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<br /> � �.��[�� �1Cl.�O[[DWEr S� ��1C iIDp7llV�$O�W C� Of�CC� dl f�C , .
<br /> .p�apertY i�e�s�Wss try�ttr. hr�acds insiuded within sLe term"acte�dad cove�age'a�d anY a�e[1�uards.incl�i�q,[ ' .
<br /> �tloods or ftboding.far whict�i�der�aqniies inst�rance.This in�aianoe shall be maiataiaed ia�the amoum3 and for the{t�it�ds
<br /> �ti�LeedeF.iequias.'!be insuranoe catrier p�►�di�d�e i�urance shaU be diosen'by Borcower subje�t to L�ender's appcovai
<br /> ` �+hish sliall nol`be aiu�srnmbIy witt�held. If Borm�ire�fails to m�intain'mveaage 8escr�'t�ad above.LeMei may. at.l.r�der's, .
<br /> , `optiotf,oMain ooverage w protect Leader's�rights in dbe Pc+bpecty itt a000rdattae wiih patagraph T. < <
<br /> , _ . - _A!1 insaran�policies and_n�ltwaLc&hall be aaae��ahle to I�der a�s�inclade a��4T�Sa8e��•���
<br /> sha111ia�re tbe rigdt m hold d�e pnl�aes and�.ff Lender 7equires.Borrower S[tatt.Pc'omptlY Sive to Lender alt ra�eipts of ' �
<br /> _- ,'p�id pn�dinms.�nd r�ne�val roaces.In the eve,ffi af loss,Barrntrer shatl give pmmpt�tioe w tl�e insuiance rarrier and LeMer. ,
<br /> - Lsnder may m�loe proof of loss if r�ot it�ade promptlY bY Bormw�r.. •� .
<br /> �_ < < .Uatess<Lar'kr and Bo�m�ver otbeta�se agiee in'writing,iusor�nce.proceeds sMl1 be applied to Ks[ora�t ar repair uf t6e
<br /> .-- 4 p�apetiy da�mg+od,.if tbe�stocuion or reFair is eooaomicaily feas�'ble and I,�e�s secarity is not tessene+d.re the�esooration or ,
<br /> � nep�r is na�t aannomically fea��le or Ix�idea�•5�cor+ry wo�w be t��oa.rn��p��rdn be a�r�co u��.� �
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<br /> �by ihis Soaiti.ty Iratnunent,�whether or not ther►due. with any exQess p�id w;$oriower. If Btrrrower a`baado� ttu
<br />_� Praperty,or daes not answer�vidtirt 30 days a�wtioe fron►Icn�er tLaz the insivamoe rarrier has offe�ed to's•ettte a�Ia�m,tt�
<br /> �� i�m�y coitact tbe ie�sararne�raccads. I.ender may usc tl�prqceeds w repr�r or restare the Pr+�peccy or w�PaY�. .
<br />�.� seqarecl bY tdis Seauigr Ia�.whether or not thea due.The 30-day per�iod will begln whea the notice is given. � ' —
<br />-=_ � Udess I.e�der and Bomnwer othe�wise agree in.writing, any appliqtion of pmcecds to prinnpal afiati not excend or ----
<br /> '--- postpone t6c due date o�tbe monthlY l�Y�refemad m in paragraphs 1•a�2 or change the.atuot�Qt af the paym�ts. If . . --_-
<br /> , wider paiagtapH 2I t6e Property is acquired try I.e�r.Barrawer's right ta`�nY��•P����P���5.� � _.
<br /> -- �e ta the Prope�ty prior.to the scyuisition shaU pass to I�ender to tlx extent of tbe s�s secured hy this Securiry.I� �
<br /> ~'_ ' i m u t e d i a t e ly prior to t h e a c q u i s ti a o n. � �=r--=
<br /> - ��P�9+�a�+Mai�anae aud Protection of tbe Pnnpeety:BorroWa�s I:oan Applicat��.ea�olds. ��•Y�;
<br /> ' Bomriwer stiall ooapy.estabtish.and use the Ptoperty as Bomawer's pri�x;ipa�residence withiu siaty days after the esecution of '-- _
<br /> - this Security lnsttument and shall oontinue to oocupy the Praperty as Borrower's principal residence for at tcast otte yearafter j-i:-==-°,
<br /> _ ; ihe date of uc�:upaocy,unless�.ender flthenvise agrees in wtiting. whicA tonse�t shall tat be ut►re�asoba6ly+�iJhheld.or uutc�s _ .s,-.__--
<br /> •.� .:�� extrnuating cinvmstames exist which arc beyand Borrawe�s control. Botnower shall not dcstroy. damage or impair the � =r�-
<br /> �r: t �P�Y,allow the Property to deteriotate,or commit waste on the Pmperty. Borrower shall be in defauit if aay fod4ipue =���i�`�
<br /> _ �`;,'_ ;��:- _Y...-
<br /> •3�:t�'. � ,�,�.� action or prooeedng,whether civm'1 or criminat, is begun that in Lender's gaod faith judgmcnt ooutd tesult in forfeiture of the %"+.-.
