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200402590 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />N/A <br />N/A <br />(M- 6(NE) (0005) <br />(Seal) <br />SCOTT F. BROTT - Borrower <br />r <br />le d (Seal) <br />SHERRI L . 14ROTT - Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />Non - Borrower <br />_ (Seal) <br />- Borrower <br />Page 14 of 15 <br />_ (Seal) <br />- Borrower <br />(Seal) <br />Non - Borrower <br />_ (Seal) <br />- Borrower <br />Form 3028 1/01 <br />Document # L087NE <br />