrower Date <br />MULTISTATE PREPAYMENT RIDER 1/01 <br />Dmumem systems, Inc. (8W) 649 -13Q Page 2 of 2 <br />USP2.GBF -A <br />