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<br /> - ���-�Y��- �'p�=�=;Y PI'OPCI�jT OI AIIICIWISC 1118I2f18�Ij/IAI�1Tl11C IICII CCfdlCd I�thlS SOCIIf1[y I11SIJUII�Il1 Oi I.CtidCi''s security iateres�Borrower t�iay :_��.�
<br /> ' - 4.}-;-��= cu:e such a default and reir�state.as provided in paragrnph 18.by rausing the action or proceeding to be�smissed witb a ruliag -- -
<br /> � ' j'L':,� that. in Lenclei s`good faitb detcrmination. preclndes forfeiture of the Bonuwer's interest In the Property or oU�er material ��_"
<br /> , :� � - ����' .. impaim�ent of the lien created by this Security lnstrumeirt or I.ender's seeurity interest. Borrower sliall also be in default if � ..s�f•�`
<br /> .�� Borrower,during du toan appliwtion prooess,gave materially false or imcacutate inforn�ation or statements w L.ender tar faited , -�_:�ti`==:
<br /> ��'� to provide Lepder with any materiai information)in cannection with the toan cvidcnced by the Note,iacluding,but not{imited �=�•z:"'•
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<br /> - '�� :•:' `� •'. to.representatio�ooncerning Bonower's occupancy of the Property as a prirtcipal residence. lf this Securiry Insuument is on a .
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<br /> .�-�,-•--..-. •�. leasehold. Borrower shal! comply with a!! the provisioas of the lease. lf Borrower acquires fec title to�he Property, tbe _-
<br /> . " ' � � leaschold and the fee title shall not me�ge unles.c t,ender agree.c ta the merger in writing. ' ,
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<br /> "'`'`' . ' 7.Pf'attd1011 Ot T.CIIdC!'S . .
<br /> Wg6ts in the Pr»perty.!f Borrower fails to perfarm the covenants and agreEm�.S contained in
<br /> .,#"p�"°°':. ' .,:y±,� �tbis Seecuriry Instrament.ar there is a legal proceeding that may cignifirant{y affect I.ender's righu in the Proptrty(such as a •
<br /> - - ��`�`'�' `�. pra+eeding in bankruptcy.probate. for mndemnation or fadeiture or to enforce laws or regulations),then l.ertder may do and
<br />-�� ���"�'"�~� '"� pay for whatever is necessary w pmt�xt 1he vatue of the Praperty and Lender's rights in the Property. Lendcr'�actions may .
<br />!' ���-;:''`' '=` include p a y i�8 any sums secured by a lien which has priority over this Socurity Instrument. aPpearing in court. paYing `� �
<br /> - ��•.'- . '= =, • reasonable auomeys'fees artd entering on the Praperty w make repairs.Although Lendcr may take action urater this paragrapf► �-- -
<br /> .. 1, ,.;; .._. . . .
<br /> ,`+ . . •: ,:-:�:: .�� 7.L,ender do�s not have to do so. . � _ . : .
<br /> - ' :•�;� '� �•; - Any amoonts,disbursed by l.ender under this puragraph 7 chali become additional debt of Borrower secured by this
<br /> '�' '%'`i' � 5ecurity instrumem. Unless Bormwer and l.endcr a�tn othcr tcrnts of p�aymcnt.thcse amounts shall brar interest fram the �
<br /> ��.:�;;i�� �� date of disbunsemcmt at the Note rate and sh:ill be payabit, with intcrest, upan�natice from l.ender to Bortawer requesting . ' •
<br /> , � PrYment. ' ' � �
<br />— - � 8.Mortg�ge lasuranr.!f I.endcr requira!mongage in.�urance a�a c�nndition af making the taan sc�cured by,this Securiry ----- - '
<br /> . � - �: ,,�; (nstniment. &�rmwer shall pay the premium4 required to maint�in the mortguge insurance in effect. 1�. fcn any reason. the •
<br /> ;._`:�-.:� � martsaga insurance coverage roquirai by Le�xlcr.lap.x�or ceases to be in eff�ct. Borrotivcr�hall pay t?Ie premiams requited to •
<br /> �;" obtain coverage substantially equfvtilent ta the martgage inaumnce previoa�ly in cffect,s►t a co�t�uhtitantially equivulent to the '
<br />; �� •- •• � � cost to Borrower of the mortgagc insutancc previaasly in cffcc�. from an altematc martgagc in�urcr apprnved by L,endcr. Ii � ������
<br /> � �"'"�y' '�`� • , substantiaUy equivalent mrmgage imurance coverage is ttnt avnilable.&�m>wer tihali�y t��l.ender rach month r wm eyual to ( •
<br /> , � one-twelith of th�yearly nx�rigage iacurance premium being paid by Borrower when the inaurance rnverage lapsod or cea.god to ! �,�,
<br /> =. "�'.;�:yi� ' bc in effoct.t.�mdcr wili accept.use and retain thesc p•ryments a� a to�.� rcticrvc in licu of mortgagc inwrancc. Lcns r�crve '. j
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