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<br />MASTER FINANCIAL, n =
<br />!E 333 SOUTH ANITA
<br />ORANGE, CALIFORNIA
<br />W Loan Number: 150555
<br />DEFINITIONS
<br />[Space Above This Line For Recording Data]
<br />DEED OF TRUST
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
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<br />(A) "Security Instrument" means this document, which is dated DECEMBER 24 , 2001,
<br />together with all Riders to this document. AND TIFFANI D. WILLIAMS,
<br />(B) 'Borrower" is ROBERT ELDEN CLEGG AKA ROBERT ELDEN WILLIAMS /AND
<br />KIMBERLY KAY CLEGG, A SINGLE PERSON
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is MASTER FINANCIAL, INC.
<br />Lender is a CORPORAT ION organized
<br />and existing under the laws of CALIFORNIA
<br />Lender's address is 333 SOUTH ANITA DRIVE, ORANGE, �CI\LIFORNIA 92868
<br />Lender is the beneficiary under this Security Instrument. TIC4R TITLE INSURANCE COMPANY
<br />(D) "Trustee" is /7/$rGcvli /(Cy!'/,l 113 W. 2ND ST. , GRAND ISLAND,
<br />NEBRASKA 68801
<br />(E) "Note" means the promissory note signed by Borrower and dated DECEMBER 24 2001
<br />The Note states that Borrower owes Lender FORTY EIGHT THOUSAND EIGHT HUNDRED
<br />AND 00/100 Dollars (U.S. $ 4 8, 8 0 0 . 0 0 ) plus interest. Borrower has promised to pay
<br />this debt in regular Periodic Payments and to pay the debt in full not later than JANUARY 1, 2032 ' .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders
<br />are to be executed by Borrower [check box as applicable]:
<br />❑X Adjustable Rate Rider
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<br />❑ Second Home Rider
<br />❑ Balloon Rider
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<br />❑ 1-4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />Prepayment Rider
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<br />Form 3028 1/01
<br />Page 1 of 13
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<br />DEED OF TRUST
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
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<br />(A) "Security Instrument" means this document, which is dated DECEMBER 24 , 2001,
<br />together with all Riders to this document. AND TIFFANI D. WILLIAMS,
<br />(B) 'Borrower" is ROBERT ELDEN CLEGG AKA ROBERT ELDEN WILLIAMS /AND
<br />KIMBERLY KAY CLEGG, A SINGLE PERSON
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is MASTER FINANCIAL, INC.
<br />Lender is a CORPORAT ION organized
<br />and existing under the laws of CALIFORNIA
<br />Lender's address is 333 SOUTH ANITA DRIVE, ORANGE, �CI\LIFORNIA 92868
<br />Lender is the beneficiary under this Security Instrument. TIC4R TITLE INSURANCE COMPANY
<br />(D) "Trustee" is /7/$rGcvli /(Cy!'/,l 113 W. 2ND ST. , GRAND ISLAND,
<br />NEBRASKA 68801
<br />(E) "Note" means the promissory note signed by Borrower and dated DECEMBER 24 2001
<br />The Note states that Borrower owes Lender FORTY EIGHT THOUSAND EIGHT HUNDRED
<br />AND 00/100 Dollars (U.S. $ 4 8, 8 0 0 . 0 0 ) plus interest. Borrower has promised to pay
<br />this debt in regular Periodic Payments and to pay the debt in full not later than JANUARY 1, 2032 ' .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders
<br />are to be executed by Borrower [check box as applicable]:
<br />❑X Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑ Second Home Rider
<br />❑ Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />® Other(s) [specify]
<br />❑ 1-4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />Prepayment Rider
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT
<br />DocMagk 800-649 -1362
<br />Form 3028 1/01
<br />Page 1 of 13
<br />www.docmagic.com
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