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<br />		17. Transfer of the Property or a Beneficial Interest in Borrower. If a11 or any part of the Property or any interest in it
<br />  	is sold or transfened(or if a beneficial interest in Bonower is sold or transferred and Bonower is not a nahzral person) without
<br />  	Lender's prior written consent, Lender may, at its option, require immediate payment in full of all sums secwed by this
<br />  	Security Instrument. However, this option sha11 not be exercised by Lender if exercise is prohibited by federal law as of the date
<br />  	of this Security Instrument.
<br /> 		If Lender exercises this option, Lender shall give Bonower notice of acceleration. The notice shall provide a period of not
<br />  	less than 30 days from the date the notice is delivered or mailed within which Borrower must pay a11 sums secured by this
<br />  	Security Instrument. If Bonower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies
<br />  	permitted by this Security Instrument without further notice or demand on Bonower.
<br /> 		18. Borrower's Right to Reinstate. If Borrower meets certain conditions, Borrower sha11 ha�e the right to have
<br />  	enforcement of this Security Instrument discontinued at any time prior to the eazlier of (a) 5 days (or such other period as
<br />  	applicable law may specify for reinstatement) before sale of the Property pursuant to any power of sale contained in this
<br />  	Security Instrument; or(b)entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a)pays
<br />  	Lender a11 sums which then would be due urider this Security Instrument and the Note as if no acceleration had occurred; (b)
<br />  	cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument,
<br />  	including, but not limited to, reasonable attorneys' fees; and (d) takes such action as Lender may reasonably require to assure
<br />  	that the lien of this Security Instrument, Lender's rights in the Property and Bonower's obligation to pay the sums secured by
<br />  	this Security Instrument sha11 continue unchanged.  Upon reinstatement by Bonower,  this Security Instrument and the
<br />  	obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall
<br />  	not apply in the case of acceleration under paragraph 17.
<br /> 		19. Sale of Note; Change of Loan Servicer. The Note or a partial interest in the Note (together with this Security
<br />   	Instrument)may be sold one or more times without prior notice to Bonower. A sale may result in a change in the entity(known
<br />   	as the "Loan Servicer")that collects monthly payments due under the Note and this Secwity Instrument. There also may be one
<br />   	or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be
<br />   	given written notice of the change in accordance with pazagraph 14 above and applicable law. The notice will state the name and
<br />   	address of the new Loan Servicer and the address to which payments should be made. The notice will also contain any other
<br />   	information required by applicable law.
<br /> 		20. Hazardous Substances. Borrower sha11 not cause or permit the presence, use, disposal, storage, or release of any
<br />   	Hazardous Substances on or in the Property. Borrower shall not do, nor a11ow anyone else to do, anything affecting the
<br />   	Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or
<br />   	storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal
<br />   	residential uses and to maintenance of the Property.
<br /> 		Borrower sha11 promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any
<br />   	governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law
<br />   	of which Borrower has actual knowledge. If Bonower learns, or is notified by any governmental or regulatory authority, that
<br />   	any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower sha11 promptly take
<br />   	a11 necessary remedial actions in accordance with Environmental Law.
<br /> 		As used in this pazagraph 20, "Hazardous Substances" aze those substances defined as toxic or hazardous substances by
<br />   	Environmental Law and the following substances:  gasoline, kerosene, other flammable or toxic petroleum products, toxic
<br />   	pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As used in
<br />   	this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that
<br />   	relate to health, safety or environmental protection.
<br /> 		NON-LTNIFORM COVENANTS. Bonower and Lender further covenant and agree as follows:
<br /> 		21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach
<br />   	of any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraph 17 unless
<br />   	applicable law provides otherwise). The notice shall specify:  (a) the default; (b) the action required to cure the default;
<br />   	(c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and
<br />   	(d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums
<br />   	secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to
<br />   	reinstate after acceleration and the right to bring a court action to assert the non-existence of a default or any other
<br />   	defense of Borrower to acceleration and sale. If the default is not cured on or before the date speci�ed in the notice,
<br />   	Lender, at its option, may require immediate payment in full of all sums secured by this Security Instrument without
<br />   	further demand and may invoke the power of sale and any other remedies permitted by applicable law. Lender shall be
<br />   	entitled to collect all expenses incurred in pursuing the remedies provided in this paragraph 21, including, but not limited
<br />   	to, reasonable attorneys' fees and costs of title evidence.
<br /> 		If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part of the
<br />   	Property is located and shall mail copies of such notice in the manner prescribed by applicable law to Borrower and to
<br />   	the other persons prescribed by applicable Iaw. After the time required by applicable law, Trustee shall give public notice
<br />   	of sale to the persons and in the manner prescribed by applicable law. Trustee, without demand on Borrower, shall sell
<br />   	the Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of
<br />   	sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel of the
<br />   	Property by public announcement at the time and place of any previously scheduled sale. Lender or its designee may
<br />   	purchase the Property at any sale.
<br />																		Form 3028 8/90
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